VTI vs ZINC
Vanguard Morningstar Total Stock Market ETF vs Zacks Income ETF
Which is better, VTI or ZINC?
Large Cap Blend against All Cap Blend.
VTI has a lower expense ratio. ZINC is less concentrated, with 33.9% of the fund in its ten largest positions against 34.6%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | VTI | ZINC |
|---|---|---|
| Expense Ratio | 0.03%Best | 0.55% |
| AUM | $689.2B | $10M |
| Dividend Yield | 1.06% | 0.59% |
| Holdings | 3,542 | 118 |
| YTD Return | +12.23%Best | +5.06% |
| 1Y Return | +12.74% | - |
| 3Y Return (annualized) | +21.44% | - |
| 5Y Return (annualized) | +10.83% | - |
| Top 10 Weight | 34.6% | 33.9%Best |
| Fund Family | Vanguard (US) | Zacks |
| Category | Equity | Equity |
| Style | Large Cap Blend | All Cap Blend |
| Inception | May 24, 2001 | Jun 2, 2026 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window.
VTI vs ZINC growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
VTI vs ZINC Performance
Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US) and Zacks Income ETF (ZINC) is an ETF from Zacks. Year to date, VTI is up 12.23% versus a gain of 5.06% for ZINC.
Past performance does not guarantee future results.
Fees and Cost Over Time
VTI charges 0.03% per year while ZINC charges 0.55%. On a $10,000 position that is $3 vs $55 annually, a gap of $52 per year that compounds over a long holding period. On income, VTI currently yields 1.06% against 0.59% for ZINC.
Holdings Overlap
6.3% of VTI's money is in holdings ZINC also owns. 96.5% of ZINC's money is in holdings VTI also owns.
Most of ZINC is already inside VTI. Owning both mostly buys the same companies twice.
57 positions in common, counted across the 3,464 positions we hold weights for in VTI and 57 in ZINC, against full books of 3,542 and 118.
What only one of them owns
Our book lists 0 positions for ZINC that do not appear in our book for VTI (0.0% of the fund), and 1,075 for VTI that do not appear in ZINC (90.6%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in VTI | Weight in ZINC | Difference |
|---|---|---|---|
| JPMJpmorgan Chase | 1.20% | 4.19% | 2.99% |
| MOAltria Group Inc | 0.15% | 4.63% | 4.48% |
| CVXChevron Corp | 0.52% | 3.41% | 2.89% |
| VLOValero Energy | 0.15% | 3.51% | 3.36% |
| NEWNorthwestern Ene | 0.01% | 3.57% | 3.56% |
| STXSeagate Technolo | 0.29% | 2.83% | 2.54% |
| UNMUnum Group | 0.02% | 3.07% | 3.05% |
| TROWT Rowe Price Grp | 0.03% | 2.96% | 2.93% |
| PNWPinnacle West Corp | 0.02% | 2.94% | 2.92% |
| UBSIUnited Bankshares Inc/Wv | 0.01% | 2.77% | 2.76% |
96.5% of ZINC is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, VTI or ZINC?
VTI has an expense ratio of 0.03% while ZINC charges 0.55%. VTI is the cheaper option, by $52 a year on a $10,000 investment.
What is the holdings overlap between VTI and ZINC?
96.5% of ZINC's money is in holdings VTI also owns. 96.5% of ZINC's is in holdings VTI also owns. They hold 57 positions in common, counted across the 3,464 positions we hold weights for in VTI and 57 in ZINC.
Which pays a higher dividend, VTI or ZINC?
VTI yields 1.06% while ZINC yields 0.59%, so VTI currently pays the higher dividend yield.
Is ZINC better than VTI?
VTI has a lower expense ratio. ZINC is less concentrated, with 33.9% of the fund in its ten largest positions against 34.6%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.