VTI vs XME
Vanguard Morningstar Total Stock Market ETF vs State Street SPDR S&P Metals & Mining ETF
Which is better, VTI or XME?
Large Cap Blend against Small Cap Value.
VTI has a lower expense ratio. VTI led over the full window, XME over 1Y, 3Y and 5Y.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | VTI | XME |
|---|---|---|
| Expense Ratio | 0.03%Best | 0.35% |
| AUM | $666.9B | $4.9B |
| Dividend Yield | 1.03% | 0.37% |
| Holdings | 3,543 | 40 |
| YTD Return | +12.57%Best | +5.81% |
| 1Y Return | +17.22% | +32.55%Best |
| 3Y Return (annualized) | +20.87% | +30.72%Best |
| 5Y Return (annualized) | +11.86% | +21.64%Best |
| Volatility (annualized) | 15.7%Best | 34.5% |
| Max Drawdown | -56.6%Best | -87.3% |
| $10,000 over 5 years | $17,514 | $26,631Best |
| Fund Family | Vanguard (US) | State Street Investment Management |
| Category | Equity | Equity |
| Style | Large Cap Blend | Small Cap Value |
| Inception | May 24, 2001 | Jun 19, 2006 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Jun 22, 2006 to Sep 11, 2026 (20.2 years).
VTI vs XME growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 20.2 years both funds cover.
VTI vs XME Performance
Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US) and State Street SPDR S&P Metals & Mining ETF (XME) is an ETF from State Street Investment Management. Over the past year VTI returned +17.22% while XME returned +32.55%. Year to date, VTI is up 12.57% versus a gain of 5.81% for XME.
Over three years, VTI compounded at +20.87% per year against +30.72% for XME; over five years the annualized figures are +11.86% and +21.64% respectively. Across the full 20-year window we track, VTI has the edge at +9.75% annualized vs +4.93%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
XME has been the more volatile fund, with annualized monthly volatility of 34.5% compared with 15.7% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -56.6% for VTI and -87.3% for XME. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.70. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
VTI charges 0.03% per year while XME charges 0.35%. On a $10,000 position that is $3 vs $35 annually, a gap of $32 per year that compounds over a long holding period. On income, VTI currently yields 1.03% against 0.37% for XME.
Holdings Overlap
At least 72.0% of XME's money is in holdings VTI also owns.
Stated as a floor: for VTI, our book for it covers 90.6% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
Most of XME is already inside VTI. Owning both mostly buys the same companies twice.
26 positions in common, counted across the 2,787 positions we hold weights for in VTI and 40 in XME, against full books of 3,543 and 40.
Top Shared Holdings
| Stock | Weight in VTI | Weight in XME | Difference |
|---|---|---|---|
| LEUCentrus Energy Corp | 0.00% | 5.14% | 5.14% |
| NUENucor Corp. | 0.07% | 4.57% | 4.50% |
| NEMNewmont Corp. | 0.14% | 4.40% | 4.26% |
| RSReliance Steel & Aluminum Co. | 0.03% | 4.39% | 4.36% |
| CDECoeur Mining Inc | 0.02% | 4.39% | 4.37% |
| STLDSteel Dynamics Inc | 0.04% | 4.12% | 4.08% |
| CLFCleveland-Cliffs, Inc. | 0.00% | 4.14% | 4.14% |
| CMCCommercial Metals Co | 0.00% | 4.12% | 4.12% |
| MPMp Materials Corp | 0.01% | 3.71% | 3.70% |
| CNRCore Natural Resources Inccommon Stock | 0.00% | 3.71% | 3.71% |
72.0% of XME is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, VTI or XME?
VTI has an expense ratio of 0.03% while XME charges 0.35%. VTI is the cheaper option, by $32 a year on a $10,000 investment.
Which performed better, VTI or XME?
Over the past year VTI returned +17.22% vs +32.55% for XME, so XME leads on 1-year performance. Over the longest common window we track (20 years), VTI annualized +9.75% vs +4.93% for XME. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, VTI or XME?
XME has been the more volatile fund at 34.5% annualized versus 15.7% for VTI. Worst drawdown: VTI -56.6% vs XME -87.3%.
Should I hold both VTI and XME?
VTI and XME have a monthly-return correlation of 0.70, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between VTI and XME?
At least 72.0% of XME's money is in holdings VTI also owns. Our book for VTI is partial, so the real figure is this or higher. They hold 26 positions in common, counted across the 2,787 positions we hold weights for in VTI and 40 in XME.
Which pays a higher dividend, VTI or XME?
VTI yields 1.03% while XME yields 0.37%, so VTI currently pays the higher dividend yield.
Is XME better than VTI?
VTI has a lower expense ratio. VTI led over the full window, XME over 1Y, 3Y and 5Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.