BDYN vs SCHD
iShares Dynamic Equity Active ETF vs Schwab US Dividend Equity ETF
Which is better, BDYN or SCHD?
Large Cap Blend against Large Cap Value.
SCHD has a lower expense ratio. SCHD led over 1Y and the full window. BDYN is less concentrated, with 30.2% of the fund in its ten largest positions against 41.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | BDYN | SCHD |
|---|---|---|
| Expense Ratio | 0.40% | 0.06%Best |
| AUM | $3.1B | $112.1B |
| Dividend Yield | 1.99% | 3.00% |
| Holdings | 408 | 103 |
| YTD Return | +8.30% | +23.46%Best |
| 1Y Return | +12.61% | +27.20%Best |
| 3Y Return (annualized) | - | +15.41% |
| 5Y Return (annualized) | - | +10.16% |
| Volatility (annualized) | 12.8%Best | 13.8% |
| Max Drawdown | -10.8% | -4.6%Best |
| $10,000 over 1 years | $11,266 | $12,748Best |
| Top 10 Weight | 30.2%Best | 41.8% |
| Fund Family | iShares by BlackRock (US) | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Value |
| Inception | Sep 12, 2025 | Oct 20, 2011 |
Volatility and max drawdown, and the $10,000 over 1 years row, are measured over the window both funds cover: Sep 15, 2025 to Sep 18, 2026 (1 years).
BDYN vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1 years both funds cover.
BDYN vs SCHD Performance
iShares Dynamic Equity Active ETF (BDYN) is an ETF from iShares by BlackRock (US) and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year BDYN returned +12.61% while SCHD returned +27.20%. Year to date, BDYN is up 8.30% versus a gain of 23.46% for SCHD.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.8% compared with 12.8% for BDYN. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -10.8% for BDYN and -4.6% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.35. They move together some of the time, and apart the rest.
Fees and Cost Over Time
BDYN charges 0.40% per year while SCHD charges 0.06%. On a $10,000 position that is $40 vs $6 annually, a gap of $34 per year that compounds over a long holding period. On income, BDYN currently yields 1.99% against 3.00% for SCHD.
Holdings Overlap
3.7% of BDYN's money is in holdings SCHD also owns. 30.2% of SCHD's money is in holdings BDYN also owns.
The two portfolios partly overlap.
10 positions in common, counted across the 246 positions we hold weights for in BDYN and 100 in SCHD, against full books of 408 and 103.
What only one of them owns
Our book lists 89 positions for SCHD that do not appear in our book for BDYN (69.7% of the fund), and 171 for BDYN that do not appear in SCHD (82.3%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in BDYN | Weight in SCHD | Difference |
|---|---|---|---|
| MRKMerck & Company Inc | 0.48% | 4.77% | 4.29% |
| ABTAbbott Laboratories | 0.10% | 4.69% | 4.59% |
| HDHome Depot Inc/The | 0.56% | 3.88% | 3.32% |
| UNHUnitedhealth Group Incorporated | 0.61% | 3.82% | 3.21% |
| VZVerizon Communic | 0.26% | 3.97% | 3.71% |
| PEPPepsico Inc. | 0.27% | 3.64% | 3.37% |
| TXNTexas Instrument Inc | 0.30% | 3.13% | 2.83% |
| FITBFifth Third Bancorp | 0.66% | 1.19% | 0.53% |
| ARESAres Management Corp A | 0.25% | 0.74% | 0.49% |
| APAApa Corp | 0.21% | 0.37% | 0.16% |
30.2% of SCHD is already inside BDYN.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, BDYN or SCHD?
BDYN has an expense ratio of 0.40% while SCHD charges 0.06%. SCHD is the cheaper option, by $34 a year on a $10,000 investment.
Which performed better, BDYN or SCHD?
Over the past year BDYN returned +12.61% vs +27.20% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (1 years), BDYN annualized +12.66% vs +27.48% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, BDYN or SCHD?
SCHD has been the more volatile fund at 13.8% annualized versus 12.8% for BDYN. Worst drawdown: BDYN -10.8% vs SCHD -4.6%.
Should I hold both BDYN and SCHD?
BDYN and SCHD have a monthly-return correlation of 0.35, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between BDYN and SCHD?
30.2% of SCHD's money is in holdings BDYN also owns. 30.2% of SCHD's is in holdings BDYN also owns. They hold 10 positions in common, counted across the 246 positions we hold weights for in BDYN and 100 in SCHD.
Which pays a higher dividend, BDYN or SCHD?
BDYN yields 1.99% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than BDYN?
SCHD has a lower expense ratio. SCHD led over 1Y and the full window. BDYN is less concentrated, with 30.2% of the fund in its ten largest positions against 41.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.