BALI vs VYM
iShares US Large Cap Premium Income Active ETF vs Vanguard High Dividend Yield ETF
Which is better, BALI or VYM?
Large Cap Growth against Large Cap Value.
VYM has a lower expense ratio. BALI led over 1Y, 3Y and the full window. VYM is less concentrated, with 26.1% of the fund in its ten largest positions against 35.0%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | BALI | VYM |
|---|---|---|
| Expense Ratio | 0.35% | 0.04%Best |
| AUM | $1.4B | $83.1B |
| Dividend Yield | 7.65% | 2.22% |
| Holdings | 206 | 608 |
| YTD Return | +11.56%Best | +10.00% |
| 1Y Return | +13.95%Best | +13.75% |
| 3Y Return (annualized) | +20.29%Best | +18.81% |
| 5Y Return (annualized) | - | +11.63% |
| Volatility (annualized) | 10.2%Best | 11.0% |
| Max Drawdown | -16.6% | -14.5%Best |
| $10,000 over 3 years | $17,121Best | $16,314 |
| Top 10 Weight | 35.0% | 26.1%Best |
| Fund Family | BlackRock, Inc. (US) | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Growth | Large Cap Value |
| Inception | Sep 26, 2023 | Nov 10, 2006 |
Volatility and max drawdown, and the $10,000 over 3 years row, are measured over the window both funds cover: Sep 28, 2023 to Oct 2, 2026 (3 years).
BALI vs VYM growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3 years both funds cover.
BALI vs VYM Performance
iShares US Large Cap Premium Income Active ETF (BALI) is an ETF from BlackRock, Inc. (US) and Vanguard High Dividend Yield ETF (VYM) is an ETF from Vanguard (US). Over the past year BALI returned +13.95% while VYM returned +13.75%. Year to date, BALI is up 11.56% versus a gain of 10.00% for VYM.
Over three years, BALI compounded at +20.29% per year against +18.81% for VYM.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VYM has been the more volatile fund, with annualized monthly volatility of 11.0% compared with 10.2% for BALI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -16.6% for BALI and -14.5% for VYM. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.80. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
BALI charges 0.35% per year while VYM charges 0.04%. On a $10,000 position that is $35 vs $4 annually, a gap of $31 per year that compounds over a long holding period. On income, BALI currently yields 7.65% against 2.22% for VYM.
Holdings Overlap
37.4% of BALI's money is in holdings VYM also owns. 48.7% of VYM's money is in holdings BALI also owns.
The two portfolios partly overlap.
97 positions in common, counted across the 211 positions we hold weights for in BALI and 557 in VYM, against full books of 206 and 608.
What only one of them owns
Our book lists 431 positions for VYM that do not appear in our book for BALI (48.4% of the fund), and 109 for BALI that do not appear in VYM (61.1%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in BALI | Weight in VYM | Difference |
|---|---|---|---|
| AVGOBroadcom Inc | 2.25% | 7.35% | 5.10% |
| JPMJpmorgan Chase | 1.14% | 3.82% | 2.68% |
| XOMExxon Mobil Corp. | 1.64% | 2.63% | 0.99% |
| JNJJohnson & Johnson - Common | 1.46% | 2.51% | 1.05% |
| CVXChevron Corp | 1.68% | 1.48% | 0.20% |
| PGProcter & Gamble Company | 1.37% | 1.37% | 0.00% |
| CSCOCisco Systems Inc. - Ordinary Shares | 0.76% | 1.86% | 1.10% |
| ABBVAbbvie Inc. | 0.78% | 1.80% | 1.02% |
| BACBank of America Corp.: Financials | 0.87% | 1.66% | 0.79% |
| UNHUnitedhealth Group Incorporated | 0.97% | 1.52% | 0.55% |
48.7% of VYM is already inside BALI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, BALI or VYM?
BALI has an expense ratio of 0.35% while VYM charges 0.04%. VYM is the cheaper option, by $31 a year on a $10,000 investment.
Which performed better, BALI or VYM?
Over the past year BALI returned +13.95% vs +13.75% for VYM, so BALI leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, BALI or VYM?
VYM has been the more volatile fund at 11.0% annualized versus 10.2% for BALI. Worst drawdown: BALI -16.6% vs VYM -14.5%.
Should I hold both BALI and VYM?
BALI and VYM have a monthly-return correlation of 0.80, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between BALI and VYM?
48.7% of VYM's money is in holdings BALI also owns. 48.7% of VYM's is in holdings BALI also owns. They hold 97 positions in common, counted across the 211 positions we hold weights for in BALI and 557 in VYM.
Which pays a higher dividend, BALI or VYM?
BALI yields 7.65% while VYM yields 2.22%, so BALI currently pays the higher dividend yield.
Is VYM better than BALI?
VYM has a lower expense ratio. BALI led over 1Y, 3Y and the full window. VYM is less concentrated, with 26.1% of the fund in its ten largest positions against 35.0%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.