SYF
Synchrony Financial
$76.59
+$0.06(+0.08%)
73
Overall
90
Value
72
Tech
57
Quality
Market Cap
$27.73B
Volume
8.19M
52W Range
$40.55 - $77.41
Target Price
$79.25
Order:
Income Statement
| Metric | Trend | Chart | 2015 Dec | 2016 Dec | 2017 Dec | 2018 Dec | 2019 Dec | 2020 Dec | 2021 Dec | 2022 Dec | 2023 Dec | 2024 Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| REVENUE | ||||||||||||
| Total Revenue | $12.5B | $13.9B | $15.3B | $16.4B | $17.2B | $14.8B | $14.7B | $16.0B | $17.3B | $19.5B | ||
| Total Revenue | $12.5B | $13.9B | $15.3B | $16.4B | $17.2B | $14.8B | $14.7B | $16.0B | $17.3B | $19.5B | ||
| OPERATING EXPENSES | ||||||||||||
| Research & Development | -- | $2.9B | -- | $3.1B | -- | -- | -- | -- | -- | -- | ||
| Research Expense | -- | $2.9B | -- | $3.1B | -- | -- | -- | -- | -- | -- | ||
| Selling, General & Administrative | $4.6B | $2.0B | $5.2B | $2.3B | $6.2B | $6.0B | $2.1B | $1.7B | $1.9B | $1.9B | ||
| Selling & Marketing Expenses | $2.7B | -- | $2.9B | -- | $3.9B | $3.6B | $4.5B | -- | -- | -- | ||
| General & Administrative Expenses | $847.0M | $810.0M | $943.0M | $908.0M | $889.0M | $976.0M | $644.0M | -- | -- | -- | ||
| Promotion & Advertising | -- | -- | $2.9B | -- | -- | -- | $4.5B | -- | -- | -- | ||
| Salaries & Wages | $1.0B | $1.2B | $1.3B | $1.4B | $1.5B | $1.4B | $1.5B | $1.7B | $1.9B | $1.9B | ||
| Depreciation & Amortization | $2.7B | -- | -- | -- | -- | -- | -- | -- | -- | -- | ||
| Amortization | -- | -- | -- | -- | -- | $-32.0M | $-35.0M | $44.0M | $71.0M | $90.0M | ||
| Securities Amortization | -- | -- | -- | -- | -- | -- | $4.5B | -- | -- | -- | ||
| SPECIAL ITEMS | ||||||||||||
| Restruct | -- | -- | -- | -- | -- | $-87.0M | -- | -- | -- | -- | ||
| Special Income Charges | $-730.0M | $-761.0M | $-871.0M | $-954.0M | $-1.0B | $-940.0M | $-1.0B | $-1.3B | $-1.5B | $-1.5B | ||
| Impairment of Capital Assets | -- | -- | -- | -- | -- | $-30.0M | $-50.0M | -- | -- | -- | ||
| PRE-TAX INCOME | ||||||||||||
| Pre-Tax Income | $3.5B | $3.6B | $3.3B | $3.6B | $4.9B | $1.8B | $5.5B | $4.0B | $2.9B | $4.6B | ||
| INCOME TAX | ||||||||||||
| Tax Provision | $1.3B | $1.3B | $1.4B | $854.0M | $1.1B | $412.0M | $1.3B | $946.0M | $666.0M | $1.1B | ||
| NET INCOME | ||||||||||||
| Net Income | $2.2B | $2.3B | $1.9B | $2.8B | $3.7B | $1.4B | $4.2B | $567.0M | $2.2B | $3.5B | ||
| Net Income (Continuing Operations) | $2.2B | $2.3B | $1.9B | $2.8B | $3.7B | $1.4B | $4.2B | $567.0M | $2.2B | $3.5B | ||
| Net Income (Discontinued Operations) | $2.2B | $2.3B | $1.9B | $2.8B | $3.7B | $1.4B | $4.2B | $567.0M | $2.2B | $3.5B | ||
| Net Income (Common Stockholders) | $2.2B | $2.5B | $2.2B | $1.3B | $4.1B | $1.6B | $4.4B | $3.0B | $2.2B | $3.4B | ||
| Normalized Income | -- | -- | -- | -- | -- | -- | -- | -- | -- | $-7.5B | ||
| SHARE & EPS DATA | ||||||||||||
| Average Shares Outstanding | $833.8M | $829.2M | $795.6M | $742.3M | $670.2M | $589.0M | $564.6M | $480.4M | $421.2M | $389.9M | ||
| Average Shares Outstanding (Diluted) | $835.5M | $831.5M | $799.7M | $746.9M | $673.5M | $590.8M | $569.3M | $483.4M | $423.5M | $395.2M | ||
| Shares Outstanding | $833.8M | $810.8M | $760.2M | $709.9M | $613.5M | $583.9M | $521.3M | $437.0M | $406.8M | $388.7M | ||
| Basic EPS | $2.66 | $2.71 | $2.43 | $3.76 | $5.59 | $2.28 | $7.4 | $6.19 | $5.21 | $8.64 | ||
| Basic EPS (Continuing Operations) | $2.66 | $2.71 | $2.43 | $3.76 | $5.59 | $2.28 | $7.4 | $6.19 | $5.21 | $8.64 | ||
| Diluted EPS | $2.65 | $2.71 | $2.42 | $3.74 | $5.56 | $2.27 | $7.34 | $6.15 | $5.19 | $8.55 | ||
| Diluted EPS (Continuing Operations) | $2.65 | $2.71 | $2.42 | $3.74 | $5.56 | $2.27 | $7.34 | $6.15 | $5.19 | $8.55 | ||
| Dividend Per Share | -- | $0.26 | $0.56 | $0.26 | -- | -- | -- | $0.90 | $0.96 | $1 | ||
| OTHER METRICS | ||||||||||||
| Accrued Preferred Stock Dividends | -- | -- | -- | -- | -- | $-42.0M | $-42.0M | $42.0M | $42.0M | $72.0M | ||
| Credit Losses Provision | $3.0B | $4.0B | $5.3B | $5.5B | $4.2B | $5.3B | $726.0M | $3.4B | $6.0B | $6.7B | ||
| Depletion | $2.7B | -- | -- | -- | -- | -- | -- | -- | -- | -- | ||
| Fees And Commissions | $5.1B | $3.4B | $3.2B | $7.3B | $7.9B | $9.9B | -- | -- | -- | -- | ||
| Gain On Sale Of Business | -- | -- | -- | -- | -- | -- | -- | -- | -- | $1.1B | ||
| Insurance And Claims | $847.0M | $810.0M | $943.0M | $908.0M | $889.0M | $976.0M | $644.0M | -- | -- | -- | ||
| Interest Expense For Deposit | $607.0M | $3.6B | $848.0M | $1.2B | $1.6B | $1.1B | $566.0M | $1.0B | $3.0B | $3.8B | ||
| Interest Expense For Federal Funds Sold And Securities Purchase Under Agreements To Resell | -- | -- | $2.9B | -- | -- | -- | -- | -- | -- | -- | ||
| Interest Expense For Short Term Debt | $524.0M | $277.0M | $280.0M | $340.0M | $367.0M | $334.0M | $297.0M | $317.0M | $419.0M | -- | ||
| Interest Income | $13.2B | $14.8B | $16.4B | $18.0B | $19.1B | $16.1B | $15.3B | $16.9B | $19.9B | $21.6B | ||
| Interest Income After Provision For Loan Loss | $9.1B | $9.5B | $9.7B | $10.6B | $12.6B | $9.1B | $13.5B | $12.3B | $11.0B | $11.3B | ||
| Interest Income From Investment Securities | $49.0M | $96.0M | $188.0M | $344.0M | $385.0M | $117.0M | $43.0M | $17.1B | $20.7B | $22.6B | ||
| Interest Income From Loans | $13.2B | $14.7B | $16.2B | $17.6B | $18.7B | $15.9B | $15.2B | $16.9B | $19.9B | $21.6B | ||
| Interest Income From Loans And Lease | $13.2B | $14.7B | $16.2B | $17.6B | $18.7B | $15.9B | $15.2B | $16.9B | $19.9B | $21.6B | ||
| Interest Income From Securities | $49.0M | $96.0M | $188.0M | $344.0M | $385.0M | $117.0M | $43.0M | $17.1B | $20.7B | $22.6B | ||
| Marketing Expense | -- | -- | -- | -- | -- | $3.6B | -- | -- | -- | -- | ||
| Net Interest Income | $12.1B | $13.5B | $15.0B | $16.1B | $16.8B | $14.4B | $14.2B | $15.6B | $17.0B | $18.0B | ||
| Non Interest Expense | $3.3B | $3.4B | $3.7B | $4.1B | $4.2B | $4.1B | $4.0B | $4.3B | $4.8B | $4.8B | ||
| Non Interest Income | $392.0M | $344.0M | $288.0M | $265.0M | $371.0M | $405.0M | $481.0M | $380.0M | $289.0M | $1.5B | ||
| Other Gand A | $847.0M | $810.0M | $943.0M | $908.0M | $889.0M | $976.0M | $644.0M | -- | -- | -- | ||
| Other Interest Expense | $4.0M | $-1.2B | $-1.4B | $1.9B | $-2.3B | $-1.7B | $-1.0B | $-15.6B | $-17.0B | $-18.0B | ||
| Other Non Interest Expense | $730.0M | $761.0M | $871.0M | $954.0M | $1.0B | $940.0M | $1.0B | $1.3B | $1.5B | $1.5B | ||
| Other Non Interest Income | $392.0M | $344.0M | $288.0M | $265.0M | $371.0M | $405.0M | $481.0M | $268.0M | $118.0M | $1.3B | ||
| Otherunder Preferred Stock Dividend | -- | -- | -- | -- | -- | $-42.0M | $-42.0M | $42.0M | $42.0M | $72.0M | ||
| Preferred Stock Dividends | -- | -- | -- | -- | -- | $-42.0M | $-42.0M | $42.0M | $42.0M | $72.0M | ||
| Professional Expense And Contract Services Expense | $645.0M | $638.0M | $629.0M | $806.0M | $867.0M | $759.0M | $782.0M | $832.0M | $842.0M | $936.0M | ||
| Rent And Landing Fees | -- | -- | -- | $3.1B | -- | -- | -- | -- | -- | -- | ||
| Securities Activities | $5.1B | $3.4B | $3.2B | $7.3B | $7.9B | $9.9B | -- | -- | -- | -- | ||
| Selling Expense | $2.7B | -- | -- | -- | $3.9B | -- | -- | -- | -- | -- | ||
| Intexp | $1.1B | $1.2B | $1.4B | $1.9B | $2.3B | $1.7B | $1.0B | $1.5B | $3.0B | $3.8B | ||
| Othspecchg | -- | -- | -- | -- | -- | -- | -- | $-9.5B | $-10.6B | $-10.9B | ||
Financial data is updated quarterly and may not reflect the most recent earnings.
| A | B | C | D | |
|---|---|---|---|---|
| 1 | Symbol | Price | Change | Vol |
| 2 | SYF | $76.59 | +0.1% | 8.19M |
| 3 | ||||
| 4 | ||||
| 5 | ||||
| 6 |