AGIQ vs VYM
SoFi Agentic AI ETF vs Vanguard High Dividend Yield ETF
Which is better, AGIQ or VYM?
Large Cap Growth against Large Cap Value.
VYM has a lower expense ratio. AGIQ led over 1Y and the full window. VYM is less concentrated, with 26.1% of the fund in its ten largest positions against 58.4%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | AGIQ | VYM |
|---|---|---|
| Expense Ratio | 0.69% | 0.04%Best |
| AUM | $11M | $81.6B |
| Dividend Yield | 1.73% | 2.22% |
| Holdings | 27 | 613 |
| YTD Return | +20.19%Best | +9.71% |
| 1Y Return | +26.76%Best | +13.77% |
| 3Y Return (annualized) | - | +17.30% |
| 5Y Return (annualized) | - | +11.45% |
| Volatility (annualized) | 25.1% | 10.9%Best |
| Max Drawdown | -19.7% | -6.7%Best |
| $10,000 over 1.1 years | $13,991Best | $11,704 |
| Top 10 Weight | 58.4% | 26.1%Best |
| Fund Family | SoFi | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Growth | Large Cap Value |
| Inception | Sep 2, 2025 | Nov 10, 2006 |
Volatility and max drawdown, and the $10,000 over 1.1 years row, are measured over the window both funds cover: Sep 3, 2025 to Sep 24, 2026 (1.1 years).
AGIQ vs VYM growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.1 years both funds cover.
AGIQ vs VYM Performance
SoFi Agentic AI ETF (AGIQ) is an ETF from SoFi and Vanguard High Dividend Yield ETF (VYM) is an ETF from Vanguard (US). Over the past year AGIQ returned +26.76% while VYM returned +13.77%. Year to date, AGIQ is up 20.19% versus a gain of 9.71% for VYM.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
AGIQ has been the more volatile fund, with annualized monthly volatility of 25.1% compared with 10.9% for VYM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -19.7% for AGIQ and -6.7% for VYM. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.08. They move largely independently of each other.
Fees and Cost Over Time
AGIQ charges 0.69% per year while VYM charges 0.04%. On a $10,000 position that is $69 vs $4 annually, a gap of $65 per year that compounds over a long holding period. On income, AGIQ currently yields 1.73% against 2.22% for VYM.
Holdings Overlap
8.2% of AGIQ's money is in holdings VYM also owns. 0.8% of VYM's money is in holdings AGIQ also owns.
AGIQ and VYM share little of their money.
2 positions in common, counted across the 26 positions we hold weights for in AGIQ and 557 in VYM, against full books of 27 and 613.
What only one of them owns
Our book lists 526 positions for VYM that do not appear in our book for AGIQ (96.2% of the fund), and 23 for AGIQ that do not appear in VYM (88.6%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of AGIQ and VYM you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, AGIQ or VYM?
AGIQ has an expense ratio of 0.69% while VYM charges 0.04%. VYM is the cheaper option, by $65 a year on a $10,000 investment.
Which performed better, AGIQ or VYM?
Over the past year AGIQ returned +26.76% vs +13.77% for VYM, so AGIQ leads on 1-year performance. Over the longest common window we track (1 years), AGIQ annualized +35.70% vs +15.38% for VYM. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, AGIQ or VYM?
AGIQ has been the more volatile fund at 25.1% annualized versus 10.9% for VYM. Worst drawdown: AGIQ -19.7% vs VYM -6.7%.
Should I hold both AGIQ and VYM?
AGIQ and VYM have a monthly-return correlation of 0.08, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between AGIQ and VYM?
8.2% of AGIQ's money is in holdings VYM also owns. 0.8% of VYM's is in holdings AGIQ also owns. They hold 2 positions in common, counted across the 26 positions we hold weights for in AGIQ and 557 in VYM.
Which pays a higher dividend, AGIQ or VYM?
AGIQ yields 1.73% while VYM yields 2.22%, so VYM currently pays the higher dividend yield.
Is VYM better than AGIQ?
VYM has a lower expense ratio. AGIQ led over 1Y and the full window. VYM is less concentrated, with 26.1% of the fund in its ten largest positions against 58.4%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.