VTI vs WBIE
Vanguard Morningstar Total Stock Market ETF vs WBI BullBear Rising Income 3000 ETF
Which is better, VTI or WBIE?
VTI has been ahead.
VTI has a lower expense ratio. VTI led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | VTI | WBIE |
|---|---|---|
| Expense Ratio | 0.03%Best | 1.24% |
| AUM | $689.2B | $5M |
| Dividend Yield | 1.06% | 0.02% |
| Holdings | 3,524 | 35 |
| YTD Return | +13.71%Best | -0.16% |
| 1Y Return | +13.48%Best | -0.16% |
| 3Y Return (annualized) | +24.28% | - |
| 5Y Return (annualized) | +11.43% | - |
| Volatility (annualized) | 15.2% | 14.1%Best |
| Max Drawdown | -35.0% | -24.6%Best |
| $10,000 over 12.2 years | $39,723Best | $10,147 |
| Fund Family | Vanguard (US) | WBI Investments |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | May 24, 2001 | Aug 25, 2014 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 12.2 years row, are measured over the window both funds cover: Aug 27, 2014 to Oct 28, 2026 (12.2 years).
VTI vs WBIE growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 12.2 years both funds cover.
VTI vs WBIE Performance
Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US) and WBI BullBear Rising Income 3000 ETF (WBIE) is an ETF from WBI Investments. Over the past year VTI returned +13.48% while WBIE returned -0.16%. Year to date, VTI is up 13.71% versus a loss of 0.16% for WBIE.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.2% compared with 14.1% for WBIE. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -35.0% for VTI and -24.6% for WBIE. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.60. They move together some of the time, and apart the rest.
Fees and Cost Over Time
VTI charges 0.03% per year while WBIE charges 1.24%. On a $10,000 position that is $3 vs $124 annually, a gap of $121 per year that compounds over a long holding period. On income, VTI currently yields 1.06% against 0.02% for WBIE.
You are not choosing between two funds in isolation.
Whichever of VTI and WBIE you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, VTI or WBIE?
VTI has an expense ratio of 0.03% while WBIE charges 1.24%. VTI is the cheaper option, by $121 a year on a $10,000 investment.
Which performed better, VTI or WBIE?
Over the past year VTI returned +13.48% vs -0.16% for WBIE, so VTI leads on 1-year performance. Over the longest common window we track (12 years), VTI annualized +11.97% vs +0.12% for WBIE. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, VTI or WBIE?
VTI has been the more volatile fund at 15.2% annualized versus 14.1% for WBIE. Worst drawdown: VTI -35.0% vs WBIE -24.6%.
Should I hold both VTI and WBIE?
VTI and WBIE have a monthly-return correlation of 0.60, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, VTI or WBIE?
VTI yields 1.06% while WBIE yields 0.02%, so VTI currently pays the higher dividend yield.
Is WBIE better than VTI?
VTI has a lower expense ratio. VTI led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.