SMBK Stock Forecast, Price Targets, Chart, Dividends & Analysis
SmartFinancial Inc.
SMBK 
NYE
Sector: Financial Services
Industry: Banks - Regional - US
27.60
USD
-0.86
(-3.02%)
Previous close: 28.46 Open: 27.33 Bid: 26.11 Ask: 29.09
52 week range
19.00 37.72
Mkt Cap: 526 M Avg Vol (90 Days): 47,438
Last updated: Sunday 6th April 2025
Metrics
Valuation
Returns
7 Day Return | -11.20% | |
1 Month Return | -15.42% | |
3 Month Return | -11.20% | |
1 Year Return | 34.83% | |
3 Year Return | 13.54% | |
5 Year Return | 89.06% | |
YTD Return | -10.91% |
Risk
Dividends
Analyst Estimates
Financial Health
Technicals
RSI (14 Day) | 21.29 |
14 Day SMA ($) | 30.99 |
14 Day EMA ($) | 30.67 |
Money Flow Index | 65.01 |
Average True Range | 1.00 |
50 Day SMA ($) | 33.46 |
200 Day SMA ($) | 30.86 |
ADX | 14.62 |
MACD | -0.88 |
Growth
Peers
| Stock | Dividend | Market Cap (B) | PE | Price ($) |
|---|
Financials
SMBK Income Statement
Annual
| Dec-15 | Dec-16 | Dec-17 | Dec-18 | Dec-19 | Dec-20 | Dec-21 | Dec-22 | Dec-23 | Dec-24 | |
|---|---|---|---|---|---|---|---|---|---|---|
| AccruedPreferredStockDividends | 120000.0 | 1 M | 195000.0 | |||||||
| Amortization of intangibles | -233204.0 | -305452.0 | -346435.0 | -976000.0 | -1 M | 2 M | 2 M | 3 M | 3 M | 2 M |
| Basic EPS from continuing operations | 0.35 | 0.82 | 0.56 | 1.46 | 1.9 | 1.63 | 2.23 | 2.57 | 1.7 | 2.16 |
| Basic EPS total | 0.35 | 0.82 | 0.56 | 1.46 | 1.9 | 1.63 | 2.23 | 2.57 | 1.7 | 2.16 |
| Basic weighted shares outstanding | 4 M | 6 M | 9 M | 12 M | 14 M | 15 M | 16 M | 17 M | 17 M | 17 M |
| CreditLossesProvision | 922955.0 | 787545.0 | 782687.0 | 3 M | 3 M | 9 M | 2 M | 4 M | 4 M | 5 M |
| Depreciation | -992746.0 | -1 M | -2 M | -3 M | -3 M | 4 M | 4 M | 5 M | 5 M | 5 M |
| Depreciation unreconciled | 233204.0 | 305000.0 | 346000.0 | 976000.0 | 1 M | 2 M | 2 M | 3 M | 3 M | 2 M |
| DepreciationAndAmortization | 233204.0 | 305000.0 | 346000.0 | 976000.0 | 1 M | 2 M | 2 M | 3 M | 3 M | 2 M |
| DevelopmentExpense | 5 M | |||||||||
| Diluted EPS total | 0.32 | 0.78 | 0.55 | 1.45 | 1.89 | 1.62 | 2.22 | 2.55 | 1.69 | 2.14 |
| Diluted normalized net income/share | 0.32 | 0.78 | 0.55 | 1.45 | 1.89 | 1.62 | 2.22 | 2.55 | 1.69 | 2.14 |
| Diluted weighted shares outstanding | 4 M | 6 M | 9 M | 13 M | 14 M | 15 M | 16 M | 17 M | 17 M | 17 M |
| DividendIncome | 3 M | |||||||||
| Dividends paid per share | 0.24 | 0.28 | 0.32 | 0.32 | ||||||
| FeesAndCommissions | 912806.0 | 1 M | 1 M | 76 M | 34000.0 | 2 M | 3 M | 4 M | -2 M | 6 M |
| GeneralAndAdministrativeExpense | 3 M | 4 M | 5 M | 6 M | 6 M | 1 M | 2 M | 3 M | 3 M | 3 M |
| Income before tax | 4 M | 9 M | 11 M | 21 M | 33 M | 31 M | 44 M | 55 M | 36 M | 45 M |
| Income restructuring and M&A | 2 M | 4 M | -3 M | 5 M | 4 M | 562000.0 | 110000.0 | |||
| Income taxes | 2 M | 4 M | 7 M | 7 M | 8 M | 7 M | 10 M | 12 M | 8 M | 9 M |
| InsuranceAndClaims | 3 M | 4 M | 5 M | 6 M | 6 M | 1 M | 2 M | 3 M | 3 M | 3 M |
| Interest expense | 4 M | -4 M | -6 M | -16 M | -25 M | 17 M | 12 M | 21 M | 87 M | 113 M |
| InterestExpenseForCapitalizedLeaseObligations | -875000.0 | 1 M | 1 M | 2 M | 2 M | 2 M | ||||
| InterestExpenseForDeposit | 3 M | 4 M | 6 M | 14 M | 22 M | 14 M | 9 M | 18 M | 84 M | 109 M |
| InterestExpenseForLongTermDebt | 922955.0 | 787545.0 | 782687.0 | 4 M | 2 M | 2 M | 2 M | 3 M | 3 M | 3 M |
| InterestExpenseForLongTermDebtAndCapitalSecurities | 922955.0 | 787545.0 | 782687.0 | 4 M | 2 M | 2 M | 2 M | 3 M | 3 M | 3 M |
| InterestExpenseForShortTermDebt | 30382.0 | 65276.0 | 61933.0 | 45000.0 | 319000.0 | 816000.0 | 540000.0 | 602000.0 | 936000.0 | |
| InterestIncome | 28 M | 43 M | 52 M | 92 M | 108 M | 118 M | 125 M | 150 M | 205 M | 235 M |
| InterestIncomeAfterProvisionForLoanLoss | 23 M | 37 M | 46 M | 71 M | 79 M | 92 M | 112 M | 133 M | 126 M | 132 M |
| InterestIncomeFromInvestmentSecurities | 2 M | 3 M | 353924.0 | 6 M | 7 M | 5 M | 7 M | 14 M | 18 M | 22 M |
| InterestIncomeFromLoans | 26 M | 40 M | 49 M | 86 M | 101 M | 112 M | 119 M | 136 M | 186 M | 214 M |
| InterestIncomeFromLoansAndLease | 26 M | 40 M | 49 M | 86 M | 101 M | 112 M | 119 M | 136 M | 186 M | 214 M |
| InterestIncomeFromSecurities | 2 M | 3 M | 353924.0 | 6 M | 7 M | 5 M | 7 M | 14 M | 18 M | 22 M |
| InvestmentBankingProfit | 946000.0 | 2 M | 2 M | 4 M | 5 M | 6 M | ||||
| Net income from total operations | 2 M | 6 M | 5 M | 18 M | 27 M | 24 M | 35 M | 43 M | 29 M | 36 M |
| NetIncomeCommonStockholders | 1 M | 5 M | 5 M | 18 M | 27 M | 24 M | 35 M | 43 M | 29 M | 36 M |
| NetIncomeContinuousOperations | 2 M | 6 M | 5 M | 18 M | 27 M | 24 M | 35 M | 43 M | 29 M | 36 M |
| NetInterestIncome | 24 M | 37 M | 46 M | 74 M | 81 M | 101 M | 113 M | 138 M | 130 M | 137 M |
| NonInterestExpense | 22 M | -32 M | -39 M | -59 M | -63 M | 77 M | 91 M | 106 M | 113 M | 121 M |
| NonInterestIncome | 2 M | 4 M | 5 M | 7 M | 15 M | 15 M | 24 M | 28 M | 22 M | 34 M |
| Normalized income | 47 M | |||||||||
| Other special charges | -2 M | -3 M | -4 M | -5 M | -5 M | -18 M | -19 M | 2 M | 2 M | 2 M |
| OtherCustomerServices | 2 M | 3 M | 4 M | 5 M | 6 M | |||||
| OtherGandA | 3 M | 4 M | 5 M | 6 M | 6 M | 1 M | 2 M | 3 M | 3 M | 3 M |
| OtherInterestExpense | 101086.0 | 129102.0 | 113070.0 | 630000.0 | 296000.0 | 17 M | 12 M | -138 M | -130 M | -137 M |
| OtherInterestIncome | 3 M | 5 M | ||||||||
| OtherNonInterestExpense | 4 M | 6 M | 6 M | 8 M | 9 M | 6 M | 8 M | 20 M | 23 M | 24 M |
| OtherNonInterestIncome | 1 M | 3 M | 5 M | 5 M | 6 M | 8 M | 14 M | 7 M | 6 M | 9 M |
| OtherunderPreferredStockDividend | 120000.0 | 1 M | 195000.0 | |||||||
| PreferredStockDividends | 120000.0 | 1 M | 195000.0 | |||||||
| ProfessionalExpenseAndContractServicesExpense | 3 M | 3 M | 3 M | 5 M | 5 M | 3 M | 3 M | 4 M | 3 M | 4 M |
| PromotionAndAdvertising | 452849.0 | 615751.0 | 638000.0 | 873000.0 | 983000.0 | 834000.0 | 830000.0 | 1 M | 1 M | 1 M |
| RentAndLandingFees | -565667.0 | -728004.0 | -721534.0 | -795000.0 | ||||||
| Research & development expense | 5 M | |||||||||
| Revenue per share | 233204.0 | 305000.0 | 346000.0 | 976000.0 | 1 M | 2 M | 2 M | 3 M | 3 M | 2 M |
| SalariesAndWages | 12 M | 18 M | 21 M | 31 M | 37 M | 43 M | 52 M | 63 M | 66 M | 72 M |
| SecuritiesActivities | 7 M | 32 M | 13 M | 76 M | 34000.0 | 6000.0 | 45000.0 | 144000.0 | -7 M | 64000.0 |
| SecuritiesAmortization | 3 M | |||||||||
| Selling Gen & administrative expense | 15 M | 22 M | 26 M | 38 M | 44 M | 45 M | 54 M | 67 M | 70 M | 77 M |
| SellingAndMarketingExpense | 452849.0 | 615751.0 | 638000.0 | 873000.0 | 983000.0 | 834000.0 | 830000.0 | 1 M | 1 M | 1 M |
| ServiceChargeOnDepositorAccounts | 912806.0 | 1 M | 1 M | |||||||
| Special income/charges | -4 M | -6 M | -9 M | -12 M | -6 M | -10 M | -11 M | -20 M | -23 M | -24 M |
| Total common shares outstanding | 6 M | 11 M | 14 M | 15 M | 15 M | 17 M | 17 M | 17 M | 17 M | |
| Total net income | 2 M | 6 M | 5 M | 18 M | 27 M | 24 M | 35 M | 43 M | 29 M | 36 M |
| Total ordinary shares | 17 M | 17 M | 17 M | 17 M | 17 M | 17 M | 17 M | 17 M | 17 M | 17 M |
| Total revenues | 26 M | 42 M | 51 M | 80 M | 97 M | 116 M | 137 M | 165 M | 152 M | 172 M |
| TotalRevenue | 26 M | 42 M | 51 M | 80 M | 97 M | 116 M | 137 M | 165 M | 152 M | 172 M |
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