BJAN vs VXUS
BJAN vs VXUS
Innovator US Equity Buffer ETF - January vs Vanguard Total International Stock ETF
Quick Verdict
VXUS has a lower expense ratio. VXUS delivered stronger 1-year returns. VXUS offers more diversification with 7861 holdings.
Side-by-Side Comparison
| Metric | BJAN | VXUS | Winner |
|---|---|---|---|
| Expense Ratio | 0.79% | 0.05% | |
| AUM | $342M | $156.5B | |
| Dividend Yield | 0.00% | 2.60% | |
| Holdings | 6 | 8,747 | |
| YTD Return | +9.45% | +14.57% | |
| 1Y Return | +17.97% | +27.82% | |
| 3Y Return (annualized) | +16.53% | +19.27% | |
| 5Y Return (annualized) | +10.73% | +9.28% | |
| Volatility (annualized) | 11.7% | 15.1% | |
| Max Drawdown | -26.9% | -39.9% | |
| Fund Family | Innovator ETFs Trust | Vanguard (US) | |
| Category | Alternative | Equity | |
| Inception | Dec 31, 2018 | Jan 26, 2011 |
BJAN vs VXUS Performance
Innovator US Equity Buffer ETF - January (BJAN) is a ETF from Innovator ETFs Trust and Vanguard Total International Stock ETF (VXUS) is a ETF from Vanguard (US). Over the past year BJAN returned +17.97% while VXUS returned +27.82%. Year to date, BJAN is up 9.45% versus a gain of 14.57% for VXUS.
Over three years, BJAN compounded at +16.53% per year against +19.27% for VXUS; over five years the annualized figures are +10.73% and +9.28% respectively. Across the full 8-year window we track, BJAN has the edge at +12.76% annualized vs +4.86%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VXUS has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 11.7% for BJAN. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -26.9% for BJAN and -39.9% for VXUS. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.84. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
BJAN charges 0.79% per year while VXUS charges 0.05%. On a $10,000 position that is $79 vs $5 annually, a gap of $74 per year that compounds over a long holding period. On income, BJAN currently yields 0.00% against 2.60% for VXUS.
Frequently Asked Questions
Which is cheaper, BJAN or VXUS?
BJAN has an expense ratio of 0.79% while VXUS charges 0.05%. VXUS is the cheaper option. On a $10,000 investment, that is $74 per year of difference.
Which performed better, BJAN or VXUS?
Over the past year BJAN returned +17.97% vs +27.82% for VXUS, so VXUS leads on 1-year performance. Over the longest common window we track (8 years), BJAN annualized +12.76% vs +4.86% for VXUS. Past performance does not guarantee future results.
Which is riskier, BJAN or VXUS?
VXUS has been the more volatile fund at 15.1% annualized versus 11.7% for BJAN. Worst drawdown: BJAN -26.9% vs VXUS -39.9%.
Should I hold both BJAN and VXUS?
BJAN and VXUS have a monthly-return correlation of 0.84, so combining them can provide real diversification depending on your allocation goals.
Which pays a higher dividend, BJAN or VXUS?
BJAN yields 0.00% while VXUS yields 2.60%, so VXUS currently pays the higher dividend yield.
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