BJK vs SCHD

Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: SCHD

Side-by-Side Comparison

MetricBJKSCHDWinner
Expense Ratio0.51%0.06%
AUM$18M$103.7B
Dividend Yield3.70%3.31%
Holdings38104
YTD Return-11.89%+25.33%
1Y Return+7.45%+32.31%
3Y Return (annualized)-5.64%+15.40%
5Y Return (annualized)-7.11%+9.70%
Volatility (annualized)27.7%13.6%
Max Drawdown-78.8%-33.4%
Fund FamilyVanEckCharles Schwab Asset Management
CategoryEquityEquity
InceptionJan 22, 2008Oct 20, 2011

BJK vs SCHD Performance

VanEck Gaming ETF (BJK) is a ETF from VanEck and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year BJK returned +7.45% while SCHD returned +32.31%. Year to date, BJK is down 11.89% versus a gain of 25.33% for SCHD.

Over three years, BJK compounded at -5.64% per year against +15.40% for SCHD; over five years the annualized figures are -7.11% and +9.70% respectively. Across the full 15-year window we track, SCHD has the edge at +11.45% annualized vs +1.52%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

BJK has been the more volatile fund, with annualized monthly volatility of 27.7% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -78.8% for BJK and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.68. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

BJK charges 0.51% per year while SCHD charges 0.06%. On a $10,000 position that is $51 vs $6 annually, a gap of $45 per year that compounds over a long holding period. On income, BJK currently yields 3.70% against 3.31% for SCHD.

Holdings Overlap

0.0%overlap

BJK and SCHD share 0 holdings out of 134 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, BJK or SCHD?

BJK has an expense ratio of 0.51% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $45 per year of difference.

Which performed better, BJK or SCHD?

Over the past year BJK returned +7.45% vs +32.31% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (15 years), BJK annualized +1.52% vs +11.45% for SCHD. Past performance does not guarantee future results.

Which is riskier, BJK or SCHD?

BJK has been the more volatile fund at 27.7% annualized versus 13.6% for SCHD. Worst drawdown: BJK -78.8% vs SCHD -33.4%.

Should I hold both BJK and SCHD?

BJK and SCHD have a monthly-return correlation of 0.68, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between BJK and SCHD?

BJK and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 134 unique securities.

Which pays a higher dividend, BJK or SCHD?

BJK yields 3.70% while SCHD yields 3.31%, so BJK currently pays the higher dividend yield.

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