BBH vs SCHD

Quick Verdict

SCHD has a lower expense ratio. BBH delivered stronger 1-year returns. SCHD offers more diversification with 104 holdings.

Lower Fees: SCHDHigher Returns: BBHMore Diversified: SCHD

Side-by-Side Comparison

MetricBBHSCHDWinner
Expense Ratio0.35%0.06%
AUM$394M$103.7B
Dividend Yield0.47%3.31%
Holdings26104
YTD Return+15.46%+26.21%
1Y Return+33.95%+29.99%
3Y Return (annualized)+11.28%+15.73%
5Y Return (annualized)+1.19%+9.67%
Volatility (annualized)31.0%13.6%
Max Drawdown-72.7%-33.4%
Fund FamilyVanEckCharles Schwab Asset Management
CategoryEquityEquity
InceptionDec 20, 2011Oct 20, 2011

BBH vs SCHD Performance

VanEck Biotech ETF (BBH) is a ETF from VanEck and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year BBH returned +33.95% while SCHD returned +29.99%. Year to date, BBH is up 15.46% versus a gain of 26.21% for SCHD.

Over three years, BBH compounded at +11.28% per year against +15.73% for SCHD; over five years the annualized figures are +1.19% and +9.67% respectively. Across the full 15-year window we track, BBH has the edge at +14.31% annualized vs +11.50%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

BBH has been the more volatile fund, with annualized monthly volatility of 31.0% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -72.7% for BBH and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.50. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

BBH charges 0.35% per year while SCHD charges 0.06%. On a $10,000 position that is $35 vs $6 annually, a gap of $29 per year that compounds over a long holding period. On income, BBH currently yields 0.47% against 3.31% for SCHD.

Holdings Overlap

4.3%overlap

BBH and SCHD share 1 holdings out of 123 unique holdings combined, representing a 4.3% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in BBHWeight in SCHDDifference
AMGN15.58%4.25%11.33%

Frequently Asked Questions

Which is cheaper, BBH or SCHD?

BBH has an expense ratio of 0.35% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $29 per year of difference.

Which performed better, BBH or SCHD?

Over the past year BBH returned +33.95% vs +29.99% for SCHD, so BBH leads on 1-year performance. Over the longest common window we track (15 years), BBH annualized +14.31% vs +11.50% for SCHD. Past performance does not guarantee future results.

Which is riskier, BBH or SCHD?

BBH has been the more volatile fund at 31.0% annualized versus 13.6% for SCHD. Worst drawdown: BBH -72.7% vs SCHD -33.4%.

Should I hold both BBH and SCHD?

BBH and SCHD have a monthly-return correlation of 0.50, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between BBH and SCHD?

BBH and SCHD share 1 common holdings with a 4.3% weight overlap. Combined, they hold 123 unique securities.

Which pays a higher dividend, BBH or SCHD?

BBH yields 0.47% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.

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