VOO vs XTL
Vanguard S&P 500 ETF vs State Street SPDR S&P Telecom ETF
Quick Verdict
VOO has a lower expense ratio. XTL delivered stronger 1-year returns. VOO offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | VOO | XTL | Winner |
|---|---|---|---|
| Expense Ratio | 0.03% | 0.35% | |
| AUM | $979.0B | $573M | |
| Dividend Yield | 1.09% | 1.16% | |
| Holdings | 509 | 42 | |
| YTD Return | +13.79% | +38.34% | |
| 1Y Return | +23.01% | +74.07% | |
| 3Y Return (annualized) | +21.78% | +43.04% | |
| 5Y Return (annualized) | +13.39% | +17.75% | |
| Volatility (annualized) | 14.1% | 20.4% | |
| Max Drawdown | -34.3% | -37.0% | |
| Fund Family | Vanguard (US) | State Street Investment Management | |
| Category | Equity | Equity | |
| Inception | Sep 7, 2010 | Jan 26, 2011 |
VOO vs XTL Performance
Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US) and State Street SPDR S&P Telecom ETF (XTL) is a ETF from State Street Investment Management. Over the past year VOO returned +23.01% while XTL returned +74.07%. Year to date, VOO is up 13.79% versus a gain of 38.34% for XTL.
Over three years, VOO compounded at +21.78% per year against +43.04% for XTL; over five years the annualized figures are +13.39% and +17.75% respectively. Across the full 16-year window we track, VOO has the edge at +13.57% annualized vs +10.04%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
XTL has been the more volatile fund, with annualized monthly volatility of 20.4% compared with 14.1% for VOO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -34.3% for VOO and -37.0% for XTL. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.75. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
VOO charges 0.03% per year while XTL charges 0.35%. On a $10,000 position that is $3 vs $35 annually, a gap of $32 per year that compounds over a long holding period. On income, VOO currently yields 1.09% against 1.16% for XTL.
Holdings Overlap
VOO and XTL share 1 holdings out of 505 unique holdings combined, representing a 0.7% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in VOO | Weight in XTL | Difference |
|---|---|---|---|
| CSCO | 0.72% | 3.02% | 2.30% |
Frequently Asked Questions
Which is cheaper, VOO or XTL?
VOO has an expense ratio of 0.03% while XTL charges 0.35%. VOO is the cheaper option. On a $10,000 investment, that is $32 per year of difference.
Which performed better, VOO or XTL?
Over the past year VOO returned +23.01% vs +74.07% for XTL, so XTL leads on 1-year performance. Over the longest common window we track (16 years), VOO annualized +13.57% vs +10.04% for XTL. Past performance does not guarantee future results.
Which is riskier, VOO or XTL?
XTL has been the more volatile fund at 20.4% annualized versus 14.1% for VOO. Worst drawdown: VOO -34.3% vs XTL -37.0%.
Should I hold both VOO and XTL?
VOO and XTL have a monthly-return correlation of 0.75, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between VOO and XTL?
VOO and XTL share 1 common holdings with a 0.7% weight overlap. Combined, they hold 505 unique securities.
Which pays a higher dividend, VOO or XTL?
VOO yields 1.09% while XTL yields 1.16%, so XTL currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.