VOO vs XRPI
Vanguard S&P 500 ETF vs Volatility XRP ETF
Which is better, VOO or XRPI?
VOO has been ahead.
VOO has a lower expense ratio. VOO led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | VOO | XRPI |
|---|---|---|
| Expense Ratio | 0.03%Best | 1.68% |
| AUM | $997.4B | $104M |
| Dividend Yield | 1.04% | 2.94% |
| Holdings | 509 | 3 |
| YTD Return | +11.55%Best | -35.27% |
| 1Y Return | +17.54%Best | -59.04% |
| 3Y Return (annualized) | +20.71% | - |
| 5Y Return (annualized) | +12.80% | - |
| Volatility (annualized) | 12.1%Best | 52.6% |
| Max Drawdown | -8.9%Best | -75.6% |
| $10,000 over 1.3 years | $13,182Best | $4,762 |
| Fund Family | Vanguard (US) | Volatility Shares, LLC |
| Category | Equity | Alternative |
| Style | Large Cap Blend | - |
| Inception | Sep 7, 2010 | May 22, 2025 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 1.3 years row, are measured over the window both funds cover: May 22, 2025 to Sep 10, 2026 (1.3 years).
VOO vs XRPI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.3 years both funds cover.
VOO vs XRPI Performance
Vanguard S&P 500 ETF (VOO) is an ETF from Vanguard (US) and Volatility XRP ETF (XRPI) is an ETF from Volatility Shares, LLC. Over the past year VOO returned +17.54% while XRPI returned -59.04%. Year to date, VOO is up 11.55% versus a loss of 35.27% for XRPI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
XRPI has been the more volatile fund, with annualized monthly volatility of 52.6% compared with 12.1% for VOO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -8.9% for VOO and -75.6% for XRPI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.29. They move largely independently of each other.
Fees and Cost Over Time
VOO charges 0.03% per year while XRPI charges 1.68%. On a $10,000 position that is $3 vs $168 annually, a gap of $165 per year that compounds over a long holding period. On income, VOO currently yields 1.04% against 2.94% for XRPI.
You are not choosing between two funds in isolation.
Whichever of VOO and XRPI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, VOO or XRPI?
VOO has an expense ratio of 0.03% while XRPI charges 1.68%. VOO is the cheaper option, by $165 a year on a $10,000 investment.
Which performed better, VOO or XRPI?
Over the past year VOO returned +17.54% vs -59.04% for XRPI, so VOO leads on 1-year performance. Over the longest common window we track (1 years), VOO annualized +23.68% vs -43.49% for XRPI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, VOO or XRPI?
XRPI has been the more volatile fund at 52.6% annualized versus 12.1% for VOO. Worst drawdown: VOO -8.9% vs XRPI -75.6%.
Should I hold both VOO and XRPI?
VOO and XRPI have a monthly-return correlation of 0.29, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, VOO or XRPI?
VOO yields 1.04% while XRPI yields 2.94%, so XRPI currently pays the higher dividend yield.
Is XRPI better than VOO?
VOO has a lower expense ratio. VOO led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.