VTI vs XSMO
Vanguard Morningstar Total Stock Market ETF vs Invesco S&P SmallCap Momentum ETF
Quick Verdict
VTI has a lower expense ratio. XSMO delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | VTI | XSMO | Winner |
|---|---|---|---|
| Expense Ratio | 0.03% | 0.36% | |
| AUM | $666.9B | $3.1B | |
| Dividend Yield | 1.07% | 0.55% | |
| Holdings | 3,543 | 113 | |
| YTD Return | +13.14% | +18.39% | |
| 1Y Return | +22.35% | +23.23% | |
| 3Y Return (annualized) | +21.83% | +21.37% | |
| 5Y Return (annualized) | +12.01% | +11.31% | |
| Volatility (annualized) | 15.3% | 275.0% | |
| Max Drawdown | -56.6% | -78.8% | |
| Fund Family | Vanguard (US) | Invesco (US) | |
| Category | Equity | Equity | |
| Inception | May 24, 2001 | Mar 3, 2005 |
VTI vs XSMO Performance
Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US) and Invesco S&P SmallCap Momentum ETF (XSMO) is a ETF from Invesco (US). Over the past year VTI returned +22.35% while XSMO returned +23.23%. Year to date, VTI is up 13.14% versus a gain of 18.39% for XSMO.
Over three years, VTI compounded at +21.83% per year against +21.37% for XSMO; over five years the annualized figures are +12.01% and +11.31% respectively. Across the full 25-year window we track, XSMO has the edge at +14.79% annualized vs +8.09%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
XSMO has been the more volatile fund, with annualized monthly volatility of 275.0% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -56.6% for VTI and -78.8% for XSMO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.13. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
VTI charges 0.03% per year while XSMO charges 0.36%. On a $10,000 position that is $3 vs $36 annually, a gap of $33 per year that compounds over a long holding period. On income, VTI currently yields 1.07% against 0.55% for XSMO.
Holdings Overlap
VTI and XSMO share 85 holdings out of 2813 unique holdings combined, representing a 0.1% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, VTI or XSMO?
VTI has an expense ratio of 0.03% while XSMO charges 0.36%. VTI is the cheaper option. On a $10,000 investment, that is $33 per year of difference.
Which performed better, VTI or XSMO?
Over the past year VTI returned +22.35% vs +23.23% for XSMO, so XSMO leads on 1-year performance. Over the longest common window we track (25 years), VTI annualized +8.09% vs +14.79% for XSMO. Past performance does not guarantee future results.
Which is riskier, VTI or XSMO?
XSMO has been the more volatile fund at 275.0% annualized versus 15.3% for VTI. Worst drawdown: VTI -56.6% vs XSMO -78.8%.
Should I hold both VTI and XSMO?
VTI and XSMO have a monthly-return correlation of 0.13, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between VTI and XSMO?
VTI and XSMO share 85 common holdings with a 0.1% weight overlap. Combined, they hold 2813 unique securities.
Which pays a higher dividend, VTI or XSMO?
VTI yields 1.07% while XSMO yields 0.55%, so VTI currently pays the higher dividend yield.
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