VYM vs XOVR
Vanguard High Dividend Yield ETF vs ERShares Private-Public Crossover ETF
Quick Verdict
VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 616 holdings.
Side-by-Side Comparison
| Metric | VYM | XOVR | Winner |
|---|---|---|---|
| Expense Ratio | 0.04% | 1.81% | |
| AUM | $81.6B | $1.9B | |
| Dividend Yield | 2.24% | 0.00% | |
| Holdings | 616 | 33 | |
| YTD Return | +15.34% | +1.90% | |
| 1Y Return | +23.24% | +5.22% | |
| 3Y Return (annualized) | +19.22% | +20.43% | |
| 5Y Return (annualized) | +12.21% | +4.56% | |
| Volatility (annualized) | 14.6% | 24.1% | |
| Max Drawdown | -58.8% | -56.3% | |
| Fund Family | Vanguard (US) | ERShares | |
| Category | Equity | Equity | |
| Inception | Nov 10, 2006 | Nov 7, 2017 |
VYM vs XOVR Performance
Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US) and ERShares Private-Public Crossover ETF (XOVR) is a ETF from ERShares. Over the past year VYM returned +23.24% while XOVR returned +5.22%. Year to date, VYM is up 15.34% versus a gain of 1.90% for XOVR.
Over three years, VYM compounded at +19.22% per year against +20.43% for XOVR; over five years the annualized figures are +12.21% and +4.56% respectively. Across the full 9-year window we track, XOVR has the edge at +10.44% annualized vs +7.04%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
XOVR has been the more volatile fund, with annualized monthly volatility of 24.1% compared with 14.6% for VYM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -58.8% for VYM and -56.3% for XOVR. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.56. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
VYM charges 0.04% per year while XOVR charges 1.81%. On a $10,000 position that is $4 vs $181 annually, a gap of $177 per year that compounds over a long holding period. On income, VYM currently yields 2.24% against 0.00% for XOVR.
Holdings Overlap
VYM and XOVR share 1 holdings out of 632 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in VYM | Weight in XOVR | Difference |
|---|---|---|---|
| VIRT | 0.02% | 1.88% | 1.86% |
Frequently Asked Questions
Which is cheaper, VYM or XOVR?
VYM has an expense ratio of 0.04% while XOVR charges 1.81%. VYM is the cheaper option. On a $10,000 investment, that is $177 per year of difference.
Which performed better, VYM or XOVR?
Over the past year VYM returned +23.24% vs +5.22% for XOVR, so VYM leads on 1-year performance. Over the longest common window we track (9 years), VYM annualized +7.04% vs +10.44% for XOVR. Past performance does not guarantee future results.
Which is riskier, VYM or XOVR?
XOVR has been the more volatile fund at 24.1% annualized versus 14.6% for VYM. Worst drawdown: VYM -58.8% vs XOVR -56.3%.
Should I hold both VYM and XOVR?
VYM and XOVR have a monthly-return correlation of 0.56, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between VYM and XOVR?
VYM and XOVR share 1 common holdings with a 0.0% weight overlap. Combined, they hold 632 unique securities.
Which pays a higher dividend, VYM or XOVR?
VYM yields 2.24% while XOVR yields 0.00%, so VYM currently pays the higher dividend yield.
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