VTI vs XMLV
VTI vs XMLV
Vanguard Total Stock Market ETF vs Invesco S&P MidCap Low Volatility ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | VTI | XMLV | Winner |
|---|---|---|---|
| Expense Ratio | 0.03% | 0.25% | |
| AUM | $663.5B | $757M | |
| Dividend Yield | 1.07% | 2.93% | |
| Holdings | 3,543 | 83 | |
| YTD Return | +14.20% | +11.73% | |
| 1Y Return | +24.16% | +13.95% | |
| 3Y Return (annualized) | +21.12% | +11.74% | |
| 5Y Return (annualized) | +12.37% | +7.12% | |
| Volatility (annualized) | 15.3% | 13.4% | |
| Max Drawdown | -56.6% | -40.5% | |
| Fund Family | Vanguard (US) | Invesco (US) | |
| Category | Equity | Equity | |
| Inception | May 24, 2001 | Feb 12, 2013 |
VTI vs XMLV Performance
Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US) and Invesco S&P MidCap Low Volatility ETF (XMLV) is a ETF from Invesco (US). Over the past year VTI returned +24.16% while XMLV returned +13.95%. Year to date, VTI is up 14.20% versus a gain of 11.73% for XMLV.
Over three years, VTI compounded at +21.12% per year against +11.74% for XMLV; over five years the annualized figures are +12.37% and +7.12% respectively. Across the full 14-year window we track, XMLV has the edge at +8.68% annualized vs +8.14%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 13.4% for XMLV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -56.6% for VTI and -40.5% for XMLV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.81. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
VTI charges 0.03% per year while XMLV charges 0.25%. On a $10,000 position that is $3 vs $25 annually, a gap of $22 per year that compounds over a long holding period. On income, VTI currently yields 1.07% against 2.93% for XMLV.
Holdings Overlap
VTI and XMLV share 51 holdings out of 2812 unique holdings combined, representing a 0.4% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in VTI | Weight in XMLV | Difference |
|---|---|---|---|
| PNM | 0.00% | 2.84% | 2.84% |
| WPC | 0.02% | 1.53% | 1.51% |
| ELS | 0.02% | 1.50% | 1.48% |
| POR | Pro | Pro | Pro |
| THG | Pro | Pro | Pro |
| BRX | Pro | Pro | Pro |
| RLI | Pro | Pro | Pro |
| LAMR | Pro | Pro | Pro |
| GLPI | Pro | Pro | Pro |
| INGR | Pro | Pro | Pro |
See all 10 holdings VTI shares with XMLV Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, VTI or XMLV?
VTI has an expense ratio of 0.03% while XMLV charges 0.25%. VTI is the cheaper option. On a $10,000 investment, that is $22 per year of difference.
Which performed better, VTI or XMLV?
Over the past year VTI returned +24.16% vs +13.95% for XMLV, so VTI leads on 1-year performance. Over the longest common window we track (14 years), VTI annualized +8.14% vs +8.68% for XMLV. Past performance does not guarantee future results.
Which is riskier, VTI or XMLV?
VTI has been the more volatile fund at 15.3% annualized versus 13.4% for XMLV. Worst drawdown: VTI -56.6% vs XMLV -40.5%.
Should I hold both VTI and XMLV?
VTI and XMLV have a monthly-return correlation of 0.81, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between VTI and XMLV?
VTI and XMLV share 51 common holdings with a 0.4% weight overlap. Combined, they hold 2812 unique securities.
Which pays a higher dividend, VTI or XMLV?
VTI yields 1.07% while XMLV yields 2.93%, so XMLV currently pays the higher dividend yield.
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