FBIZ
NGSFirst Business Financial Services Inc.
Financial Services•Banks - Regional - US
Watchlist:
Last updated: Friday 4th July 2025
54.69
+1.44 (2.70%)
Prev Close:53.25
Open:53.4
Bid:21.8
Ask:87.16
52 Week Range
35.2556.46
Volume:41,282
Mkt Cap:435 M
78
MarketXLS Rank ®
Buy
Price Target
$62.89
+15.0%
Metrics
Valuation
9.24
Range data not available
Returns
8.04%
13.70%
23.72%
54.18%
86.27%
287.66%
18.15%
Growth
EPS
QoQ
N/A
YoY
N/A
Revenue
QoQ
N/A
YoY
N/A
Free Cash Flow
QoQ
N/A
YoY
N/A
Peers
Risk
Risk Metrics
Financial Scores
0.00
0.17
Dividends
Dividend Metrics
Dividend Yields
Dividend Dates
5/9/2025
5/23/2025
Analyst Estimates
EPS Estimates
Target Prices
Growth Estimates
Financial Health
Cash Metrics
Liquidity Ratios
0.00
0.00
Debt Metrics
Other Metrics
Financial Scores
4.0
Technicals
Technical Oscillators
Moving Averages
Volatility Metrics
Profitability
Return Ratios
Margin Ratios
Financial Scores
Financials
Financial Statements
FBIZ - Income Statement (Annual)
| Dec-24 | Dec-23 | Dec-22 | Dec-21 | Dec-20 | Dec-19 | Dec-18 | Dec-17 | Dec-16 | Dec-15 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Accrued Preferred Stock Dividends | 875000.0 | 875000.0 | 683000.0 | |||||||
| Credit Losses Provision | 9 M | 8 M | 4 M | 6 M | 17 M | 2 M | 5 M | 6 M | 8 M | 3 M |
| Depreciation And Amortization | 4 M | 4 M | 578000.0 | 585000.0 | 822000.0 | -877000.0 | -835000.0 | -744000.0 | -767000.0 | -746000.0 |
| Earning Loss Of Equity Investments | 459000.0 | 354000.0 | 790000.0 | 481000.0 | ||||||
| Equipment | 1 M | 1 M | 1 M | 990000.0 | 1 M | 1 M | 1 M | 1 M | 1 M | 1 M |
| Fees And Commissions | 13 M | 11 M | 11 M | 11 M | 9 M | 8 M | 8 M | 6 M | 11 M | 10 M |
| General And Administrative Expense | 3 M | 2 M | 1 M | 1 M | 1 M | 4 M | 3 M | 3 M | 2 M | 5 M |
| Impairment Of Capital Assets | -63000.0 | -16000.0 | -25000.0 | -69000.0 | -36000.0 | |||||
| Insurance And Claims | 3 M | 2 M | 1 M | 1 M | 1 M | 4 M | 3 M | 3 M | 2 M | 5 M |
| Interest Expense For Capitalized Lease Obligations | 2 M | 2 M | 1 M | -2 M | ||||||
| Interest Expense For Deposit | 98 M | 71 M | 13 M | 4 M | 9 M | 23 M | 16 M | 11 M | 12 M | 11 M |
| Interest Expense For Long Term Debt | 504000.0 | 1 M | 1 M | 1 M | 1 M | 1 M | 1 M | 1 M | ||
| Interest Expense For Long Term Debt And Capital Securities | 504000.0 | 1 M | 1 M | 1 M | 1 M | 1 M | 1 M | 1 M | ||
| Interest Income | 233 M | 195 M | 121 M | 96 M | 94 M | 102 M | 91 M | 76 M | 78 M | 72 M |
| Interest Income After Provision For Loan Loss | 115 M | 104 M | 95 M | 79 M | 60 M | 66 M | 56 M | 48 M | 48 M | 52 M |
| Interest Income From Deposits | 4 M | 4 M | 2 M | 741000.0 | 832000.0 | 1 M | 1 M | 703000.0 | 645000.0 | 374000.0 |
| Interest Income From Investment Securities | 12 M | 8 M | 4 M | 3 M | 4 M | 5 M | 4 M | 3 M | 3 M | 3 M |
| Interest Income From Leases | 170000.0 | 113000.0 | 9000.0 | |||||||
| Interest Income From Loans | 217 M | 183 M | 115 M | 92 M | 89 M | 96 M | 86 M | 72 M | 75 M | 69 M |
| Interest Income From Loans And Lease | 217 M | 183 M | 115 M | 92 M | 89 M | 96 M | 86 M | 72 M | 75 M | 69 M |
| Interest Income From Securities | 12 M | 8 M | 4 M | 3 M | 4 M | 5 M | 4 M | 3 M | 3 M | 3 M |
| Marketing Expense | 4 M | 3 M | 2 M | 2 M | 2 M | 2 M | 2 M | 2 M | 2 M | 3 M |
| Net Income (loss) | 44 M | 37 M | 41 M | 36 M | 17 M | 23 M | 15 M | 12 M | 15 M | 17 M |
| Net Income Common Stockholders | 42 M | 36 M | 39 M | 35 M | 17 M | 23 M | 15 M | 12 M | 15 M | 17 M |
| Net Income Continuous Operations | 44 M | 37 M | 41 M | 36 M | 17 M | 23 M | 15 M | 12 M | 15 M | 17 M |
| Net Interest Income | 124 M | 113 M | 98 M | 85 M | 77 M | 68 M | 62 M | 54 M | 56 M | 55 M |
| Net Occupancy Expense | 2 M | 2 M | 2 M | 2 M | 2 M | 2 M | 2 M | 2 M | 2 M | 2 M |
| Non Interest Expense | 93 M | 89 M | 79 M | 72 M | 69 M | -67 M | -62 M | -57 M | -56 M | -47 M |
| Non Interest Income | 29 M | 31 M | 29 M | 28 M | 27 M | 23 M | 18 M | 17 M | 18 M | 17 M |
| Normalized Income | 50 M | |||||||||
| Occupancy And Equipment | 4 M | 4 M | 3 M | 3 M | 3 M | 4 M | 4 M | 3 M | 3 M | 3 M |
| Other Customer Services | 13 M | 11 M | 11 M | 11 M | 9 M | 8 M | 8 M | 7 M | 2 M | 2 M |
| Other Gand A | 3 M | 2 M | 1 M | 1 M | 1 M | 4 M | 3 M | 3 M | 2 M | 5 M |
| Other Interest Expense | -124 M | -113 M | -98 M | -7 M | -7 M | 8 M | 7 M | 3 M | 2 M | 2 M |
| Other Non Interest Expense | 9 M | 8 M | 6 M | -3 M | -4 M | 14 M | 14 M | 15 M | 16 M | 8 M |
| Other Non Interest Income | 5 M | 8 M | 7 M | 13 M | 15 M | 14 M | 9 M | 9 M | 2 M | 2 M |
| Otherunder Preferred Stock Dividend | 875000.0 | 875000.0 | 683000.0 | |||||||
| Preferred Stock Dividends | 875000.0 | 875000.0 | 683000.0 | |||||||
| Professional Expense And Contract Services Expense | 6 M | 5 M | ||||||||
| Rent And Landing Fees | -2 M | -2 M | -2 M | -2 M | ||||||
| Research Expense | 2 M | |||||||||
| Salaries And Wages | 63 M | 61 M | 58 M | 52 M | 46 M | 42 M | 37 M | 32 M | 32 M | 29 M |
| Securities Activities | -8000.0 | -45000.0 | 29000.0 | -4000.0 | -46000.0 | -4000.0 | -403000.0 | 10000.0 | ||
| Selling And Marketing Expense | 4 M | 3 M | 2 M | 2 M | 2 M | 2 M | 2 M | 2 M | 2 M | 3 M |
| Service Charge On Depositor Accounts | 10 M | 8 M | 8 M | |||||||
| Total Revenues | 153 M | 144 M | 128 M | 113 M | 104 M | 91 M | 80 M | 71 M | 73 M | 72 M |
| Total Revenue | 153 M | 144 M | 128 M | 113 M | 104 M | 91 M | 80 M | 71 M | 73 M | 72 M |
| Amord | 6 M | 4 M | 1000000.0 | 412000.0 | 458000.0 | -374000.0 | -786000.0 | -388000.0 | -639000.0 | -197000.0 |
| Avgshs | 8 M | 8 M | 8 M | 8 M | 8 M | 9 M | 9 M | 9 M | 9 M | 9 M |
| Avgshsdt | 8 M | 8 M | 8 M | 8 M | 8 M | 9 M | 9 M | 9 M | 9 M | 9 M |
| Basiceps | 5.2 | 4.33 | 4.75 | 4.17 | 1.97 | 2.68 | 1.86 | 1.36 | 1.71 | 1.9 |
| Basicepscont | 5.2 | 4.33 | 4.75 | 4.17 | 1.97 | 2.68 | 1.86 | 1.36 | 1.71 | 1.9 |
| Depamor | 4 M | 4 M | 578000.0 | 585000.0 | 822000.0 | -877000.0 | -835000.0 | -744000.0 | -767000.0 | -746000.0 |
| Dileps | 5.2 | 4.33 | 4.75 | 4.17 | 1.97 | 2.68 | 1.86 | 1.36 | 1.71 | 1.9 |
| Dilepscont | 5.2 | 4.33 | 4.75 | 4.17 | 1.97 | 2.68 | 1.86 | 1.36 | 1.71 | 1.9 |
| Div Per Share | 1.0 | 0.92 | 0.91 | 0.72 | 0.66 | 0.6 | 0.56 | 0.52 | 0.48 | 0.44 |
| Intexp | 98 M | 71 M | 23 M | 11 M | 17 M | -32 M | -24 M | -15 M | -15 M | -14 M |
| Netincdisc | 44 M | 37 M | 41 M | 36 M | 17 M | 23 M | 15 M | 12 M | 15 M | 17 M |
| Othspecchg | -699000.0 | -548000.0 | -23 M | -23 M | -25 M | -2 M | -372000.0 | -114000.0 | ||
| Pretaxinc | 51 M | 47 M | 52 M | 47 M | 18 M | 24 M | 18 M | 14 M | 17 M | 25 M |
| Resdev | 2 M | |||||||||
| Sga | 69 M | 66 M | 61 M | 55 M | 49 M | 48 M | 43 M | 37 M | 36 M | 36 M |
| Shsout | 8 M | 8 M | 8 M | 8 M | 9 M | 9 M | 9 M | 9 M | 9 M | 9 M |
| Specincchg | -9 M | -8 M | -6 M | 3 M | 4 M | -14 M | -14 M | -15 M | -16 M | -8 M |
| Taxprov | 7 M | 10 M | 11 M | 11 M | 1 M | 2 M | 3 M | 4 M | 4 M | 9 M |
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