VOO vs XDQQ

Quick Verdict

VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 505 holdings.

Lower Fees: VOOHigher Returns: VOOMore Diversified: VOO

Side-by-Side Comparison

MetricVOOXDQQWinner
Expense Ratio0.03%0.79%
AUM$979.0B$57M
Dividend Yield1.09%0.00%
Holdings5095
YTD Return+13.79%+2.07%
1Y Return+23.01%+10.66%
3Y Return (annualized)+21.78%+17.23%
5Y Return (annualized)+13.39%+6.90%
Volatility (annualized)14.1%17.4%
Max Drawdown-34.3%-35.6%
Fund FamilyVanguard (US)Innovator ETFs Trust
CategoryEquityAlternative
InceptionSep 7, 2010Mar 31, 2021

VOO vs XDQQ Performance

Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US) and Innovator Growth-100 Accelerated ETF - Quarterly (XDQQ) is a ETF from Innovator ETFs Trust. Over the past year VOO returned +23.01% while XDQQ returned +10.66%. Year to date, VOO is up 13.79% versus a gain of 2.07% for XDQQ.

Over three years, VOO compounded at +21.78% per year against +17.23% for XDQQ; over five years the annualized figures are +13.39% and +6.90% respectively. Across the full 5-year window we track, VOO has the edge at +13.57% annualized vs +8.54%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

XDQQ has been the more volatile fund, with annualized monthly volatility of 17.4% compared with 14.1% for VOO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -34.3% for VOO and -35.6% for XDQQ. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.89. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

VOO charges 0.03% per year while XDQQ charges 0.79%. On a $10,000 position that is $3 vs $79 annually, a gap of $76 per year that compounds over a long holding period. On income, VOO currently yields 1.09% against 0.00% for XDQQ.

Frequently Asked Questions

Which is cheaper, VOO or XDQQ?

VOO has an expense ratio of 0.03% while XDQQ charges 0.79%. VOO is the cheaper option. On a $10,000 investment, that is $76 per year of difference.

Which performed better, VOO or XDQQ?

Over the past year VOO returned +23.01% vs +10.66% for XDQQ, so VOO leads on 1-year performance. Over the longest common window we track (5 years), VOO annualized +13.57% vs +8.54% for XDQQ. Past performance does not guarantee future results.

Which is riskier, VOO or XDQQ?

XDQQ has been the more volatile fund at 17.4% annualized versus 14.1% for VOO. Worst drawdown: VOO -34.3% vs XDQQ -35.6%.

Should I hold both VOO and XDQQ?

VOO and XDQQ have a monthly-return correlation of 0.89, so combining them can provide real diversification depending on your allocation goals.

Which pays a higher dividend, VOO or XDQQ?

VOO yields 1.09% while XDQQ yields 0.00%, so VOO currently pays the higher dividend yield.

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