BCI vs SCHD
abrdn Bloomberg All Commodity Strategy K-1 Free ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. BCI delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | BCI | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.26% | 0.06% | |
| AUM | $3.0B | $103.7B | |
| Dividend Yield | 14.52% | 3.31% | |
| Holdings | 50 | 104 | |
| YTD Return | +25.31% | +25.62% | |
| 1Y Return | +38.79% | +32.62% | |
| 3Y Return (annualized) | +13.39% | +15.58% | |
| 5Y Return (annualized) | +10.76% | +9.63% | |
| Volatility (annualized) | 14.3% | 13.6% | |
| Max Drawdown | -32.7% | -33.4% | |
| Fund Family | Aberdeen | Charles Schwab Asset Management | |
| Category | Commodity | Equity | |
| Inception | Mar 30, 2017 | Oct 20, 2011 |
BCI vs SCHD Performance
abrdn Bloomberg All Commodity Strategy K-1 Free ETF (BCI) is a ETF from Aberdeen and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year BCI returned +38.79% while SCHD returned +32.62%. Year to date, BCI is up 25.31% versus a gain of 25.62% for SCHD.
Over three years, BCI compounded at +13.39% per year against +15.58% for SCHD; over five years the annualized figures are +10.76% and +9.63% respectively. Across the full 9-year window we track, SCHD has the edge at +11.47% annualized vs +7.21%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
BCI has been the more volatile fund, with annualized monthly volatility of 14.3% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -32.7% for BCI and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.46. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
BCI charges 0.26% per year while SCHD charges 0.06%. On a $10,000 position that is $26 vs $6 annually, a gap of $20 per year that compounds over a long holding period. On income, BCI currently yields 14.52% against 3.31% for SCHD.
Holdings Overlap
BCI and SCHD share 0 holdings out of 102 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, BCI or SCHD?
BCI has an expense ratio of 0.26% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $20 per year of difference.
Which performed better, BCI or SCHD?
Over the past year BCI returned +38.79% vs +32.62% for SCHD, so BCI leads on 1-year performance. Over the longest common window we track (9 years), BCI annualized +7.21% vs +11.47% for SCHD. Past performance does not guarantee future results.
Which is riskier, BCI or SCHD?
BCI has been the more volatile fund at 14.3% annualized versus 13.6% for SCHD. Worst drawdown: BCI -32.7% vs SCHD -33.4%.
Should I hold both BCI and SCHD?
BCI and SCHD have a monthly-return correlation of 0.46, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between BCI and SCHD?
BCI and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 102 unique securities.
Which pays a higher dividend, BCI or SCHD?
BCI yields 14.52% while SCHD yields 3.31%, so BCI currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.