BFRE vs SPY

BFRE vs SPY

Which is better, BFRE or SPY?

SPY costs less.

SPY has a lower expense ratio. BFRE is less concentrated, with 30.4% of the fund in its ten largest positions against 37.8%.

Lower Fees: SPYLess Concentrated: BFRE

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricBFRESPY
Expense Ratio0.50%0.09%Best
AUM$2M$804.7B
Dividend Yield0.95%0.98%
Holdings211505
Top 10 Weight30.4%Best37.8%
Fund FamilyWestwood FundsState Street Investment Management
CategoryEquityEquity
StyleLarge Cap BlendLarge Cap Blend
InceptionMar 27, 2025Jan 22, 1993

Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized), Volatility (annualized), Max Drawdown, $10,000 over the window.

The two price series end 206 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. BFRE has data through Feb 27, 2026 and SPY through Sep 21, 2026.

Fees and Cost Over Time

BFRE charges 0.50% per year while SPY charges 0.09%. On a $10,000 position that is $50 vs $9 annually, a gap of $41 per year that compounds over a long holding period. On income, BFRE currently yields 0.95% against 0.98% for SPY.

Holdings Overlap

BFRE already in SPY72.4%
SPY already in BFRE58.5%

72.4% of BFRE's money is in holdings SPY also owns. 58.5% of SPY's money is in holdings BFRE also owns.

Most of BFRE is already inside SPY. Owning both mostly buys the same companies twice.

The two holdings books were reported 244 days apart, BFRE as of Dec 31, 2025 and SPY as of Sep 1, 2026, so some of the difference between them is the time between the two reports rather than the funds.

120 positions in common, counted across the 202 positions we hold weights for in BFRE and 504 in SPY, against full books of 211 and 505.

What only one of them owns

Our book lists 377 positions for SPY that do not appear in our book for BFRE (40.9% of the fund), and 14 for BFRE that do not appear in SPY (5.0%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in BFREWeight in SPYDifference
NVDANvidia Corp4.49%8.01%3.52%
AAPLApple, Inc3.60%7.26%3.66%
MSFTMicrosoft Corp4.23%5.66%1.43%
AMZNAmazon.Com Inc3.86%3.79%0.07%
GOOGLAlphabet Inc,class A3.22%2.99%0.23%
AVGOBroadcom Inc2.51%2.66%0.15%
METAMeta Platforms Inc2.33%1.93%0.40%
GOOGAlphabet Inc1.41%2.39%0.98%
TSLATesla Inc1.79%1.52%0.27%
LLYEli Lilly & Co.1.85%1.40%0.45%

72.4% of BFRE is already inside SPY.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

BFRESPY

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, BFRE or SPY?

BFRE has an expense ratio of 0.50% while SPY charges 0.09%. SPY is the cheaper option, by $41 a year on a $10,000 investment.

What is the holdings overlap between BFRE and SPY?

72.4% of BFRE's money is in holdings SPY also owns. 58.5% of SPY's is in holdings BFRE also owns. They hold 120 positions in common, counted across the 202 positions we hold weights for in BFRE and 504 in SPY.

Which pays a higher dividend, BFRE or SPY?

BFRE yields 0.95% while SPY yields 0.98%, so SPY currently pays the higher dividend yield.

Is SPY better than BFRE?

SPY has a lower expense ratio. BFRE is less concentrated, with 30.4% of the fund in its ten largest positions against 37.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.