BAI vs IVV
BAI vs IVV
iShares AI Innovation and Tech Active ETF vs iShares Core S&P 500 ETF
Quick Verdict
IVV has a lower expense ratio. BAI delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | BAI | IVV | Winner |
|---|---|---|---|
| Expense Ratio | 0.55% | 0.03% | |
| AUM | $12.8B | $865.2B | |
| Dividend Yield | 1.17% | 1.09% | |
| Holdings | 59 | 508 | |
| YTD Return | +31.79% | +13.80% | |
| 1Y Return | +43.92% | +23.70% | |
| 3Y Return (annualized) | - | +21.49% | |
| 5Y Return (annualized) | - | +13.43% | |
| Volatility (annualized) | 38.4% | 15.1% | |
| Max Drawdown | -34.1% | -56.5% | |
| Fund Family | iShares by BlackRock (US) | iShares by BlackRock (US) | |
| Category | Equity | Equity | |
| Inception | Oct 21, 2024 | May 15, 2000 |
BAI vs IVV Performance
iShares AI Innovation and Tech Active ETF (BAI) is a ETF from iShares by BlackRock (US) and iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US). Over the past year BAI returned +43.92% while IVV returned +23.70%. Year to date, BAI is up 31.79% versus a gain of 13.80% for IVV.
Risk: Volatility and Drawdowns
BAI has been the more volatile fund, with annualized monthly volatility of 38.4% compared with 15.1% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -34.1% for BAI and -56.5% for IVV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.80. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
BAI charges 0.55% per year while IVV charges 0.03%. On a $10,000 position that is $55 vs $3 annually, a gap of $52 per year that compounds over a long holding period. On income, BAI currently yields 1.17% against 1.09% for IVV.
Holdings Overlap
BAI and IVV share 21 holdings out of 528 unique holdings combined, representing a 18.3% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in BAI | Weight in IVV | Difference |
|---|---|---|---|
| NVDA | 4.08% | 7.76% | 3.68% |
| MU | 6.13% | 1.69% | 4.44% |
| AVGO | 4.20% | 2.83% | 1.37% |
| AMD | Pro | Pro | Pro |
| GOOGL | Pro | Pro | Pro |
| NUVL | Pro | Pro | Pro |
| INTC | Pro | Pro | Pro |
| WDC | Pro | Pro | Pro |
| SNDK | Pro | Pro | Pro |
| TSLA | Pro | Pro | Pro |
See all 10 holdings BAI shares with IVV Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, BAI or IVV?
BAI has an expense ratio of 0.55% while IVV charges 0.03%. IVV is the cheaper option. On a $10,000 investment, that is $52 per year of difference.
Which performed better, BAI or IVV?
Over the past year BAI returned +43.92% vs +23.70% for IVV, so BAI leads on 1-year performance. Over the longest common window we track (2 years), BAI annualized +39.33% vs +7.05% for IVV. Past performance does not guarantee future results.
Which is riskier, BAI or IVV?
BAI has been the more volatile fund at 38.4% annualized versus 15.1% for IVV. Worst drawdown: BAI -34.1% vs IVV -56.5%.
Should I hold both BAI and IVV?
BAI and IVV have a monthly-return correlation of 0.80, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between BAI and IVV?
BAI and IVV share 21 common holdings with a 18.3% weight overlap. Combined, they hold 528 unique securities.
Which pays a higher dividend, BAI or IVV?
BAI yields 1.17% while IVV yields 1.09%, so BAI currently pays the higher dividend yield.
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