BGR vs SCHD

BGR vs SCHD

Which is better, BGR or SCHD?

Each has led over a different period.

SCHD has a lower expense ratio. BGR led over 1Y, 3Y and 5Y, SCHD over the full window. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 70.8%.

Lower Fees: SCHDHigher Returns: splitLess Concentrated: SCHD

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricBGRSCHD
Expense Ratio1.11%0.06%Best
AUM$497M$112.1B
Dividend Yield6.09%3.00%
Holdings30103
YTD Return+30.51%Best+21.99%
1Y Return+37.95%Best+25.92%
3Y Return (annualized)+17.70%Best+15.66%
5Y Return (annualized)+20.93%Best+9.48%
Volatility (annualized)24.9%13.7%Best
Max Drawdown-83.6%-33.4%Best
$10,000 over 5 years$25,862Best$15,728
Top 10 Weight70.8%41.8%Best
Fund FamilyBlackRock, Inc. (US)Charles Schwab Asset Management
CategoryEquityEquity
StyleLarge Cap ValueLarge Cap Value
InceptionDec 23, 2004Oct 20, 2011

Volatility and max drawdown are measured over the window both funds cover: Oct 20, 2011 to Sep 23, 2026 (14.9 years).

BGR vs SCHD growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 14.9 years both funds cover.

BGR vs SCHD Performance

BlackRock Energy and Resources Trust (BGR) is an ETF from BlackRock, Inc. (US) and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year BGR returned +37.95% while SCHD returned +25.92%. Year to date, BGR is up 30.51% versus a gain of 21.99% for SCHD.

Over three years, BGR compounded at +17.70% per year against +15.66% for SCHD; over five years the annualized figures are +20.93% and +9.48% respectively. Across the full 15-year window we track, SCHD has the edge at +11.15% annualized vs -0.21%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

BGR has been the more volatile fund, with annualized monthly volatility of 24.9% compared with 13.7% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -83.6% for BGR and -33.4% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.66. They move together some of the time, and apart the rest.

Fees and Cost Over Time

BGR charges 1.11% per year while SCHD charges 0.06%. On a $10,000 position that is $111 vs $6 annually, a gap of $105 per year that compounds over a long holding period. On income, BGR currently yields 6.09% against 3.00% for SCHD.

Holdings Overlap

BGR already in SCHD15.1%
SCHD already in BGR8.0%

15.1% of BGR's money is in holdings SCHD also owns. 8.0% of SCHD's money is in holdings BGR also owns.

BGR and SCHD share little of their money.

The two holdings books were reported 62 days apart, BGR as of Jun 30, 2026 and SCHD as of Aug 31, 2026, so some of the difference between them is the time between the two reports rather than the funds.

2 positions in common, counted across the 30 positions we hold weights for in BGR and 100 in SCHD, against full books of 30 and 103.

What only one of them owns

Our book lists 97 positions for SCHD that do not appear in our book for BGR (92.0% of the fund), and 13 for BGR that do not appear in SCHD (56.3%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in BGRWeight in SCHDDifference
CVXChevron Corp10.85%4.02%6.83%
COPConocophillips Common Stock USD 0.014.21%3.94%0.27%

You are not choosing between two funds in isolation.

Whichever of BGR and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

BGRSCHD

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, BGR or SCHD?

BGR has an expense ratio of 1.11% while SCHD charges 0.06%. SCHD is the cheaper option, by $105 a year on a $10,000 investment.

Which performed better, BGR or SCHD?

Over the past year BGR returned +37.95% vs +25.92% for SCHD, so BGR leads on 1-year performance. Over the longest common window we track (15 years), BGR annualized -0.21% vs +11.15% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, BGR or SCHD?

BGR has been the more volatile fund at 24.9% annualized versus 13.7% for SCHD. Worst drawdown: BGR -83.6% vs SCHD -33.4%.

Should I hold both BGR and SCHD?

BGR and SCHD have a monthly-return correlation of 0.66, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

What is the holdings overlap between BGR and SCHD?

15.1% of BGR's money is in holdings SCHD also owns. 8.0% of SCHD's is in holdings BGR also owns. They hold 2 positions in common, counted across the 30 positions we hold weights for in BGR and 100 in SCHD.

Which pays a higher dividend, BGR or SCHD?

BGR yields 6.09% while SCHD yields 3.00%, so BGR currently pays the higher dividend yield.

Is SCHD better than BGR?

SCHD has a lower expense ratio. BGR led over 1Y, 3Y and 5Y, SCHD over the full window. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 70.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.