BDYN vs VTI
iShares Dynamic Equity Active ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, BDYN or VTI?
Nearly the same fund. VTI costs less.
VTI has a lower expense ratio. VTI led over 1Y and the full window. The two have moved almost in lockstep, correlation 0.98. BDYN is less concentrated, with 30.2% of the fund in its ten largest positions against 33.3%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | BDYN | VTI |
|---|---|---|
| Expense Ratio | 0.40% | 0.03%Best |
| AUM | $3.1B | $666.9B |
| Dividend Yield | 1.99% | 1.03% |
| Holdings | 408 | 3,543 |
| YTD Return | +8.30% | +12.30%Best |
| 1Y Return | +12.61% | +16.08%Best |
| 3Y Return (annualized) | - | +21.01% |
| 5Y Return (annualized) | - | +12.36% |
| Volatility (annualized) | 12.8%Best | 13.1% |
| Max Drawdown | -10.8% | -8.9%Best |
| $10,000 over 1 years | $11,266 | $11,641Best |
| Top 10 Weight | 30.2%Best | 33.3% |
| Fund Family | iShares by BlackRock (US) | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Sep 12, 2025 | May 24, 2001 |
Volatility and max drawdown, and the $10,000 over 1 years row, are measured over the window both funds cover: Sep 15, 2025 to Sep 18, 2026 (1 years).
BDYN vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1 years both funds cover.
BDYN vs VTI Performance
iShares Dynamic Equity Active ETF (BDYN) is an ETF from iShares by BlackRock (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year BDYN returned +12.61% while VTI returned +16.08%. Year to date, BDYN is up 8.30% versus a gain of 12.30% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 13.1% compared with 12.8% for BDYN. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -10.8% for BDYN and -8.9% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.98. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
BDYN charges 0.40% per year while VTI charges 0.03%. On a $10,000 position that is $40 vs $3 annually, a gap of $37 per year that compounds over a long holding period. On income, BDYN currently yields 1.99% against 1.03% for VTI.
Holdings Overlap
73.5% of BDYN's money is in holdings VTI also owns. 59.3% of VTI's money is in holdings BDYN also owns.
Most of BDYN is already inside VTI. Owning both mostly buys the same companies twice.
106 positions in common, counted across the 246 positions we hold weights for in BDYN and 3,463 in VTI, against full books of 408 and 3,543.
What only one of them owns
Our book lists 1,044 positions for VTI that do not appear in our book for BDYN (38.2% of the fund), and 75 for BDYN that do not appear in VTI (12.5%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in BDYN | Weight in VTI | Difference |
|---|---|---|---|
| AAPLApple, Inc | 4.68% | 6.29% | 1.61% |
| NVDANvidia Corp | 4.52% | 6.40% | 1.88% |
| MSFTMicrosoft Corp | 3.48% | 4.79% | 1.31% |
| AMZNAmazon.Com Inc | 3.19% | 3.65% | 0.46% |
| GOOGAlphabet Inc | 3.74% | 2.31% | 1.43% |
| AVGOBroadcom Inc | 2.13% | 2.56% | 0.43% |
| LLYEli Lilly & Co. | 2.10% | 1.35% | 0.75% |
| METAMeta Platforms Inc | 1.53% | 1.70% | 0.17% |
| MUMicron Technology, Inc. | 1.93% | 1.29% | 0.64% |
| GOOGLAlphabet Inc,class A | 0.10% | 2.90% | 2.80% |
73.5% of BDYN is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, BDYN or VTI?
BDYN has an expense ratio of 0.40% while VTI charges 0.03%. VTI is the cheaper option, by $37 a year on a $10,000 investment.
Which performed better, BDYN or VTI?
Over the past year BDYN returned +12.61% vs +16.08% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (1 years), BDYN annualized +12.66% vs +16.41% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, BDYN or VTI?
VTI has been the more volatile fund at 13.1% annualized versus 12.8% for BDYN. Worst drawdown: BDYN -10.8% vs VTI -8.9%.
Should I hold both BDYN and VTI?
BDYN and VTI have a monthly-return correlation of 0.98, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.
What is the holdings overlap between BDYN and VTI?
73.5% of BDYN's money is in holdings VTI also owns. 59.3% of VTI's is in holdings BDYN also owns. They hold 106 positions in common, counted across the 246 positions we hold weights for in BDYN and 3,463 in VTI.
Which pays a higher dividend, BDYN or VTI?
BDYN yields 1.99% while VTI yields 1.03%, so BDYN currently pays the higher dividend yield.
Is VTI better than BDYN?
VTI has a lower expense ratio. VTI led over 1Y and the full window. The two have moved almost in lockstep, correlation 0.98. BDYN is less concentrated, with 30.2% of the fund in its ten largest positions against 33.3%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.