VOO vs XOVR

VOO vs XOVR
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Quick Verdict

VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 509 holdings.

Lower Fees: VOOHigher Returns: VOOMore Diversified: VOO

Side-by-Side Comparison

MetricVOOXOVRWinner
Expense Ratio0.03%1.81%
AUM$997.4B$1.9B
Dividend Yield1.08%0.00%
Holdings50933
YTD Return+12.68%+1.90%
1Y Return+21.87%+5.22%
3Y Return (annualized)+22.06%+20.43%
5Y Return (annualized)+12.95%+4.56%
Volatility (annualized)14.1%24.1%
Max Drawdown-34.3%-56.3%
Fund FamilyVanguard (US)ERShares
CategoryEquityEquity
InceptionSep 7, 2010Nov 7, 2017

VOO vs XOVR Performance

Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US) and ERShares Private-Public Crossover ETF (XOVR) is a ETF from ERShares. Over the past year VOO returned +21.87% while XOVR returned +5.22%. Year to date, VOO is up 12.68% versus a gain of 1.90% for XOVR.

Over three years, VOO compounded at +22.06% per year against +20.43% for XOVR; over five years the annualized figures are +12.95% and +4.56% respectively. Across the full 9-year window we track, VOO has the edge at +13.47% annualized vs +10.44%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

XOVR has been the more volatile fund, with annualized monthly volatility of 24.1% compared with 14.1% for VOO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -34.3% for VOO and -56.3% for XOVR. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.81. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

VOO charges 0.03% per year while XOVR charges 1.81%. On a $10,000 position that is $3 vs $181 annually, a gap of $178 per year that compounds over a long holding period. On income, VOO currently yields 1.08% against 0.00% for XOVR.

Holdings Overlap

15.6%overlap

VOO and XOVR share 13 holdings out of 522 unique holdings combined, representing a 15.6% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in VOOWeight in XOVRDifference
NVDA7.51%9.01%1.50%
GOOGL3.25%6.41%3.16%
META1.92%4.51%2.59%
APPProProPro
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ANETProProPro
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Frequently Asked Questions

Which is cheaper, VOO or XOVR?

VOO has an expense ratio of 0.03% while XOVR charges 1.81%. VOO is the cheaper option. On a $10,000 investment, that is $178 per year of difference.

Which performed better, VOO or XOVR?

Over the past year VOO returned +21.87% vs +5.22% for XOVR, so VOO leads on 1-year performance. Over the longest common window we track (9 years), VOO annualized +13.47% vs +10.44% for XOVR. Past performance does not guarantee future results.

Which is riskier, VOO or XOVR?

XOVR has been the more volatile fund at 24.1% annualized versus 14.1% for VOO. Worst drawdown: VOO -34.3% vs XOVR -56.3%.

Should I hold both VOO and XOVR?

VOO and XOVR have a monthly-return correlation of 0.81, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between VOO and XOVR?

VOO and XOVR share 13 common holdings with a 15.6% weight overlap. Combined, they hold 522 unique securities.

Which pays a higher dividend, VOO or XOVR?

VOO yields 1.08% while XOVR yields 0.00%, so VOO currently pays the higher dividend yield.

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