BALI vs QQQ

BALI vs QQQ

Which is better, BALI or QQQ?

QQQ has been ahead.

QQQ has a lower expense ratio. QQQ led over 1Y, 3Y and the full window. BALI is less concentrated, with 34.9% of the fund in its ten largest positions against 46.5%.

Lower Fees: QQQHigher Returns: QQQLess Concentrated: BALI

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricBALIQQQ
Expense Ratio0.35%0.18%Best
AUM$1.4B$483.5B
Dividend Yield7.65%0.44%
Holdings206107
YTD Return+10.40%+15.86%Best
1Y Return+15.37%+22.63%Best
3Y Return (annualized)+19.64%+24.15%Best
5Y Return (annualized)-+14.16%
Volatility (annualized)10.4%Best17.4%
Max Drawdown-16.6%Best-22.8%
$10,000 over 3 years$17,125$20,344Best
Top 10 Weight34.9%Best46.5%
Fund FamilyBlackRock, Inc. (US)Invesco (US)
CategoryEquityEquity
StyleLarge Cap GrowthLarge Cap Growth
InceptionSep 26, 2023Mar 10, 1999

Volatility and max drawdown, and the $10,000 over 3 years row, are measured over the window both funds cover: Sep 28, 2023 to Sep 10, 2026 (3 years).

BALI vs QQQ growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3 years both funds cover.

BALI vs QQQ Performance

iShares US Large Cap Premium Income Active ETF (BALI) is an ETF from BlackRock, Inc. (US) and Invesco QQQ Trust, Series 1 (QQQ) is an ETF from Invesco (US). Over the past year BALI returned +15.37% while QQQ returned +22.63%. Year to date, BALI is up 10.40% versus a gain of 15.86% for QQQ.

Over three years, BALI compounded at +19.64% per year against +24.15% for QQQ.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

QQQ has been the more volatile fund, with annualized monthly volatility of 17.4% compared with 10.4% for BALI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -16.6% for BALI and -22.8% for QQQ. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.87. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

BALI charges 0.35% per year while QQQ charges 0.18%. On a $10,000 position that is $35 vs $18 annually, a gap of $17 per year that compounds over a long holding period. On income, BALI currently yields 7.65% against 0.44% for QQQ.

Holdings Overlap

BALI already in QQQ47.2%
QQQ already in BALI76.7%

47.2% of BALI's money is in holdings QQQ also owns. 76.7% of QQQ's money is in holdings BALI also owns.

Most of QQQ is already inside BALI. Owning both mostly buys the same companies twice.

42 positions in common, counted across the 199 positions we hold weights for in BALI and 102 in QQQ, against full books of 206 and 107.

What only one of them owns

Our book lists 53 positions for QQQ that do not appear in our book for BALI (20.4% of the fund), and 153 for BALI that do not appear in QQQ (51.6%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in BALIWeight in QQQDifference
NVDANvidia Corp.6.68%8.44%1.76%
AAPLApple, Inc6.46%7.27%0.81%
MSFTMicrosoft Corp 4.100 Feb 06 374.67%5.76%1.09%
AMZNAmazon.Com Inc3.16%4.67%1.51%
GOOGLAlphabet A Usd 0.0012.66%3.36%0.70%
MUMicron Technology, Inc.1.41%4.43%3.02%
AVGOBroadcom Inc2.33%3.16%0.83%
GOOGAlphabet Inc2.31%3.13%0.82%
AMDAdvanced Micro Devices Inc.1.07%3.45%2.38%
METAMeta Platforms, Inc.1.56%2.78%1.22%

76.7% of QQQ is already inside BALI.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

BALIQQQ

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, BALI or QQQ?

BALI has an expense ratio of 0.35% while QQQ charges 0.18%. QQQ is the cheaper option, by $17 a year on a $10,000 investment.

Which performed better, BALI or QQQ?

Over the past year BALI returned +15.37% vs +22.63% for QQQ, so QQQ leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, BALI or QQQ?

QQQ has been the more volatile fund at 17.4% annualized versus 10.4% for BALI. Worst drawdown: BALI -16.6% vs QQQ -22.8%.

Should I hold both BALI and QQQ?

BALI and QQQ have a monthly-return correlation of 0.87, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

What is the holdings overlap between BALI and QQQ?

76.7% of QQQ's money is in holdings BALI also owns. 76.7% of QQQ's is in holdings BALI also owns. They hold 42 positions in common, counted across the 199 positions we hold weights for in BALI and 102 in QQQ.

Which pays a higher dividend, BALI or QQQ?

BALI yields 7.65% while QQQ yields 0.44%, so BALI currently pays the higher dividend yield.

Is QQQ better than BALI?

QQQ has a lower expense ratio. QQQ led over 1Y, 3Y and the full window. BALI is less concentrated, with 34.9% of the fund in its ten largest positions against 46.5%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.