VTI vs WLDR
Vanguard Morningstar Total Stock Market ETF vs Simplify Affinity World Leaders Equity ETF
Which is better, VTI or WLDR?
Large Cap Blend against Large Cap Value.
VTI has a lower expense ratio. VTI led over the full window, WLDR over 1Y, 3Y and 5Y.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | VTI | WLDR |
|---|---|---|
| Expense Ratio | 0.03%Best | 0.67% |
| AUM | $666.9B | $98M |
| Dividend Yield | 1.03% | 1.26% |
| Holdings | 3,543 | 117 |
| YTD Return | +12.57% | +35.39%Best |
| 1Y Return | +17.22% | +46.35%Best |
| 3Y Return (annualized) | +20.87% | +33.13%Best |
| 5Y Return (annualized) | +11.86% | +19.60%Best |
| Volatility (annualized) | 16.8%Best | 18.6% |
| Max Drawdown | -35.0%Best | -47.1% |
| $10,000 over 5 years | $17,514 | $24,471Best |
| Fund Family | Vanguard (US) | Simplify Exchange Traded Funds |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Value |
| Inception | May 24, 2001 | Jan 16, 2018 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Jan 17, 2018 to Sep 11, 2026 (8.6 years).
VTI vs WLDR growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 8.6 years both funds cover.
VTI vs WLDR Performance
Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US) and Simplify Affinity World Leaders Equity ETF (WLDR) is an ETF from Simplify Exchange Traded Funds. Over the past year VTI returned +17.22% while WLDR returned +46.35%. Year to date, VTI is up 12.57% versus a gain of 35.39% for WLDR.
Over three years, VTI compounded at +20.87% per year against +33.13% for WLDR; over five years the annualized figures are +11.86% and +19.60% respectively. Across the full 9-year window we track, VTI has the edge at +12.79% annualized vs +11.86%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
WLDR has been the more volatile fund, with annualized monthly volatility of 18.6% compared with 16.8% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -35.0% for VTI and -47.1% for WLDR. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.89. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
VTI charges 0.03% per year while WLDR charges 0.67%. On a $10,000 position that is $3 vs $67 annually, a gap of $64 per year that compounds over a long holding period. On income, VTI currently yields 1.03% against 1.26% for WLDR.
Holdings Overlap
At least 70.4% of WLDR's money is in holdings VTI also owns.
Stated as a floor: for VTI, our book for it covers 90.6% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
Most of WLDR is already inside VTI. Owning both mostly buys the same companies twice.
59 positions in common, counted across the 2,787 positions we hold weights for in VTI and 112 in WLDR, against full books of 3,543 and 117.
Top Shared Holdings
| Stock | Weight in VTI | Weight in WLDR | Difference |
|---|---|---|---|
| MUMicron Technology, Inc. | 1.79% | 6.81% | 5.02% |
| DELLDell Technologies Inc. | 0.17% | 7.73% | 7.56% |
| STXSeagate Technology Plc | 0.30% | 5.42% | 5.12% |
| HPQHp Inc. | 0.03% | 4.69% | 4.66% |
| VZVerizon Communications, Inc. | 0.22% | 2.39% | 2.17% |
| OMCOmnicom Group Inc. | 0.03% | 2.49% | 2.46% |
| JNJJohnson & Johnson | 0.84% | 1.47% | 0.63% |
| TAt&t, Inc. | 0.20% | 2.11% | 1.91% |
| TGTTarget Corp. | 0.08% | 1.60% | 1.52% |
| SSNCSs&C Technologies Holdings Inc. | 0.02% | 1.60% | 1.58% |
70.4% of WLDR is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, VTI or WLDR?
VTI has an expense ratio of 0.03% while WLDR charges 0.67%. VTI is the cheaper option, by $64 a year on a $10,000 investment.
Which performed better, VTI or WLDR?
Over the past year VTI returned +17.22% vs +46.35% for WLDR, so WLDR leads on 1-year performance. Over the longest common window we track (9 years), VTI annualized +12.79% vs +11.86% for WLDR. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, VTI or WLDR?
WLDR has been the more volatile fund at 18.6% annualized versus 16.8% for VTI. Worst drawdown: VTI -35.0% vs WLDR -47.1%.
Should I hold both VTI and WLDR?
VTI and WLDR have a monthly-return correlation of 0.89, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between VTI and WLDR?
At least 70.4% of WLDR's money is in holdings VTI also owns. Our book for VTI is partial, so the real figure is this or higher. They hold 59 positions in common, counted across the 2,787 positions we hold weights for in VTI and 112 in WLDR.
Which pays a higher dividend, VTI or WLDR?
VTI yields 1.03% while WLDR yields 1.26%, so WLDR currently pays the higher dividend yield.
Is WLDR better than VTI?
VTI has a lower expense ratio. VTI led over the full window, WLDR over 1Y, 3Y and 5Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.