ARMY vs VTI
Tema International Defense ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | ARMY | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.68% | 0.03% | |
| AUM | $8M | $666.9B | |
| Dividend Yield | 0.00% | 1.07% | |
| Holdings | 34 | 3,543 | |
| YTD Return | +12.59% | +14.82% | |
| 1Y Return | +9.39% | +22.43% | |
| 3Y Return (annualized) | - | +21.93% | |
| 5Y Return (annualized) | - | +12.34% | |
| Volatility (annualized) | - | 15.4% | |
| Max Drawdown | -21.4% | -56.6% | |
| Fund Family | Tema Global Limited | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Sep 25, 2025 | May 24, 2001 |
ARMY vs VTI Performance
Tema International Defense ETF (ARMY) is a ETF from Tema Global Limited and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year ARMY returned +9.39% while VTI returned +22.43%. Year to date, ARMY is up 12.59% versus a gain of 14.82% for VTI.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -21.4% for ARMY and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
ARMY charges 0.68% per year while VTI charges 0.03%. On a $10,000 position that is $68 vs $3 annually, a gap of $65 per year that compounds over a long holding period. On income, ARMY currently yields 0.00% against 1.07% for VTI.
Holdings Overlap
ARMY and VTI share 10 holdings out of 2811 unique holdings combined, representing a 1.5% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, ARMY or VTI?
ARMY has an expense ratio of 0.68% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $65 per year of difference.
Which performed better, ARMY or VTI?
Over the past year ARMY returned +9.39% vs +22.43% for VTI, so VTI leads on 1-year performance. Past performance does not guarantee future results.
What is the holdings overlap between ARMY and VTI?
ARMY and VTI share 10 common holdings with a 1.5% weight overlap. Combined, they hold 2811 unique securities.
Which pays a higher dividend, ARMY or VTI?
ARMY yields 0.00% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.
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