BCUS vs SPY
BCUS vs SPY
Bancreek US Large Cap ETF vs State Street SPDR S&P 500 ETF Trust
Quick Verdict
SPY has a lower expense ratio. SPY delivered stronger 1-year returns. SPY offers more diversification with 503 holdings.
Side-by-Side Comparison
| Metric | BCUS | SPY | Winner |
|---|---|---|---|
| Expense Ratio | 0.70% | 0.09% | |
| AUM | $152M | $789.1B | |
| Dividend Yield | 0.27% | 1.01% | |
| Holdings | 31 | 505 | |
| YTD Return | +11.21% | +13.79% | |
| 1Y Return | +14.28% | +23.66% | |
| 3Y Return (annualized) | - | +21.40% | |
| 5Y Return (annualized) | - | +13.37% | |
| Volatility (annualized) | 12.5% | 15.3% | |
| Max Drawdown | -18.2% | -56.5% | |
| Fund Family | Bancreek Capital Advisors | State Street Investment Management | |
| Category | Equity | Equity | |
| Inception | Dec 20, 2023 | Jan 22, 1993 |
BCUS vs SPY Performance
Bancreek US Large Cap ETF (BCUS) is a ETF from Bancreek Capital Advisors and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Over the past year BCUS returned +14.28% while SPY returned +23.66%. Year to date, BCUS is up 11.21% versus a gain of 13.79% for SPY.
Risk: Volatility and Drawdowns
SPY has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 12.5% for BCUS. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -18.2% for BCUS and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.79. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
BCUS charges 0.70% per year while SPY charges 0.09%. On a $10,000 position that is $70 vs $9 annually, a gap of $61 per year that compounds over a long holding period. On income, BCUS currently yields 0.27% against 1.01% for SPY.
Holdings Overlap
BCUS and SPY share 18 holdings out of 515 unique holdings combined, representing a 12.8% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in BCUS | Weight in SPY | Difference |
|---|---|---|---|
| NVDA | 4.04% | 7.31% | 3.27% |
| AVGO | 4.02% | 2.73% | 1.29% |
| META | 4.06% | 2.03% | 2.03% |
| GE | Pro | Pro | Pro |
| NFLX | Pro | Pro | Pro |
| JPM:US | Pro | Pro | Pro |
| APH | Pro | Pro | Pro |
| RCL | Pro | Pro | Pro |
| WDC | Pro | Pro | Pro |
| CASY | Pro | Pro | Pro |
See all 10 holdings BCUS shares with SPY Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, BCUS or SPY?
BCUS has an expense ratio of 0.70% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $61 per year of difference.
Which performed better, BCUS or SPY?
Over the past year BCUS returned +14.28% vs +23.66% for SPY, so SPY leads on 1-year performance. Over the longest common window we track (3 years), BCUS annualized +15.07% vs +8.85% for SPY. Past performance does not guarantee future results.
Which is riskier, BCUS or SPY?
SPY has been the more volatile fund at 15.3% annualized versus 12.5% for BCUS. Worst drawdown: BCUS -18.2% vs SPY -56.5%.
Should I hold both BCUS and SPY?
BCUS and SPY have a monthly-return correlation of 0.79, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between BCUS and SPY?
BCUS and SPY share 18 common holdings with a 12.8% weight overlap. Combined, they hold 515 unique securities.
Which pays a higher dividend, BCUS or SPY?
BCUS yields 0.27% while SPY yields 1.01%, so SPY currently pays the higher dividend yield.
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