AGIQ vs SCHD
SoFi Agentic AI ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | AGIQ | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.69% | 0.06% | |
| AUM | $10M | $103.7B | |
| Dividend Yield | 1.88% | 3.31% | |
| Holdings | 27 | 104 | |
| YTD Return | +13.62% | +25.62% | |
| 1Y Return | +30.52% | +32.62% | |
| 3Y Return (annualized) | - | +15.58% | |
| 5Y Return (annualized) | - | +9.63% | |
| Volatility (annualized) | - | 13.6% | |
| Max Drawdown | -19.7% | -33.4% | |
| Fund Family | SoFi | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Sep 2, 2025 | Oct 20, 2011 |
AGIQ vs SCHD Performance
SoFi Agentic AI ETF (AGIQ) is a ETF from SoFi and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year AGIQ returned +30.52% while SCHD returned +32.62%. Year to date, AGIQ is up 13.62% versus a gain of 25.62% for SCHD.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -19.7% for AGIQ and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
AGIQ charges 0.69% per year while SCHD charges 0.06%. On a $10,000 position that is $69 vs $6 annually, a gap of $63 per year that compounds over a long holding period. On income, AGIQ currently yields 1.88% against 3.31% for SCHD.
Holdings Overlap
AGIQ and SCHD share 1 holdings out of 125 unique holdings combined, representing a 2.7% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in AGIQ | Weight in SCHD | Difference |
|---|---|---|---|
| QCOM | 4.09% | 2.72% | 1.37% |
Frequently Asked Questions
Which is cheaper, AGIQ or SCHD?
AGIQ has an expense ratio of 0.69% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $63 per year of difference.
Which performed better, AGIQ or SCHD?
Over the past year AGIQ returned +30.52% vs +32.62% for SCHD, so SCHD leads on 1-year performance. Past performance does not guarantee future results.
What is the holdings overlap between AGIQ and SCHD?
AGIQ and SCHD share 1 common holdings with a 2.7% weight overlap. Combined, they hold 125 unique securities.
Which pays a higher dividend, AGIQ or SCHD?
AGIQ yields 1.88% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
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