SCHD vs YOLO
Schwab US Dividend Equity ETF vs ADVISORSHARES PURE CANNABIS ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | SCHD | YOLO | Winner |
|---|---|---|---|
| Expense Ratio | 0.06% | 0.51% | |
| AUM | $103.7B | $30M | |
| Dividend Yield | 3.31% | 0.00% | |
| Holdings | 104 | 16 | |
| YTD Return | +25.62% | -16.27% | |
| 1Y Return | +32.62% | -7.82% | |
| 3Y Return (annualized) | +15.58% | +3.72% | |
| 5Y Return (annualized) | +9.63% | -30.74% | |
| Volatility (annualized) | 13.6% | 53.3% | |
| Max Drawdown | -33.4% | -94.7% | |
| Fund Family | Charles Schwab Asset Management | Advisor Shares | |
| Category | Equity | Equity | |
| Inception | Oct 20, 2011 | Apr 17, 2019 |
SCHD vs YOLO Performance
Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and ADVISORSHARES PURE CANNABIS ETF (YOLO) is a ETF from Advisor Shares. Over the past year SCHD returned +32.62% while YOLO returned -7.82%. Year to date, SCHD is up 25.62% versus a loss of 16.27% for YOLO.
Over three years, SCHD compounded at +15.58% per year against +3.72% for YOLO; over five years the annualized figures are +9.63% and -30.74% respectively. Across the full 7-year window we track, SCHD has the edge at +11.47% annualized vs -24.02%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
YOLO has been the more volatile fund, with annualized monthly volatility of 53.3% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -94.7% for YOLO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.44. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
SCHD charges 0.06% per year while YOLO charges 0.51%. On a $10,000 position that is $6 vs $51 annually, a gap of $45 per year that compounds over a long holding period. On income, SCHD currently yields 3.31% against 0.00% for YOLO.
Holdings Overlap
SCHD and YOLO share 0 holdings out of 119 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, SCHD or YOLO?
SCHD has an expense ratio of 0.06% while YOLO charges 0.51%. SCHD is the cheaper option. On a $10,000 investment, that is $45 per year of difference.
Which performed better, SCHD or YOLO?
Over the past year SCHD returned +32.62% vs -7.82% for YOLO, so SCHD leads on 1-year performance. Over the longest common window we track (7 years), SCHD annualized +11.47% vs -24.02% for YOLO. Past performance does not guarantee future results.
Which is riskier, SCHD or YOLO?
YOLO has been the more volatile fund at 53.3% annualized versus 13.6% for SCHD. Worst drawdown: SCHD -33.4% vs YOLO -94.7%.
Should I hold both SCHD and YOLO?
SCHD and YOLO have a monthly-return correlation of 0.44, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between SCHD and YOLO?
SCHD and YOLO share 0 common holdings with a 0.0% weight overlap. Combined, they hold 119 unique securities.
Which pays a higher dividend, SCHD or YOLO?
SCHD yields 3.31% while YOLO yields 0.00%, so SCHD currently pays the higher dividend yield.
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