CIVB
Civista Bancshares Inc.
$21.19
+$0.32(+1.53%)
56
Overall
80
Value
36
Tech
52
Quality
Market Cap
$405.57M
Volume
105.18K
52W Range
$16.24 - $25.59
Target Price
$24.80
Order:
Income Statement
| Metric | Trend | Chart | 2015 Dec | 2016 Dec | 2017 Dec | 2018 Dec | 2019 Dec | 2020 Dec | 2021 Dec | 2022 Dec | 2023 Dec | 2024 Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| REVENUE | ||||||||||||
| Total Revenue | $60.5M | $67.7M | $70.8M | $83.5M | $107.5M | $117.9M | $126.9M | $139.3M | $162.7M | $154.5M | ||
| Total Revenue | $60.5M | $67.7M | $70.8M | $83.5M | $107.5M | $117.9M | $126.9M | $139.3M | $162.7M | $154.5M | ||
| OPERATING EXPENSES | ||||||||||||
| Selling, General & Administrative | $31.1M | $33.0M | $37.0M | $45.8M | $40.6M | $43.6M | $45.8M | $52.6M | $59.6M | $63.9M | ||
| Selling & Marketing Expenses | $1.0M | $929.0K | $817.0K | $1.2M | $1.4M | $1.1M | $1.1M | $1.5M | $1.4M | $2.1M | ||
| General & Administrative Expenses | $6.5M | $6.7M | $6.9M | $7.3M | $138.0K | -- | -- | -- | -- | -- | ||
| Salaries & Wages | $23.6M | $25.3M | $29.3M | $37.3M | $39.2M | $42.5M | $44.7M | $51.1M | $58.3M | $61.8M | ||
| Depreciation & Amortization | $711.0K | $699.0K | $586.0K | $366.0K | $945.0K | $913.0K | $890.0K | $1.3M | $1.6M | $1.5M | ||
| Depreciation & Amortization | $711.0K | $699.0K | $586.0K | $366.0K | $945.0K | $913.0K | $890.0K | $1.3M | $1.6M | $1.5M | ||
| Amortization | $711.0K | $699.0K | $586.0K | $366.0K | $945.0K | $913.0K | $890.0K | $1.3M | $1.6M | $1.5M | ||
| SPECIAL ITEMS | ||||||||||||
| Restruct | $-391.0K | -- | -- | -- | -- | -- | -- | -- | -- | -- | ||
| Special Income Charges | $-3.3M | $-3.1M | $-3.7M | $-10.7M | $-5.7M | $-4.6M | $-5.6M | $-13.0M | $-14.7M | $-14.5M | ||
| PRE-TAX INCOME | ||||||||||||
| Pre-Tax Income | $17.5M | $23.8M | $22.2M | $16.8M | $39.6M | $37.1M | $48.4M | $47.0M | $50.6M | $36.6M | ||
| INCOME TAX | ||||||||||||
| Tax Provision | $6.2M | $7.5M | $7.1M | $3.2M | $5.7M | $4.9M | $7.8M | $7.6M | $7.6M | $4.9M | ||
| NET INCOME | ||||||||||||
| Net Income | $12.7M | $17.2M | $15.9M | $14.1M | $33.9M | $32.2M | $40.5M | $39.4M | $43.0M | $31.7M | ||
| Net Income (Continuing Operations) | $12.7M | $17.2M | $15.9M | $14.1M | $33.9M | $32.2M | $40.5M | $39.4M | $43.0M | $31.7M | ||
| Net Income (Discontinued Operations) | $12.7M | $17.2M | $15.9M | $14.1M | $33.9M | $32.2M | $40.5M | $39.4M | $43.0M | $31.7M | ||
| Net Income (Common Stockholders) | $11.2M | $13.1M | $14.6M | $13.2M | $33.2M | $32.1M | $40.4M | $38.9M | $43.0M | $31.7M | ||
| SHARE & EPS DATA | ||||||||||||
| Average Shares Outstanding | $7.8M | $8.0M | $9.9M | $12.0M | $15.7M | $16.1M | $15.3M | $15.0M | $15.2M | $15.4M | ||
| Average Shares Outstanding (Diluted) | $10.9M | $11.0M | $12.4M | $13.9M | $16.9M | $16.1M | $15.3M | $15.0M | $15.2M | $15.4M | ||
| Shares Outstanding | $7.8M | $10.1M | $10.2M | $15.6M | $16.5M | $15.8M | $14.9M | $15.7M | $15.7M | $15.5M | ||
| Basic EPS | $1.43 | $1.96 | $1.48 | $1.1 | $2.12 | $2 | $2.63 | $2.6 | $2.73 | $2.01 | ||
| Basic EPS (Continuing Operations) | $1.43 | $1.96 | $1.48 | $1.1 | $2.12 | $2 | $2.63 | $2.6 | $2.73 | $2.01 | ||
| Diluted EPS | $1.17 | $1.57 | $1.28 | $1.02 | $2.01 | $2 | $2.63 | $2.6 | $2.73 | $2.01 | ||
| Diluted EPS (Continuing Operations) | $1.17 | $1.57 | $1.28 | $1.02 | $2.01 | $2 | $2.63 | $2.6 | $2.73 | $2.01 | ||
| Dividend Per Share | -- | -- | -- | -- | -- | -- | -- | $0.56 | $0.64 | -- | ||
| OTHER METRICS | ||||||||||||
| Accrued Preferred Stock Dividends | $1.6M | $1.5M | $1.2M | $959.0K | $647.0K | -- | -- | -- | -- | -- | ||
| Credit Losses Provision | $1.2M | $1.3M | -- | $780.0K | $1.0M | $10.1M | $830.0K | $1.8M | $4.4M | $5.4M | ||
| Equipment | $1.5M | $1.6M | $1.6M | $1.7M | $2.2M | $2.0M | $1.8M | $5.1M | $11.1M | $9.6M | ||
| Fees And Commissions | $7.5M | $7.5M | $12.0K | $-413.0K | $32.0K | $94.0K | $1.8M | $118.0K | -- | $252.0K | ||
| Insurance And Claims | $6.5M | $6.7M | $6.9M | $7.3M | $138.0K | -- | -- | -- | -- | -- | ||
| Interest Expense For Capitalized Lease Obligations | -- | -- | -- | $-579.0K | $642.0K | -- | -- | -- | -- | -- | ||
| Interest Expense For Deposit | $2.1M | $2.0M | $2.3M | $3.8M | $8.1M | $6.9M | $4.2M | $3.8M | $33.8M | $65.8M | ||
| Interest Expense For Federal Funds Sold And Securities Purchase Under Agreements To Resell | $20.0K | $23.0K | $20.0K | $21.0K | $22.0K | -- | -- | -- | -- | -- | ||
| Interest Expense For Long Term Debt | $760.0K | $884.0K | $1.0M | $1.3M | $1.4M | $945.0K | $955.0K | $3.8M | $4.8M | $4.9M | ||
| Interest Expense For Long Term Debt And Capital Securities | $760.0K | $884.0K | $1.0M | $1.3M | $1.4M | $945.0K | $955.0K | $3.8M | $4.8M | $4.9M | ||
| Interest Expense For Short Term Debt | $442.0K | $405.0K | $695.0K | $2.5M | $3.5M | $1.9M | $1.2M | $3.1M | $14.6M | $18.5M | ||
| Interest Income | $50.7M | $53.6M | $58.6M | $73.7M | $98.1M | $99.9M | $101.7M | $126.2M | $182.7M | $206.7M | ||
| Interest Income After Provision For Loan Loss | $45.0M | $50.3M | $54.5M | $64.5M | $84.1M | $79.6M | $94.6M | $108.5M | $121.1M | $111.3M | ||
| Interest Income From Investment Securities | $5.8M | $6.0M | $6.9M | $8.7M | $12.2M | $11.5M | $11.7M | $17.0M | $21.0M | $22.1M | ||
| Interest Income From Loans | $44.8M | $47.2M | $51.2M | $64.2M | $85.0M | $87.8M | $89.6M | $108.1M | $160.8M | $183.6M | ||
| Interest Income From Loans And Lease | $44.8M | $47.2M | $51.2M | $64.2M | $85.0M | $87.8M | $89.6M | $108.1M | $160.8M | $183.6M | ||
| Interest Income From Securities | $5.8M | $6.0M | $6.9M | $8.7M | $12.2M | $11.5M | $11.7M | $17.0M | $21.0M | $22.1M | ||
| Marketing Expense | $1.0M | $929.0K | $817.0K | $1.2M | $1.4M | $1.1M | $1.1M | $1.5M | $1.4M | $2.1M | ||
| Net Interest Income | $46.2M | $51.6M | $54.5M | $65.3M | $85.1M | $89.7M | $95.4M | $110.2M | $125.5M | $116.7M | ||
| Net Occupancy Expense | $2.4M | $2.7M | $2.7M | $3.4M | $3.8M | $4.1M | $4.2M | $4.7M | $5.4M | $5.1M | ||
| Non Interest Expense | $-42.9M | $-43.9M | $-48.6M | $-66.7M | $66.9M | $70.7M | $77.7M | $90.5M | $107.6M | $112.5M | ||
| Non Interest Income | $14.3M | $16.1M | $16.3M | $18.1M | $22.4M | $28.2M | $31.5M | $29.1M | $37.2M | $37.7M | ||
| Occupancy And Equipment | $3.9M | $4.3M | $4.3M | $5.0M | $6.1M | $6.1M | $6.1M | $9.8M | $16.5M | $14.7M | ||
| Other Customer Services | $7.5M | $7.5M | $7.8M | -- | -- | -- | -- | -- | -- | -- | ||
| Other Gand A | $6.5M | $6.7M | $6.9M | $7.3M | $138.0K | -- | -- | -- | -- | -- | ||
| Other Interest Expense | $-3.3M | $23.0K | $-4.1M | $-7.6M | $-22.0K | $-380.0K | $-24.0K | $16.0M | $57.2M | -- | ||
| Other Interest Income | $102.0K | $396.0K | $498.0K | $735.0K | $851.0K | $606.0K | $449.0K | $1.1M | $979.0K | $1.0M | ||
| Other Non Interest Expense | $3.3M | $3.1M | $3.7M | $10.7M | $5.7M | $4.6M | $5.6M | $13.0M | $14.7M | $14.5M | ||
| Other Non Interest Income | $5.5M | $6.7M | $14.6M | $16.9M | $19.6M | $19.7M | $23.2M | $3.1M | $5.8M | $6.4M | ||
| Otherunder Preferred Stock Dividend | $1.6M | $1.5M | $1.2M | $959.0K | $647.0K | -- | -- | -- | -- | -- | ||
| Preferred Stock Dividends | $1.6M | $1.5M | $1.2M | $959.0K | $647.0K | -- | -- | -- | -- | -- | ||
| Professional Expense And Contract Services Expense | $2.5M | $1.9M | $2.3M | $4.2M | $2.8M | $2.8M | $2.7M | $5.4M | $5.0M | $5.8M | ||
| Rent And Landing Fees | $-506.0K | $-540.0K | $-558.0K | $-579.0K | -- | -- | -- | -- | -- | -- | ||
| Securities Activities | $-18.0K | $19.0K | $12.0K | $-413.0K | $32.0K | $94.0K | $1.8M | $118.0K | -- | $252.0K | ||
| Service Charge On Depositor Accounts | $2.8M | -- | -- | -- | -- | -- | -- | -- | -- | -- | ||
| Write Off | $-942.0K | $-2.1M | $-771.0K | $-668.0K | $-829.0K | $-614.0K | $-942.0K | -- | -- | -- | ||
| Intexp | $-3.3M | $-3.3M | $-4.1M | $-7.6M | $13.0M | $10.1M | $6.3M | $16.0M | $53.2M | $89.2M | ||
| Othspecchg | -- | -- | -- | -- | $-14.7M | $-24.9M | $-26.6M | -- | -- | -- | ||
Financial data is updated quarterly and may not reflect the most recent earnings.
| A | B | C | D | |
|---|---|---|---|---|
| 1 | Symbol | Price | Change | Vol |
| 2 | CIVB | $21.19 | +1.5% | 105.18K |
| 3 | ||||
| 4 | ||||
| 5 | ||||
| 6 |