RCHTX Mutual Fund

RCHTX Mutual Fund

NAV$26.04
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Fund Essentials - as of Jan 31, 2026

Net Assets
$954M
Expense Ratio
1.01%
Dividend Yield (Current)
5.19%
Holdings
25
Inception Date
Feb 1, 2007
Fund Family
American Funds
Investment Style
PRO
Asset Class
PRO
Legal Structure
PRO
Dividend Frequency
Annually
SEC 30-Day Yield
PRO

Performance

YTD+7.91%
1 Year+17.13%
3 Year+15.75%
5 Year+8.59%
10 Year+11.04%

Asset Allocation

Other: 100.00%
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Top Holdings

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TickerNameWeight
RFNGXAmerican Funds Fundamental Investors7.76%
RLBGXAmerican Balanced Fund R6 (Ambal Cl R6)7.66%
RWIGXAmerican Funds Capital World Growth & Income Fund R6 (wgi Cl R6)7.17%
RMFGXAmerican Mutual Fund Class R-67.00%
RGAGXGrowth Fund Of America (the) R6 (gfa Cl R6)6.99%
Top 10 Concentration: 69.58%Report Date: Jan 31, 2026
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Dividend Summary

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Dividend Yield (Current)
5.19%
Frequency
Annually
Latest Distribution
$0.91
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Peer Comparison

Benchmark
PRO
Peer outperformance: PRO
Category rank: PRO
This Mutual Fund
PRO
Peer Avg
PRO

RCHTX Mutual Fund Overview

RCHTX Mutual Fund (American Funds 2045 Target Date Retirement Fund CLASS R3) is managed by American Funds with $954.3M in net assets. RCHTX expense ratio is 1.01%, holding 25 positions across various sectors. Inception date: 2007-02-01.

RCHTX performance shows a YTD return of 7.91%. The 1-year return is 17.13% and the 5-year return is 8.59%. RCHTX dividend yield stands at 5.19%, paid annually.

RCHTX top holdings include American Funds Fundamental Investors (7.8%), American Balanced Fund R6 (Ambal Cl R6) (7.7%), American Funds Capital World Growth & Income Fund R6 (wgi Cl R6) (7.2%), American Mutual Fund Class R-6 (7.0%), Growth Fund Of America (the) R6 (gfa Cl R6) (7.0%). Go to all RCHTX holdings, RCHTX sectors, or RCHTX dividends.

RCHTX can be compared against other funds. Use RCHTX overlap to find shared positions, or RCHTX vs another fund for a side-by-side view. RCHTX alternatives are available via the screener, along with tax-loss harvesting opportunities.