BDYN vs SCHD

Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. BDYN offers more diversification with 239 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: BDYN

Side-by-Side Comparison

MetricBDYNSCHDWinner
Expense Ratio0.40%0.06%
AUM$3.0B$103.7B
Dividend Yield2.01%3.31%
Holdings408104
YTD Return+10.60%+24.26%
1Y Return+15.15%+31.38%
3Y Return (annualized)-+15.08%
5Y Return (annualized)-+9.72%
Volatility (annualized)-13.6%
Max Drawdown-10.8%-33.4%
Fund FamilyiShares by BlackRock (US)Charles Schwab Asset Management
CategoryEquityEquity
InceptionSep 12, 2025Oct 20, 2011

BDYN vs SCHD Performance

iShares Dynamic Equity Active ETF (BDYN) is a ETF from iShares by BlackRock (US) and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year BDYN returned +15.15% while SCHD returned +31.38%. Year to date, BDYN is up 10.60% versus a gain of 24.26% for SCHD.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -10.8% for BDYN and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

BDYN charges 0.40% per year while SCHD charges 0.06%. On a $10,000 position that is $40 vs $6 annually, a gap of $34 per year that compounds over a long holding period. On income, BDYN currently yields 2.01% against 3.31% for SCHD.

Holdings Overlap

3.2%overlap

BDYN and SCHD share 8 holdings out of 331 unique holdings combined, representing a 3.2% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in BDYNWeight in SCHDDifference
UNH0.49%4.54%4.05%
MRK0.51%4.32%3.81%
HD0.55%4.16%3.61%
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See all 8 holdings BDYN shares with SCHD
Exact weights in each fund and the difference, for every overlapping position.
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Frequently Asked Questions

Which is cheaper, BDYN or SCHD?

BDYN has an expense ratio of 0.40% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $34 per year of difference.

Which performed better, BDYN or SCHD?

Over the past year BDYN returned +15.15% vs +31.38% for SCHD, so SCHD leads on 1-year performance. Past performance does not guarantee future results.

What is the holdings overlap between BDYN and SCHD?

BDYN and SCHD share 8 common holdings with a 3.2% weight overlap. Combined, they hold 331 unique securities.

Which pays a higher dividend, BDYN or SCHD?

BDYN yields 2.01% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.

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