Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. BFRE offers more diversification with 202 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: BFRE

Side-by-Side Comparison

MetricBFRESCHDWinner
Expense Ratio0.50%0.06%
AUM$2M$103.7B
Dividend Yield0.95%3.31%
Holdings211104
YTD Return+2.25%+24.26%
1Y Return+23.61%+31.38%
3Y Return (annualized)-+15.08%
5Y Return (annualized)-+9.72%
Volatility (annualized)-13.6%
Max Drawdown-12.2%-33.4%
Fund FamilyWestwood FundsCharles Schwab Asset Management
CategoryEquityEquity
InceptionMar 27, 2025Oct 20, 2011

BFRE vs SCHD Performance

Westwood LBRTY Global Equity ETF (BFRE) is a ETF from Westwood Funds and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year BFRE returned +23.61% while SCHD returned +31.38%. Year to date, BFRE is up 2.25% versus a gain of 24.26% for SCHD.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -12.2% for BFRE and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

BFRE charges 0.50% per year while SCHD charges 0.06%. On a $10,000 position that is $50 vs $6 annually, a gap of $44 per year that compounds over a long holding period. On income, BFRE currently yields 0.95% against 3.31% for SCHD.

Holdings Overlap

4.1%overlap

BFRE and SCHD share 11 holdings out of 291 unique holdings combined, representing a 4.1% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in BFREWeight in SCHDDifference
UNH0.79%4.54%3.75%
PEP1.48%3.72%2.24%
KO0.12%4.08%3.96%
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Frequently Asked Questions

Which is cheaper, BFRE or SCHD?

BFRE has an expense ratio of 0.50% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $44 per year of difference.

Which performed better, BFRE or SCHD?

Over the past year BFRE returned +23.61% vs +31.38% for SCHD, so SCHD leads on 1-year performance. Past performance does not guarantee future results.

What is the holdings overlap between BFRE and SCHD?

BFRE and SCHD share 11 common holdings with a 4.1% weight overlap. Combined, they hold 291 unique securities.

Which pays a higher dividend, BFRE or SCHD?

BFRE yields 0.95% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.

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