AGIQ vs SPY
SoFi Agentic AI ETF vs State Street SPDR S&P 500 ETF Trust
Quick Verdict
SPY has a lower expense ratio. AGIQ delivered stronger 1-year returns. SPY offers more diversification with 503 holdings.
Side-by-Side Comparison
| Metric | AGIQ | SPY | Winner |
|---|---|---|---|
| Expense Ratio | 0.69% | 0.09% | |
| AUM | $10M | $789.1B | |
| Dividend Yield | 1.88% | 1.01% | |
| Holdings | 27 | 505 | |
| YTD Return | +14.08% | +13.68% | |
| 1Y Return | +31.05% | +21.53% | |
| 3Y Return (annualized) | - | +21.44% | |
| 5Y Return (annualized) | - | +13.18% | |
| Volatility (annualized) | - | 15.3% | |
| Max Drawdown | -19.7% | -56.5% | |
| Fund Family | SoFi | State Street Investment Management | |
| Category | Equity | Equity | |
| Inception | Sep 2, 2025 | Jan 22, 1993 |
AGIQ vs SPY Performance
SoFi Agentic AI ETF (AGIQ) is a ETF from SoFi and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Over the past year AGIQ returned +31.05% while SPY returned +21.53%. Year to date, AGIQ is up 14.08% versus a gain of 13.68% for SPY.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -19.7% for AGIQ and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
AGIQ charges 0.69% per year while SPY charges 0.09%. On a $10,000 position that is $69 vs $9 annually, a gap of $60 per year that compounds over a long holding period. On income, AGIQ currently yields 1.88% against 1.01% for SPY.
Holdings Overlap
AGIQ and SPY share 16 holdings out of 513 unique holdings combined, representing a 14.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, AGIQ or SPY?
AGIQ has an expense ratio of 0.69% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $60 per year of difference.
Which performed better, AGIQ or SPY?
Over the past year AGIQ returned +31.05% vs +21.53% for SPY, so AGIQ leads on 1-year performance. Past performance does not guarantee future results.
What is the holdings overlap between AGIQ and SPY?
AGIQ and SPY share 16 common holdings with a 14.0% weight overlap. Combined, they hold 513 unique securities.
Which pays a higher dividend, AGIQ or SPY?
AGIQ yields 1.88% while SPY yields 1.01%, so AGIQ currently pays the higher dividend yield.
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