ARIA vs SPY
ARIA Opportunities ETF vs State Street SPDR S&P 500 ETF Trust
Which is better, ARIA or SPY?
Large Cap Growth against Large Cap Blend.
SPY has a lower expense ratio. SPY is less concentrated, with 37.8% of the fund in its ten largest positions against 59.2%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | ARIA | SPY |
|---|---|---|
| Expense Ratio | 0.78% | 0.09%Best |
| AUM | $12M | $804.7B |
| Dividend Yield | 0.00% | 0.98% |
| Holdings | 32 | 505 |
| YTD Return | +1.46% | +11.45%Best |
| 1Y Return | - | +15.87% |
| 3Y Return (annualized) | - | +20.93% |
| 5Y Return (annualized) | - | +12.59% |
| Top 10 Weight | 59.2% | 37.8%Best |
| Fund Family | Ave Maria Mutual Funds | State Street Investment Management |
| Category | Equity | Equity |
| Style | Large Cap Growth | Large Cap Blend |
| Inception | Aug 7, 2026 | Jan 22, 1993 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window.
ARIA vs SPY growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
ARIA vs SPY Performance
ARIA Opportunities ETF (ARIA) is an ETF from Ave Maria Mutual Funds and State Street SPDR S&P 500 ETF Trust (SPY) is an ETF from State Street Investment Management. Year to date, ARIA is up 1.46% versus a gain of 11.45% for SPY.
Past performance does not guarantee future results.
Fees and Cost Over Time
ARIA charges 0.78% per year while SPY charges 0.09%. On a $10,000 position that is $78 vs $9 annually, a gap of $69 per year that compounds over a long holding period. On income, ARIA currently yields 0.00% against 0.98% for SPY.
Holdings Overlap
71.1% of ARIA's money is in holdings SPY also owns. 20.1% of SPY's money is in holdings ARIA also owns.
Most of ARIA is already inside SPY. Owning both mostly buys the same companies twice.
17 positions in common, counted across the 32 positions we hold weights for in ARIA and 504 in SPY, against full books of 32 and 505.
What only one of them owns
Our book lists 480 positions for SPY that do not appear in our book for ARIA (79.2% of the fund), and 11 for ARIA that do not appear in SPY (22.4%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in ARIA | Weight in SPY | Difference |
|---|---|---|---|
| DELLDell Technologies Inc | 26.18% | 0.19% | 25.99% |
| NVDANvidia Corp | 2.35% | 8.01% | 5.66% |
| AMZNAmazon.Com Inc | 3.69% | 3.79% | 0.10% |
| TSLATesla Inc | 3.76% | 1.52% | 2.24% |
| METAMeta Platforms Inc | 3.33% | 1.93% | 1.40% |
| ADBEAdobe Systems | 4.28% | 0.18% | 4.10% |
| MAMastercard Inc | 3.41% | 0.71% | 2.70% |
| VVisa Inc Class A | 3.16% | 0.94% | 2.22% |
| NXPINxp Semiconductors Nv Sedol B505Pn7 | 3.10% | 0.09% | 3.01% |
| HOODRobinhood Markets Inc - A | 2.93% | 0.12% | 2.81% |
71.1% of ARIA is already inside SPY.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, ARIA or SPY?
ARIA has an expense ratio of 0.78% while SPY charges 0.09%. SPY is the cheaper option, by $69 a year on a $10,000 investment.
What is the holdings overlap between ARIA and SPY?
71.1% of ARIA's money is in holdings SPY also owns. 20.1% of SPY's is in holdings ARIA also owns. They hold 17 positions in common, counted across the 32 positions we hold weights for in ARIA and 504 in SPY.
Which pays a higher dividend, ARIA or SPY?
ARIA yields 0.00% while SPY yields 0.98%, so SPY currently pays the higher dividend yield.
Is SPY better than ARIA?
SPY has a lower expense ratio. SPY is less concentrated, with 37.8% of the fund in its ten largest positions against 59.2%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.