WTFC Stock Forecast, Price Targets, Chart, Dividends & Analysis
Wintrust Financial Corporation
WTFC 
NGS
Sector: Financial Services
Industry: Banks - Regional - US
124.17
USD
1.45
(1.18%)
Previous close: 122.72 Open: 122.32 Bid: 49.61 Ask: 158.0
52 week range
89.68 142.04
Mkt Cap: 8,661 M Avg Vol (90 Days): 397,593
Last updated: Sunday 22nd December 2024
Metrics
Valuation
Price per Sales TTM ($) | 3.88 |
Price per Book TTM ($) | 1.39 |
PE Ratio (TTM) | 13.78 |
Book Value per Share ($) | 94.37 |
5 Year PE Range | NA , NA |
Returns
7 Day Return | -5.67% | |
1 Month Return | -7.08% | |
3 Month Return | 15.14% | |
1 Year Return | 36.04% | |
3 Year Return | 47.45% | |
5 Year Return | 91.24% | |
YTD Return | 33.88% |
Risk
Dividends
Analyst Estimates
Financial Health
Technicals
RSI (14 Day) | 37.42 |
14 Day SMA ($) | 131.75 |
14 Day EMA ($) | 129.91 |
Money Flow Index | 77.57 |
Average True Range | 3.54 |
50 Day SMA ($) | 126.16 |
200 Day SMA ($) | 107.42 |
ADX | 18.15 |
MACD | -0.79 |
Growth
Free Cash Flow QoQ Growth | 0.00% |
Free Cash Flow YoY Growth | 0.00% |
Revenue YoY Growth | 0.00% |
EPS QoQ Growth | 0.00% |
Revenue QoQ Growth | 0.00% |
EPS YoY Growth | 0.00% |
Profitability
Financials
WTFC Income Statement
Annual
| Dec-14 | Dec-15 | Dec-16 | Dec-17 | Dec-18 | Dec-19 | Dec-20 | Dec-21 | Dec-22 | Dec-23 | |
|---|---|---|---|---|---|---|---|---|---|---|
| AccruedPreferredStockDividends | 6 M | 11 M | 15 M | 10 M | 8 M | 8 M | 21 M | 28 M | 28 M | 28 M |
| Amortization of intangibles | -5 M | -5 M | -5 M | -4 M | -5 M | 12 M | 11 M | 8 M | 6 M | 5 M |
| Basic EPS from continuing operations | 3.12 | 3.05 | 3.83 | 4.53 | 5.95 | 6.11 | 4.72 | 7.69 | 8.14 | 9.72 |
| Basic EPS total | 3.12 | 3.05 | 3.83 | 4.53 | 5.95 | 6.11 | 4.72 | 7.69 | 8.14 | 9.72 |
| Basic weighted shares outstanding | 47 M | 48 M | 50 M | 55 M | 56 M | 57 M | 58 M | 57 M | 59 M | 61 M |
| CreditLossesProvision | 21 M | 33 M | 34 M | 30 M | 35 M | 54 M | 214 M | 59 M | 79 M | 114 M |
| Depreciation | -32 M | -41 M | -53 M | -63 M | -68 M | 88 M | 96 M | 102 M | 82 M | 85 M |
| Depreciation unreconciled | 5 M | 5 M | 5 M | 4 M | 5 M | 12 M | 11 M | 8 M | 6 M | 6 M |
| DepreciationAndAmortization | 5 M | 5 M | 5 M | 4 M | 5 M | 12 M | 11 M | 8 M | 6 M | 6 M |
| Diluted EPS total | 2.98 | 2.93 | 3.66 | 4.4 | 5.86 | 6.03 | 4.68 | 7.58 | 8.02 | 9.58 |
| Diluted normalized net income/share | 2.98 | 2.93 | 3.66 | 4.4 | 5.86 | 6.03 | 4.68 | 7.58 | 8.02 | 9.58 |
| Diluted weighted shares outstanding | 4 M | 4 M | 4 M | 2 M | 908000.0 | 762000.0 | 496000.0 | 58 M | 60 M | 62 M |
| Dividends paid per share | 0.4 | 0.44 | 0.48 | 0.56 | 0.48 | 1.0 | 1.12 | 1.24 | 1.36 | 1.6 |
| Equipment | 30 M | 33 M | 37 M | 38 M | 43 M | 52 M | 68 M | 88 M | 96 M | 105 M |
| FeesAndCommissions | 114 M | 142 M | 160 M | 11 M | 16 M | 12 M | 20 M | 32 M | 21 M | 17 M |
| GeneralAndAdministrativeExpense | 64 M | 74 M | 75 M | 72 M | 80 M | 9 M | 25 M | 27 M | 29 M | 71 M |
| ImpairmentOfCapitalAssets | -1 M | 2 M | 12 M | |||||||
| Income before tax | 246 M | 252 M | 332 M | 390 M | 460 M | 480 M | 390 M | 638 M | 701 M | 845 M |
| Income taxes | 117 M | 112 M | 146 M | 152 M | 140 M | 124 M | 97 M | 172 M | 191 M | 222 M |
| InsuranceAndClaims | 64 M | 74 M | 75 M | 72 M | 80 M | 9 M | 25 M | 27 M | 29 M | 71 M |
| Interest expense | -73 M | -77 M | -90 M | -114 M | -206 M | 330 M | 253 M | 151 M | 252 M | 1,055 M |
| InterestExpenseForCapitalizedLeaseObligations | 64000.0 | 155000.0 | 234000.0 | 291000.0 | 290000.0 | |||||
| InterestExpenseForDeposit | 48 M | 49 M | 58 M | 83 M | 167 M | 279 M | 189 M | 88 M | 175 M | 906 M |
| InterestExpenseForFederalFundsSoldAndSecuritiesPurchaseUnderAgreementsToResell | -500 M | |||||||||
| InterestExpenseForLongTermDebt | 23 M | 24 M | 28 M | 26 M | 39 M | 51 M | 64 M | 62 M | 77 M | 149 M |
| InterestExpenseForLongTermDebtAndCapitalSecurities | 23 M | 24 M | 28 M | 26 M | 39 M | 51 M | 64 M | 62 M | 77 M | 149 M |
| InterestExpenseForShortTermDebt | 2 M | 4 M | 4 M | 5 M | 9 M | |||||
| InterestIncome | 671 M | 718 M | 812 M | 946 M | 1,171 M | 1,385 M | 1,293 M | 1,275 M | 1,747 M | 2,893 M |
| InterestIncomeAfterProvisionForLoanLoss | 558 M | 576 M | 654 M | 773 M | 895 M | 1,001 M | 826 M | 1,066 M | 1,417 M | 1,723 M |
| InterestIncomeFromDeposits | 1 M | 1 M | 4 M | 9 M | 17 M | 30 M | 9 M | 7 M | 43 M | 79 M |
| InterestIncomeFromFederalFundsSoldAndSecuritiesPurchaseUnderAgreementsToResell | 25000.0 | 4000.0 | 4000.0 | 2000.0 | 1000.0 | 700000.0 | 102000.0 | 173000.0 | 5 M | 2 M |
| InterestIncomeFromInvestmentSecurities | 57 M | 65 M | 67 M | 68 M | 93 M | 114 M | 107 M | 103 M | 170 M | 255 M |
| InterestIncomeFromLeases | 163000.0 | 979000.0 | 3 M | 6 M | 9 M | 47 M | 48 M | 54 M | 56 M | 53 M |
| InterestIncomeFromLoans | 613 M | 652 M | 741 M | 857 M | 1,045 M | 1,228 M | 1,157 M | 1,134 M | 1,508 M | 2,541 M |
| InterestIncomeFromLoansAndLease | 613 M | 653 M | 744 M | 862 M | 1,054 M | 1,276 M | 1,205 M | 1,187 M | 1,563 M | 2,594 M |
| InterestIncomeFromOtherMoneyMarketInvestments | 79000.0 | 108000.0 | 75000.0 | 25000.0 | ||||||
| InterestIncomeFromSecurities | 57 M | 65 M | 67 M | 68 M | 93 M | 114 M | 107 M | 103 M | 170 M | 255 M |
| InterestIncomeFromTradingAccountSecurities | 25000.0 | 43000.0 | 39000.0 | 37000.0 | 10000.0 | 22000.0 | 41000.0 | |||
| MarketingExpense | 14 M | 22 M | 25 M | 31 M | 41 M | 49 M | 36 M | 47 M | 59 M | 65 M |
| Net income from total operations | 151 M | 157 M | 207 M | 258 M | 368 M | 356 M | 293 M | 466 M | 510 M | 623 M |
| NetIncomeCommonStockholders | 145 M | 146 M | 192 M | 248 M | 360 M | 347 M | 272 M | 438 M | 482 M | 595 M |
| NetIncomeContinuousOperations | 151 M | 157 M | 207 M | 258 M | 368 M | 356 M | 293 M | 466 M | 510 M | 623 M |
| NetInterestIncome | 578 M | 609 M | 688 M | 802 M | 930 M | 1,055 M | 1,040 M | 1,125 M | 1,495 M | 1,838 M |
| NetOccupancyExpense | 43 M | 49 M | 51 M | 53 M | 58 M | 64 M | 70 M | 74 M | 71 M | 77 M |
| NonInterestExpense | -547 M | -628 M | -682 M | -732 M | -826 M | 928 M | 1,040 M | 1,133 M | 1,177 M | 1,312 M |
| NonInterestIncome | 215 M | 272 M | 325 M | 320 M | 356 M | 407 M | 604 M | 586 M | 461 M | 434 M |
| OccupancyAndEquipment | 72 M | 82 M | 88 M | 91 M | 101 M | 117 M | 138 M | 162 M | 167 M | 182 M |
| Other special charges | -10 M | -16 M | -17 M | -18 M | -13 M | -158 M | -372 M | -291 M | 23 M | 22 M |
| OtherCustomerServices | 71 M | 12 M | 16 M | 12 M | 20 M | 32 M | 21 M | 17 M | ||
| OtherGandA | 64 M | 74 M | 75 M | 72 M | 80 M | 9 M | 25 M | 27 M | 29 M | 71 M |
| OtherInterestExpense | -73 M | -77 M | -90 M | -114 M | -206 M | -1,055 M | -1,040 M | -1,125 M | -1,495 M | -1,838 M |
| OtherInterestIncome | 23 M | |||||||||
| OtherNonInterestExpense | 19 M | 27 M | 29 M | 31 M | 35 M | 93 M | 101 M | 88 M | 111 M | 123 M |
| OtherNonInterestIncome | 102 M | 126 M | 141 M | 291 M | 346 M | 378 M | 585 M | 563 M | 402 M | 381 M |
| OtherunderPreferredStockDividend | 6 M | 11 M | 15 M | 10 M | 8 M | 8 M | 21 M | 28 M | 28 M | 28 M |
| PreferredStockDividends | 6 M | 11 M | 15 M | 10 M | 8 M | 8 M | 21 M | 28 M | 28 M | 28 M |
| ProfessionalExpenseAndContractServicesExpense | 16 M | 18 M | 20 M | 28 M | 32 M | 27 M | 27 M | 29 M | 33 M | 35 M |
| RentAndLandingFees | 142000.0 | 2 M | ||||||||
| Revenue per share | 5 M | 5 M | 5 M | 4 M | 5 M | 12 M | 11 M | 8 M | 6 M | 6 M |
| SalariesAndWages | 336 M | 382 M | 405 M | 430 M | 480 M | 546 M | 626 M | 692 M | 696 M | 748 M |
| SecuritiesActivities | 91 M | 115 M | 129 M | -845000.0 | 11000.0 | 2 M | 447000.0 | 277000.0 | -9 M | 1 M |
| Selling Gen & administrative expense | 413 M | 478 M | 505 M | 533 M | 601 M | 604 M | 687 M | 766 M | 784 M | 884 M |
| SellingAndMarketingExpense | 14 M | 22 M | 25 M | 31 M | 41 M | 49 M | 36 M | 47 M | 59 M | 65 M |
| ServiceChargeOnDepositorAccounts | 23 M | 27 M | 31 M | 35 M | ||||||
| Special income/charges | -19 M | -27 M | -29 M | -31 M | -35 M | -93 M | -101 M | -88 M | -111 M | -123 M |
| Total common shares outstanding | 47 M | 48 M | 52 M | 56 M | 57 M | 57 M | 57 M | 57 M | 61 M | 61 M |
| Total net income | 151 M | 157 M | 207 M | 258 M | 368 M | 356 M | 293 M | 466 M | 510 M | 623 M |
| Total ordinary shares | 66 M | 66 M | 66 M | 66 M | 66 M | 66 M | 66 M | 66 M | 66 M | 66 M |
| Total revenues | 793 M | 880 M | 1,014 M | 1,122 M | 1,286 M | 1,462 M | 1,644 M | 1,711 M | 1,959 M | 2,272 M |
| TotalRevenue | 793 M | 880 M | 1,014 M | 1,122 M | 1,286 M | 1,462 M | 1,644 M | 1,711 M | 1,959 M | 2,272 M |
| TradingGainLoss | 2 M | 247000.0 | -91000.0 | 845000.0 | 158000.0 | 1 M | -245000.0 | -4 M | -1 M |
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