BALI vs VYM
iShares US Large Cap Premium Income Active ETF vs Vanguard High Dividend Yield ETF
Quick Verdict
VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 568 holdings.
Side-by-Side Comparison
| Metric | BALI | VYM | Winner |
|---|---|---|---|
| Expense Ratio | 0.35% | 0.04% | |
| AUM | $1.3B | $79.0B | |
| Dividend Yield | 7.69% | 2.86% | |
| Holdings | 201 | 568 | |
| YTD Return | +13.70% | +16.78% | |
| 1Y Return | +20.11% | +24.43% | |
| 3Y Return (annualized) | - | +18.60% | |
| 5Y Return (annualized) | - | +12.30% | |
| Volatility (annualized) | 10.4% | 14.6% | |
| Max Drawdown | -16.6% | -58.8% | |
| Fund Family | BlackRock, Inc. (US) | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Sep 26, 2023 | Nov 10, 2006 |
BALI vs VYM Performance
iShares US Large Cap Premium Income Active ETF (BALI) is a ETF from BlackRock, Inc. (US) and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year BALI returned +20.11% while VYM returned +24.43%. Year to date, BALI is up 13.70% versus a gain of 16.78% for VYM.
Risk: Volatility and Drawdowns
VYM has been the more volatile fund, with annualized monthly volatility of 14.6% compared with 10.4% for BALI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -16.6% for BALI and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.81. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
BALI charges 0.35% per year while VYM charges 0.04%. On a $10,000 position that is $35 vs $4 annually, a gap of $31 per year that compounds over a long holding period. On income, BALI currently yields 7.69% against 2.86% for VYM.
Holdings Overlap
BALI and VYM share 85 holdings out of 672 unique holdings combined, representing a 28.5% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, BALI or VYM?
BALI has an expense ratio of 0.35% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $31 per year of difference.
Which performed better, BALI or VYM?
Over the past year BALI returned +20.11% vs +24.43% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (3 years), BALI annualized +21.45% vs +7.11% for VYM. Past performance does not guarantee future results.
Which is riskier, BALI or VYM?
VYM has been the more volatile fund at 14.6% annualized versus 10.4% for BALI. Worst drawdown: BALI -16.6% vs VYM -58.8%.
Should I hold both BALI and VYM?
BALI and VYM have a monthly-return correlation of 0.81, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between BALI and VYM?
BALI and VYM share 85 common holdings with a 28.5% weight overlap. Combined, they hold 672 unique securities.
Which pays a higher dividend, BALI or VYM?
BALI yields 7.69% while VYM yields 2.86%, so BALI currently pays the higher dividend yield.
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