AGIQ vs VTI
SoFi Agentic AI ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. AGIQ delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | AGIQ | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.69% | 0.03% | |
| AUM | $12M | $666.9B | |
| Dividend Yield | 1.92% | 1.07% | |
| Holdings | 27 | 3,543 | |
| YTD Return | +11.16% | +12.65% | |
| 1Y Return | +27.69% | +21.39% | |
| 3Y Return (annualized) | - | +21.54% | |
| 5Y Return (annualized) | - | +12.11% | |
| Volatility (annualized) | - | 15.3% | |
| Max Drawdown | -19.7% | -56.6% | |
| Fund Family | SoFi | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Sep 2, 2025 | May 24, 2001 |
AGIQ vs VTI Performance
SoFi Agentic AI ETF (AGIQ) is a ETF from SoFi and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year AGIQ returned +27.69% while VTI returned +21.39%. Year to date, AGIQ is up 11.16% versus a gain of 12.65% for VTI.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -19.7% for AGIQ and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
AGIQ charges 0.69% per year while VTI charges 0.03%. On a $10,000 position that is $69 vs $3 annually, a gap of $66 per year that compounds over a long holding period. On income, AGIQ currently yields 1.92% against 1.07% for VTI.
Holdings Overlap
AGIQ and VTI share 23 holdings out of 2790 unique holdings combined, representing a 13.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, AGIQ or VTI?
AGIQ has an expense ratio of 0.69% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $66 per year of difference.
Which performed better, AGIQ or VTI?
Over the past year AGIQ returned +27.69% vs +21.39% for VTI, so AGIQ leads on 1-year performance. Past performance does not guarantee future results.
What is the holdings overlap between AGIQ and VTI?
AGIQ and VTI share 23 common holdings with a 13.0% weight overlap. Combined, they hold 2790 unique securities.
Which pays a higher dividend, AGIQ or VTI?
AGIQ yields 1.92% while VTI yields 1.07%, so AGIQ currently pays the higher dividend yield.
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