CACC Stock Forecast, Price Targets, Chart, Dividends & Analysis
Credit Acceptance Corporation
CACC 
NGS
Sector: Financial Services
Industry: Credit Services
447.57
USD
2.57
(0.58%)
Previous close: 445.0 Open: 446.13 Bid: 430.84 Ask: 520.0
52 week range
409.22 616.66
Mkt Cap: 5,390 M Avg Vol (90 Days): 57,705
Last updated: Thursday 21st November 2024
Metrics
Valuation
Price per Sales TTM ($) | 4.97 |
Price per Book TTM ($) | 3.28 |
PE Ratio (TTM) | 29.89 |
Book Value per Share ($) | 135.94 |
5 Year PE Range | NA , NA |
Returns
7 Day Return | 1.26% | |
1 Month Return | -6.34% | |
3 Month Return | -4.36% | |
1 Year Return | 4.84% | |
3 Year Return | -31.14% | |
5 Year Return | 4.50% | |
YTD Return | -15.99% |
Risk
Analyst Estimates
Financial Health
Technicals
RSI (14 Day) | 48.99 |
14 Day SMA ($) | 442.26 |
14 Day EMA ($) | 446.41 |
Money Flow Index | 55.60 |
Average True Range | 14.20 |
50 Day SMA ($) | 450.10 |
200 Day SMA ($) | 500.95 |
ADX | 12.92 |
MACD | -23.16 |
Growth
Free Cash Flow QoQ Growth | 0.00% |
Free Cash Flow YoY Growth | 0.00% |
Revenue YoY Growth | 0.00% |
EPS QoQ Growth | 0.00% |
Revenue QoQ Growth | 0.00% |
EPS YoY Growth | 0.00% |
Financials
CACC Income Statement
Annual
| Dec-14 | Dec-15 | Dec-16 | Dec-17 | Dec-18 | Dec-19 | Dec-20 | Dec-21 | Dec-22 | Dec-23 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Basic EPS from continuing operations | 34.71 | 23.57 | 59.57 | 39.5 | 22.09 | |||||
| Basic EPS total | 11.96 | 14.35 | 16.37 | 24.12 | 29.52 | 34.71 | 23.57 | 59.57 | 39.5 | 22.09 |
| Basic weighted shares outstanding | 22 M | 21 M | 20 M | 19 M | 19 M | 19 M | 18 M | 16 M | 14 M | 13 M |
| CommissionExpenses | 39 M | |||||||||
| Cost of sales | 40 M | 33 M | 26 M | 23 M | 26 M | 416 M | 421 M | 475 M | 617 M | |
| Depreciation | -5 M | -6 M | -6 M | -6 M | -5 M | 30 M | 9 M | 10 M | 9 M | 9 M |
| Depreciation unreconciled | 30 M | |||||||||
| DepreciationAndAmortization | -5 M | -6 M | -6 M | -6 M | -5 M | 30 M | 9 M | 10 M | 9 M | 9 M |
| Diluted EPS total | 11.92 | 14.28 | 16.31 | 24.04 | 29.39 | 34.57 | 23.47 | 59.52 | 39.32 | 21.99 |
| Diluted normalized net income/share | 34.57 | 23.47 | 59.52 | 39.32 | 21.99 | |||||
| Diluted weighted shares outstanding | 22 M | 21 M | 20 M | 20 M | 20 M | 19 M | 18 M | 16 M | 14 M | 13 M |
| GainOnSaleOfSecurity | 640 M | 740 M | 883 M | 1,020 M | 1,186 M | 1,378 M | ||||
| GeneralAndAdministrativeExpense | 34 M | 38 M | 48 M | 56 M | 56 M | 65 M | 70 M | 139 M | 89 M | 87 M |
| Gross operating profit | 12 M | 15 M | 17 M | 1,030 M | 1,197 M | 1,489 M | 1,249 M | 1,430 M | 1,348 M | 1,262 M |
| ImpairmentOfCapitalAssets | -1 M | |||||||||
| Income before tax | 421 M | 475 M | 531 M | 584 M | 755 M | 856 M | 550 M | 1,261 M | 712 M | 368 M |
| Income taxes | 155 M | 175 M | 198 M | 114 M | 181 M | 200 M | 166 M | 303 M | 176 M | 82 M |
| InsuranceAndClaims | 39 M | |||||||||
| Interest income | 630 M | 731 M | 874 M | 1,012 M | ||||||
| InterestExpenseNonOperating | 57 M | 76 M | 98 M | 120 M | 157 M | 196 M | 192 M | 164 M | 167 M | 267 M |
| LossAndLossAdjustmentExpectedIncurred | -3 M | |||||||||
| MiscOtherSpecialCharges | 19 M | 47 M | 52 M | 57 M | 62 M | 67 M | 42 M | 53 M | 83 M | 65 M |
| Net income from total operations | 266 M | 300 M | 333 M | 470 M | 574 M | 656 M | 421 M | 958 M | 536 M | 286 M |
| NetIncomeCommonStockholders | 266 M | 300 M | 333 M | 470 M | 574 M | 656 M | 421 M | 958 M | 536 M | 286 M |
| NetIncomeContinuousOperations | 266 M | 300 M | 333 M | 470 M | 574 M | 656 M | 421 M | 958 M | 536 M | 286 M |
| NetIncomeDiscontinuousOperations | -13 M | -41 M | -90 M | -129 M | -57 M | -76 M | -557 M | -8 M | -481 M | -736 M |
| NetNonOperatingInterestIncomeExpense | 574 M | 655 M | 777 M | -120 M | -157 M | -196 M | -192 M | -164 M | -167 M | -266 M |
| Normalized income | 361 M | |||||||||
| Operating income | -159 M | -185 M | -207 M | 776 M | 906 M | 1,062 M | 1,294 M | 1,380 M | 1,323 M | 1,376 M |
| Operating income before depreciation (EBITDA) | 491 M | 565 M | 644 M | 720 M | 931 M | 1,075 M | 765 M | 1,451 M | 904 M | 661 M |
| OperatingExpense | 171 M | 200 M | 224 M | 254 M | 291 M | 359 M | 326 M | 423 M | 426 M | 459 M |
| Other income net | -19 M | -47 M | -52 M | -57 M | -62 M | -67 M | -42 M | -53 M | -83 M | 6 M |
| Other special charges | 46 M | |||||||||
| OtherGandA | 34 M | 38 M | 48 M | 56 M | 56 M | 65 M | 70 M | 139 M | 89 M | 87 M |
| OtherImpairmentOfCapitalAssets | 38 M | 71 M | ||||||||
| OtherOperatingExpenses | -5 M | -7 M | -8 M | -7 M | -10 M | -10 M | -10 M | -13 M | -14 M | -16 M |
| OtherWriteOff | -3 M | -7 M | -15 M | -22 M | -29 M | -3 M | ||||
| PromotionAndAdvertising | -300000.0 | -300000.0 | -300000.0 | -400000.0 | -200000.0 | 300000.0 | 100000.0 | 300000.0 | 1000000.0 | 500000.0 |
| ProvisionForGainLossOnDisposal | -13 M | -41 M | -90 M | -129 M | -57 M | -76 M | -557 M | -8 M | -481 M | -736 M |
| RentAndLandingFees | 34 M | 38 M | 48 M | 56 M | 56 M | 2 M | 2 M | |||
| Revenue per share | -1 M | -1 M | -1 M | -1000000.0 | -1 M | 1 M | 1 M | 1 M | 2 M | 2 M |
| SalariesAndWages | 100 M | 116 M | 127 M | 140 M | 168 M | 193 M | 187 M | 218 M | 262 M | 280 M |
| Selling Gen & administrative expense | 71 M | 84 M | 98 M | 114 M | 123 M | 135 M | 139 M | 204 M | 164 M | 179 M |
| SellingAndMarketingExpense | 37 M | 46 M | 49 M | 58 M | 68 M | 70 M | 70 M | 65 M | 76 M | 92 M |
| SellingExpense | 37 M | 46 M | 49 M | 58 M | 68 M | |||||
| Special income/charges | 1 M | -46 M | ||||||||
| Total Income available for interest expense (EBIT) | 478 M | 551 M | 629 M | 704 M | 912 M | 1,052 M | 742 M | 1,425 M | 878 M | 634 M |
| Total common shares outstanding | 23 M | 20 M | 20 M | 19 M | 19 M | 18 M | 17 M | 14 M | 13 M | 12 M |
| Total net income | 266 M | 300 M | 333 M | 470 M | 574 M | 656 M | 421 M | 958 M | 536 M | 286 M |
| Total ordinary shares | 12 M | 12 M | 12 M | 12 M | 12 M | 12 M | 12 M | 12 M | 12 M | 12 M |
| Total revenues | 52 M | 48 M | 43 M | 1,053 M | 1,223 M | 1,420 M | 1,620 M | 1,803 M | 1,749 M | 1,835 M |
| TotalExpenses | 211 M | 233 M | 250 M | 277 M | 317 M | 359 M | 326 M | 423 M | 426 M | 459 M |
| TotalRevenue | 52 M | 48 M | 43 M | 41 M | 47 M | 1,489 M | 1,669 M | 1,856 M | 1,832 M | 1,902 M |
| WriteDown | 46 M |
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