BKF vs VTI

Quick Verdict

VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.

Lower Fees: VTIHigher Returns: VTIMore Diversified: VTI

Side-by-Side Comparison

MetricBKFVTIWinner
Expense Ratio0.72%0.03%
AUM$75M$663.5B
Dividend Yield1.63%1.07%
Holdings7123,543
YTD Return-8.74%+13.87%
1Y Return-0.10%+23.31%
3Y Return (annualized)+7.76%+21.17%
5Y Return (annualized)-1.93%+12.23%
Volatility (annualized)23.2%15.3%
Max Drawdown-70.4%-56.6%
Fund FamilyiShares by BlackRock (US)Vanguard (US)
CategoryEquityEquity
InceptionNov 12, 2007May 24, 2001

BKF vs VTI Performance

iShares MSCI BIC ETF (BKF) is a ETF from iShares by BlackRock (US) and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year BKF returned -0.10% while VTI returned +23.31%. Year to date, BKF is down 8.74% versus a gain of 13.87% for VTI.

Over three years, BKF compounded at +7.76% per year against +21.17% for VTI; over five years the annualized figures are -1.93% and +12.23% respectively. Across the full 19-year window we track, VTI has the edge at +8.13% annualized vs -1.28%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

BKF has been the more volatile fund, with annualized monthly volatility of 23.2% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -70.4% for BKF and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.66. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

BKF charges 0.72% per year while VTI charges 0.03%. On a $10,000 position that is $72 vs $3 annually, a gap of $69 per year that compounds over a long holding period. On income, BKF currently yields 1.63% against 1.07% for VTI.

Holdings Overlap

0.0%overlap

BKF and VTI share 2 holdings out of 3450 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in BKFWeight in VTIDifference
HAL0.18%0.04%0.14%
NUVL0.00%0.00%0.00%

Frequently Asked Questions

Which is cheaper, BKF or VTI?

BKF has an expense ratio of 0.72% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $69 per year of difference.

Which performed better, BKF or VTI?

Over the past year BKF returned -0.10% vs +23.31% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (19 years), BKF annualized -1.28% vs +8.13% for VTI. Past performance does not guarantee future results.

Which is riskier, BKF or VTI?

BKF has been the more volatile fund at 23.2% annualized versus 15.3% for VTI. Worst drawdown: BKF -70.4% vs VTI -56.6%.

Should I hold both BKF and VTI?

BKF and VTI have a monthly-return correlation of 0.66, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between BKF and VTI?

BKF and VTI share 2 common holdings with a 0.0% weight overlap. Combined, they hold 3450 unique securities.

Which pays a higher dividend, BKF or VTI?

BKF yields 1.63% while VTI yields 1.07%, so BKF currently pays the higher dividend yield.

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