Quick Verdict

VXUS has a lower expense ratio. VXUS delivered stronger 1-year returns. VXUS offers more diversification with 7861 holdings.

Lower Fees: VXUSHigher Returns: VXUSMore Diversified: VXUS

Side-by-Side Comparison

MetricBALIVXUSWinner
Expense Ratio0.35%0.05%
AUM$1.3B$156.5B
Dividend Yield7.69%2.60%
Holdings2018,747
YTD Return+12.99%+14.57%
1Y Return+21.32%+27.82%
3Y Return (annualized)-+19.27%
5Y Return (annualized)-+9.28%
Volatility (annualized)10.3%15.1%
Max Drawdown-16.6%-39.9%
Fund FamilyBlackRock, Inc. (US)Vanguard (US)
CategoryEquityEquity
InceptionSep 26, 2023Jan 26, 2011

BALI vs VXUS Performance

iShares US Large Cap Premium Income Active ETF (BALI) is a ETF from BlackRock, Inc. (US) and Vanguard Total International Stock ETF (VXUS) is a ETF from Vanguard (US). Over the past year BALI returned +21.32% while VXUS returned +27.82%. Year to date, BALI is up 12.99% versus a gain of 14.57% for VXUS.

Risk: Volatility and Drawdowns

VXUS has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 10.3% for BALI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -16.6% for BALI and -39.9% for VXUS. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.68. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

BALI charges 0.35% per year while VXUS charges 0.05%. On a $10,000 position that is $35 vs $5 annually, a gap of $30 per year that compounds over a long holding period. On income, BALI currently yields 7.69% against 2.60% for VXUS.

Holdings Overlap

0.0%overlap

BALI and VXUS share 1 holdings out of 8059 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in BALIWeight in VXUSDifference
BAP:BM0.16%0.00%0.16%

Frequently Asked Questions

Which is cheaper, BALI or VXUS?

BALI has an expense ratio of 0.35% while VXUS charges 0.05%. VXUS is the cheaper option. On a $10,000 investment, that is $30 per year of difference.

Which performed better, BALI or VXUS?

Over the past year BALI returned +21.32% vs +27.82% for VXUS, so VXUS leads on 1-year performance. Over the longest common window we track (3 years), BALI annualized +21.32% vs +4.86% for VXUS. Past performance does not guarantee future results.

Which is riskier, BALI or VXUS?

VXUS has been the more volatile fund at 15.1% annualized versus 10.3% for BALI. Worst drawdown: BALI -16.6% vs VXUS -39.9%.

Should I hold both BALI and VXUS?

BALI and VXUS have a monthly-return correlation of 0.68, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between BALI and VXUS?

BALI and VXUS share 1 common holdings with a 0.0% weight overlap. Combined, they hold 8059 unique securities.

Which pays a higher dividend, BALI or VXUS?

BALI yields 7.69% while VXUS yields 2.60%, so BALI currently pays the higher dividend yield.

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