AGIQ vs QQQ
SoFi Agentic AI ETF vs Invesco QQQ Trust, Series 1
Which is better, AGIQ or QQQ?
AGIQ has been ahead.
QQQ has a lower expense ratio. AGIQ led over 1Y and the full window. QQQ is less concentrated, with 46.5% of the fund in its ten largest positions against 58.4%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | AGIQ | QQQ |
|---|---|---|
| Expense Ratio | 0.69% | 0.18%Best |
| AUM | $11M | $483.5B |
| Dividend Yield | 1.73% | 0.44% |
| Holdings | 27 | 107 |
| YTD Return | +19.48% | +21.71%Best |
| 1Y Return | +27.02%Best | +25.89% |
| 3Y Return (annualized) | - | +28.80% |
| 5Y Return (annualized) | - | +15.67% |
| Volatility (annualized) | 25.1% | 21.9%Best |
| Max Drawdown | -19.7% | -12.0%Best |
| $10,000 over 1.1 years | $13,892Best | $13,260 |
| Top 10 Weight | 58.4% | 46.5%Best |
| Fund Family | SoFi | Invesco (US) |
| Category | Equity | Equity |
| Style | Large Cap Growth | Large Cap Growth |
| Inception | Sep 2, 2025 | Mar 10, 1999 |
Volatility and max drawdown, and the $10,000 over 1.1 years row, are measured over the window both funds cover: Sep 3, 2025 to Sep 25, 2026 (1.1 years).
AGIQ vs QQQ growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.1 years both funds cover.
AGIQ vs QQQ Performance
SoFi Agentic AI ETF (AGIQ) is an ETF from SoFi and Invesco QQQ Trust, Series 1 (QQQ) is an ETF from Invesco (US). Over the past year AGIQ returned +27.02% while QQQ returned +25.89%. Year to date, AGIQ is up 19.48% versus a gain of 21.71% for QQQ.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
AGIQ has been the more volatile fund, with annualized monthly volatility of 25.1% compared with 21.9% for QQQ. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -19.7% for AGIQ and -12.0% for QQQ. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.83. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
AGIQ charges 0.69% per year while QQQ charges 0.18%. On a $10,000 position that is $69 vs $18 annually, a gap of $51 per year that compounds over a long holding period. On income, AGIQ currently yields 1.73% against 0.44% for QQQ.
Holdings Overlap
48.0% of AGIQ's money is in holdings QQQ also owns. 19.6% of QQQ's money is in holdings AGIQ also owns.
The two portfolios partly overlap.
9 positions in common, counted across the 26 positions we hold weights for in AGIQ and 102 in QQQ, against full books of 27 and 107.
What only one of them owns
Our book lists 87 positions for QQQ that do not appear in our book for AGIQ (78.0% of the fund), and 16 for AGIQ that do not appear in QQQ (48.8%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in AGIQ | Weight in QQQ | Difference |
|---|---|---|---|
| NVDANvidia Corp | 6.49% | 8.44% | 1.95% |
| GOOGAlphabet Inc | 5.52% | 3.13% | 2.39% |
| PLTRPalantir Technologies Inc | 6.23% | 1.60% | 4.63% |
| TSLATesla Inc | 5.02% | 2.56% | 2.46% |
| PANWPalo Alto Networks, Inc | 6.21% | 1.30% | 4.91% |
| CRWDCrowdstrike Holdings Inc | 6.10% | 0.94% | 5.16% |
| TERTeradyne Inc - Common | 4.50% | 0.27% | 4.23% |
| QCOMQualcomm Inc. | 3.92% | 0.73% | 3.19% |
| ISRGIntuitive Surgical Inc. | 3.96% | 0.58% | 3.38% |
48.0% of AGIQ is already inside QQQ.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, AGIQ or QQQ?
AGIQ has an expense ratio of 0.69% while QQQ charges 0.18%. QQQ is the cheaper option, by $51 a year on a $10,000 investment.
Which performed better, AGIQ or QQQ?
Over the past year AGIQ returned +27.02% vs +25.89% for QQQ, so AGIQ leads on 1-year performance. Over the longest common window we track (1 years), AGIQ annualized +34.83% vs +29.24% for QQQ. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, AGIQ or QQQ?
AGIQ has been the more volatile fund at 25.1% annualized versus 21.9% for QQQ. Worst drawdown: AGIQ -19.7% vs QQQ -12.0%.
Should I hold both AGIQ and QQQ?
AGIQ and QQQ have a monthly-return correlation of 0.83, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between AGIQ and QQQ?
48.0% of AGIQ's money is in holdings QQQ also owns. 19.6% of QQQ's is in holdings AGIQ also owns. They hold 9 positions in common, counted across the 26 positions we hold weights for in AGIQ and 102 in QQQ.
Which pays a higher dividend, AGIQ or QQQ?
AGIQ yields 1.73% while QQQ yields 0.44%, so AGIQ currently pays the higher dividend yield.
Is QQQ better than AGIQ?
QQQ has a lower expense ratio. AGIQ led over 1Y and the full window. QQQ is less concentrated, with 46.5% of the fund in its ten largest positions against 58.4%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.