VTI vs YOLO
Vanguard Morningstar Total Stock Market ETF vs ADVISORSHARES PURE CANNABIS ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | VTI | YOLO | Winner |
|---|---|---|---|
| Expense Ratio | 0.03% | 0.51% | |
| AUM | $666.9B | $34M | |
| Dividend Yield | 1.07% | 0.00% | |
| Holdings | 3,543 | 20 | |
| YTD Return | +12.65% | -12.13% | |
| 1Y Return | +21.39% | -8.05% | |
| 3Y Return (annualized) | +21.54% | +5.89% | |
| 5Y Return (annualized) | +12.11% | -28.44% | |
| Volatility (annualized) | 15.3% | 53.5% | |
| Max Drawdown | -56.6% | -94.7% | |
| Fund Family | Vanguard (US) | Advisor Shares | |
| Category | Equity | Equity | |
| Inception | May 24, 2001 | Apr 17, 2019 |
VTI vs YOLO Performance
Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US) and ADVISORSHARES PURE CANNABIS ETF (YOLO) is a ETF from Advisor Shares. Over the past year VTI returned +21.39% while YOLO returned -8.05%. Year to date, VTI is up 12.65% versus a loss of 12.13% for YOLO.
Over three years, VTI compounded at +21.54% per year against +5.89% for YOLO; over five years the annualized figures are +12.11% and -28.44% respectively. Across the full 7-year window we track, VTI has the edge at +8.07% annualized vs -23.45%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
YOLO has been the more volatile fund, with annualized monthly volatility of 53.5% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -56.6% for VTI and -94.7% for YOLO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.47. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
VTI charges 0.03% per year while YOLO charges 0.51%. On a $10,000 position that is $3 vs $51 annually, a gap of $48 per year that compounds over a long holding period. On income, VTI currently yields 1.07% against 0.00% for YOLO.
Holdings Overlap
VTI and YOLO share 0 holdings out of 2806 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, VTI or YOLO?
VTI has an expense ratio of 0.03% while YOLO charges 0.51%. VTI is the cheaper option. On a $10,000 investment, that is $48 per year of difference.
Which performed better, VTI or YOLO?
Over the past year VTI returned +21.39% vs -8.05% for YOLO, so VTI leads on 1-year performance. Over the longest common window we track (7 years), VTI annualized +8.07% vs -23.45% for YOLO. Past performance does not guarantee future results.
Which is riskier, VTI or YOLO?
YOLO has been the more volatile fund at 53.5% annualized versus 15.3% for VTI. Worst drawdown: VTI -56.6% vs YOLO -94.7%.
Should I hold both VTI and YOLO?
VTI and YOLO have a monthly-return correlation of 0.47, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between VTI and YOLO?
VTI and YOLO share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2806 unique securities.
Which pays a higher dividend, VTI or YOLO?
VTI yields 1.07% while YOLO yields 0.00%, so VTI currently pays the higher dividend yield.
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