BFRE vs SCHD

BFRE vs SCHD

Which is better, BFRE or SCHD?

Large Cap Blend against Large Cap Value.

SCHD has a lower expense ratio. BFRE is less concentrated, with 30.4% of the fund in its ten largest positions against 41.8%.

Lower Fees: SCHDLess Concentrated: BFRE

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricBFRESCHD
Expense Ratio0.50%0.06%Best
AUM$2M$112.1B
Dividend Yield0.95%3.00%
Holdings211103
Top 10 Weight30.4%Best41.8%
Fund FamilyWestwood FundsCharles Schwab Asset Management
CategoryEquityEquity
StyleLarge Cap BlendLarge Cap Value
InceptionMar 27, 2025Oct 20, 2011

Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized), Volatility (annualized), Max Drawdown, $10,000 over the window.

The two price series end 206 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. BFRE has data through Feb 27, 2026 and SCHD through Sep 21, 2026.

Fees and Cost Over Time

BFRE charges 0.50% per year while SCHD charges 0.06%. On a $10,000 position that is $50 vs $6 annually, a gap of $44 per year that compounds over a long holding period. On income, BFRE currently yields 0.95% against 3.00% for SCHD.

Holdings Overlap

BFRE already in SCHD4.1%
SCHD already in BFRE18.5%

4.1% of BFRE's money is in holdings SCHD also owns. 18.5% of SCHD's money is in holdings BFRE also owns.

SCHD and BFRE share little of their money.

The two holdings books were reported 243 days apart, BFRE as of Dec 31, 2025 and SCHD as of Aug 31, 2026, so some of the difference between them is the time between the two reports rather than the funds.

11 positions in common, counted across the 202 positions we hold weights for in BFRE and 100 in SCHD, against full books of 211 and 103.

What only one of them owns

Our book lists 88 positions for SCHD that do not appear in our book for BFRE (81.4% of the fund), and 122 for BFRE that do not appear in SCHD (73.3%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in BFREWeight in SCHDDifference
PEPPepsico Inc.1.48%3.64%2.16%
UNHUnitedhealth Group Incorporated0.79%3.82%3.03%
KOCoca Cola Co.0.12%4.17%4.05%
FASTFastenal Co.0.32%1.38%1.06%
DVNDevon Energy Corporation0.33%1.36%1.03%
FITBFifth Third Bancorp0.26%1.19%0.93%
KMBKimberly-Clark Corp.0.27%0.87%0.60%
CINFCincinnati Financial Corp.0.10%0.64%0.54%
GISGeneral Mills In0.19%0.54%0.35%
SNASnap-On Inc.0.19%0.49%0.30%

You are not choosing between two funds in isolation.

Whichever of BFRE and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

BFRESCHD

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, BFRE or SCHD?

BFRE has an expense ratio of 0.50% while SCHD charges 0.06%. SCHD is the cheaper option, by $44 a year on a $10,000 investment.

What is the holdings overlap between BFRE and SCHD?

18.5% of SCHD's money is in holdings BFRE also owns. 18.5% of SCHD's is in holdings BFRE also owns. They hold 11 positions in common, counted across the 202 positions we hold weights for in BFRE and 100 in SCHD.

Which pays a higher dividend, BFRE or SCHD?

BFRE yields 0.95% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.

Is SCHD better than BFRE?

SCHD has a lower expense ratio. BFRE is less concentrated, with 30.4% of the fund in its ten largest positions against 41.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.