CIVB Stock Forecast, Price Targets, Chart, Dividends & Analysis
Civista Bancshares Inc.
CIVB 
NSC
Sector: Financial Services
Industry: Banks - Regional - US
22.54
USD
0.18
(0.81%)
Previous close: 22.36 Open: 22.5 Bid: 21.74 Ask: 23.4
52 week range
13.60 23.70
Mkt Cap: 351 M Avg Vol (90 Days): 55,339
Last updated: Friday 22nd November 2024
Metrics
Valuation
Price per Sales TTM ($) | 2.34 |
Price per Book TTM ($) | 0.89 |
PE Ratio (TTM) | 11.14 |
Book Value per Share ($) | 23.75 |
5 Year PE Range | NA , NA |
Returns
7 Day Return | -0.84% | |
1 Month Return | 24.26% | |
3 Month Return | 33.06% | |
1 Year Return | 51.27% | |
3 Year Return | -2.63% | |
5 Year Return | 17.61% | |
YTD Return | 22.23% |
Risk
Dividends
Analyst Estimates
Financial Health
Technicals
RSI (14 Day) | 69.71 |
14 Day SMA ($) | 22.31 |
14 Day EMA ($) | 21.96 |
Money Flow Index | 49.18 |
Average True Range | 0.66 |
50 Day SMA ($) | 19.24 |
200 Day SMA ($) | 16.32 |
ADX | 67.54 |
MACD | -0.62 |
Growth
Free Cash Flow QoQ Growth | 0.00% |
Free Cash Flow YoY Growth | 0.00% |
Revenue YoY Growth | 0.00% |
EPS QoQ Growth | 0.00% |
Revenue QoQ Growth | 0.00% |
EPS YoY Growth | 0.00% |
Financials
CIVB Income Statement
Annual
| Dec-14 | Dec-15 | Dec-16 | Dec-17 | Dec-18 | Dec-19 | Dec-20 | Dec-21 | Dec-22 | Dec-23 | |
|---|---|---|---|---|---|---|---|---|---|---|
| AccruedPreferredStockDividends | 2 M | 2 M | 2 M | 1 M | 959000.0 | 647000.0 | ||||
| Amortization of intangibles | -769000.0 | -711000.0 | -699000.0 | -586000.0 | -366000.0 | 945000.0 | 913000.0 | 890000.0 | 1 M | 2 M |
| Basic EPS from continuing operations | 0.99 | 1.43 | 1.96 | 1.48 | 1.1 | 2.12 | 2.0 | 2.63 | 2.6 | 2.73 |
| Basic EPS total | 0.99 | 1.43 | 1.96 | 1.48 | 1.1 | 2.12 | 2.0 | 2.63 | 2.6 | 2.73 |
| Basic weighted shares outstanding | 8 M | 8 M | 8 M | 10 M | 12 M | 16 M | 16 M | 15 M | 15 M | 15 M |
| CreditLossesProvision | 2 M | 1 M | 1 M | 780000.0 | 1 M | 10 M | 830000.0 | 2 M | 4 M | |
| Depreciation | -1 M | -1 M | -1 M | -1 M | -2 M | 2 M | 2 M | 2 M | 4 M | 11 M |
| Depreciation unreconciled | 769000.0 | 711000.0 | 699000.0 | 586000.0 | 366000.0 | 945000.0 | 913000.0 | 890000.0 | 1 M | 2 M |
| DepreciationAndAmortization | 769000.0 | 711000.0 | 699000.0 | 586000.0 | 366000.0 | 945000.0 | 913000.0 | 890000.0 | 1 M | 2 M |
| Diluted EPS total | 0.85 | 1.17 | 1.57 | 1.28 | 1.02 | 2.01 | 2.0 | 2.63 | 2.6 | 2.73 |
| Diluted normalized net income/share | 0.85 | 1.17 | 1.57 | 1.28 | 1.02 | 2.01 | 2.0 | 2.63 | 2.6 | 2.73 |
| Diluted weighted shares outstanding | 11 M | 11 M | 11 M | 12 M | 14 M | 17 M | 16 M | 15 M | 15 M | 15 M |
| Equipment | 1 M | 2 M | 2 M | 2 M | 2 M | 2 M | 2 M | 2 M | 5 M | 11 M |
| FeesAndCommissions | 7 M | 8 M | 8 M | 12000.0 | -413000.0 | 32000.0 | 94000.0 | 2 M | 118000.0 | |
| GeneralAndAdministrativeExpense | 7 M | 6 M | 7 M | 7 M | 7 M | 138000.0 | ||||
| Income before tax | 13 M | 18 M | 24 M | 22 M | 17 M | 40 M | 37 M | 48 M | 47 M | 51 M |
| Income restructuring and M&A | -236000.0 | -391000.0 | 3 M | |||||||
| Income taxes | 5 M | 6 M | 7 M | 7 M | 3 M | 6 M | 5 M | 8 M | 8 M | 8 M |
| InsuranceAndClaims | 7 M | 6 M | 7 M | 7 M | 7 M | 138000.0 | ||||
| Interest expense | -4 M | -3 M | -3 M | -4 M | -8 M | 13 M | 10 M | 6 M | 16 M | 57 M |
| InterestExpenseForCapitalizedLeaseObligations | -579000.0 | 642000.0 | ||||||||
| InterestExpenseForDeposit | 2 M | 2 M | 2 M | 2 M | 4 M | 8 M | 7 M | 4 M | 4 M | 34 M |
| InterestExpenseForFederalFundsSoldAndSecuritiesPurchaseUnderAgreementsToResell | 20000.0 | 20000.0 | 23000.0 | 20000.0 | 21000.0 | 22000.0 | ||||
| InterestExpenseForLongTermDebt | 777000.0 | 760000.0 | 884000.0 | 1 M | 1 M | 1 M | 945000.0 | 955000.0 | 4 M | 5 M |
| InterestExpenseForLongTermDebtAndCapitalSecurities | 777000.0 | 760000.0 | 884000.0 | 1 M | 1 M | 1 M | 945000.0 | 955000.0 | 4 M | 5 M |
| InterestExpenseForShortTermDebt | 1 M | 442000.0 | 405000.0 | 695000.0 | 2 M | 3 M | 2 M | 1 M | 3 M | 15 M |
| InterestIncome | 46 M | 51 M | 54 M | 59 M | 74 M | 98 M | 100 M | 102 M | 126 M | 183 M |
| InterestIncomeAfterProvisionForLoanLoss | 39 M | 45 M | 50 M | 55 M | 65 M | 84 M | 80 M | 95 M | 108 M | 121 M |
| InterestIncomeFromInvestmentSecurities | 6 M | 6 M | 6 M | 7 M | 9 M | 12 M | 11 M | 12 M | 17 M | 21 M |
| InterestIncomeFromLoans | 40 M | 45 M | 47 M | 51 M | 64 M | 85 M | 88 M | 90 M | 108 M | 161 M |
| InterestIncomeFromLoansAndLease | 40 M | 45 M | 47 M | 51 M | 64 M | 85 M | 88 M | 90 M | 108 M | 161 M |
| InterestIncomeFromSecurities | 6 M | 6 M | 6 M | 7 M | 9 M | 12 M | 11 M | 12 M | 17 M | 21 M |
| MarketingExpense | 2 M | 1 M | 929000.0 | 817000.0 | 1 M | 1 M | 1 M | 1 M | 2 M | 1 M |
| Net income from total operations | 10 M | 13 M | 17 M | 16 M | 14 M | 34 M | 32 M | 41 M | 39 M | 43 M |
| NetIncomeCommonStockholders | 8 M | 11 M | 13 M | 15 M | 13 M | 33 M | 32 M | 40 M | 39 M | 41 M |
| NetIncomeContinuousOperations | 10 M | 13 M | 17 M | 16 M | 14 M | 34 M | 32 M | 41 M | 39 M | 43 M |
| NetInterestIncome | 40 M | 46 M | 52 M | 55 M | 65 M | 85 M | 90 M | 95 M | 110 M | 125 M |
| NetOccupancyExpense | 2 M | 2 M | 3 M | 3 M | 3 M | 4 M | 4 M | 4 M | 5 M | 5 M |
| NonInterestExpense | -42 M | -43 M | -44 M | -49 M | -67 M | 67 M | 71 M | 78 M | 90 M | 108 M |
| NonInterestIncome | 14 M | 14 M | 16 M | 16 M | 18 M | 22 M | 28 M | 31 M | 29 M | 37 M |
| Normalized income | 3 M | |||||||||
| OccupancyAndEquipment | 4 M | 4 M | 4 M | 4 M | 5 M | 6 M | 6 M | 6 M | 10 M | 16 M |
| Other special charges | -15 M | -25 M | -27 M | -29 M | -37 M | |||||
| OtherCustomerServices | 4 M | 8 M | 8 M | 8 M | ||||||
| OtherGandA | 7 M | 6 M | 7 M | 7 M | 7 M | 138000.0 | ||||
| OtherInterestExpense | -4 M | -3 M | 23000.0 | -4 M | -8 M | -22000.0 | -380000.0 | -24000.0 | -5 M | -4 M |
| OtherInterestIncome | 139000.0 | 102000.0 | 396000.0 | 498000.0 | 735000.0 | 851000.0 | 606000.0 | 449000.0 | 1 M | 979000.0 |
| OtherNonInterestExpense | 3 M | 3 M | 3 M | 4 M | 11 M | 6 M | 5 M | 6 M | 5 M | 4 M |
| OtherNonInterestIncome | 6 M | 5 M | 7 M | 15 M | 17 M | 20 M | 20 M | 23 M | 26 M | 34 M |
| OtherunderPreferredStockDividend | 2 M | 2 M | 2 M | 1 M | 959000.0 | 647000.0 | ||||
| PreferredStockDividends | 2 M | 2 M | 2 M | 1 M | 959000.0 | 647000.0 | ||||
| ProfessionalExpenseAndContractServicesExpense | 2 M | 2 M | 2 M | 2 M | 4 M | 3 M | 3 M | 3 M | 5 M | 5 M |
| RentAndLandingFees | -377000.0 | -506000.0 | -540000.0 | -558000.0 | -579000.0 | |||||
| Revenue per share | 769000.0 | 711000.0 | 699000.0 | 586000.0 | 366000.0 | 945000.0 | 913000.0 | 890000.0 | 1 M | 2 M |
| SalariesAndWages | 22 M | 24 M | 25 M | 29 M | 37 M | 39 M | 42 M | 45 M | 51 M | 58 M |
| SecuritiesActivities | 18 M | -18000.0 | 19000.0 | 12000.0 | -413000.0 | 32000.0 | 94000.0 | 2 M | 118000.0 | |
| Selling Gen & administrative expense | 30 M | 31 M | 33 M | 37 M | 46 M | 41 M | 44 M | 46 M | 53 M | 60 M |
| SellingAndMarketingExpense | 2 M | 1 M | 929000.0 | 817000.0 | 1 M | 1 M | 1 M | 1 M | 2 M | 1 M |
| ServiceChargeOnDepositorAccounts | 3 M | 3 M | ||||||||
| Special income/charges | -3 M | -3 M | -3 M | -4 M | -11 M | -6 M | -5 M | -6 M | -5 M | -4 M |
| Total common shares outstanding | 8 M | 8 M | 10 M | 10 M | 16 M | 17 M | 16 M | 15 M | 16 M | 16 M |
| Total net income | 10 M | 13 M | 17 M | 16 M | 14 M | 34 M | 32 M | 41 M | 39 M | 43 M |
| Total ordinary shares | 16 M | 16 M | 16 M | 16 M | 16 M | 16 M | 16 M | 16 M | 16 M | 16 M |
| Total revenues | 54 M | 60 M | 68 M | 71 M | 83 M | 108 M | 118 M | 127 M | 139 M | 163 M |
| TotalRevenue | 54 M | 60 M | 68 M | 71 M | 83 M | 108 M | 118 M | 127 M | 139 M | 163 M |
| WriteOff | -1 M | -942000.0 | -2 M | -771000.0 | -668000.0 | -829000.0 | -614000.0 | -942000.0 | -340000.0 |
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