BKF vs SPY

Quick Verdict

SPY has a lower expense ratio. SPY delivered stronger 1-year returns. BKF offers more diversification with 669 holdings.

Lower Fees: SPYHigher Returns: SPYMore Diversified: BKF

Side-by-Side Comparison

MetricBKFSPYWinner
Expense Ratio0.72%0.09%
AUM$75M$789.1B
Dividend Yield1.63%1.01%
Holdings712505
YTD Return-7.31%+13.75%
1Y Return+1.46%+22.91%
3Y Return (annualized)+8.00%+21.67%
5Y Return (annualized)-1.53%+13.32%
Volatility (annualized)23.2%15.3%
Max Drawdown-70.4%-56.5%
Fund FamilyiShares by BlackRock (US)State Street Investment Management
CategoryEquityEquity
InceptionNov 12, 2007Jan 22, 1993

BKF vs SPY Performance

iShares MSCI BIC ETF (BKF) is a ETF from iShares by BlackRock (US) and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Over the past year BKF returned +1.46% while SPY returned +22.91%. Year to date, BKF is down 7.31% versus a gain of 13.75% for SPY.

Over three years, BKF compounded at +8.00% per year against +21.67% for SPY; over five years the annualized figures are -1.53% and +13.32% respectively. Across the full 19-year window we track, SPY has the edge at +8.85% annualized vs -1.19%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

BKF has been the more volatile fund, with annualized monthly volatility of 23.2% compared with 15.3% for SPY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -70.4% for BKF and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.65. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

BKF charges 0.72% per year while SPY charges 0.09%. On a $10,000 position that is $72 vs $9 annually, a gap of $63 per year that compounds over a long holding period. On income, BKF currently yields 1.63% against 1.01% for SPY.

Holdings Overlap

0.0%overlap

BKF and SPY share 1 holdings out of 1171 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in BKFWeight in SPYDifference
HAL0.18%0.04%0.14%

Frequently Asked Questions

Which is cheaper, BKF or SPY?

BKF has an expense ratio of 0.72% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $63 per year of difference.

Which performed better, BKF or SPY?

Over the past year BKF returned +1.46% vs +22.91% for SPY, so SPY leads on 1-year performance. Over the longest common window we track (19 years), BKF annualized -1.19% vs +8.85% for SPY. Past performance does not guarantee future results.

Which is riskier, BKF or SPY?

BKF has been the more volatile fund at 23.2% annualized versus 15.3% for SPY. Worst drawdown: BKF -70.4% vs SPY -56.5%.

Should I hold both BKF and SPY?

BKF and SPY have a monthly-return correlation of 0.65, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between BKF and SPY?

BKF and SPY share 1 common holdings with a 0.0% weight overlap. Combined, they hold 1171 unique securities.

Which pays a higher dividend, BKF or SPY?

BKF yields 1.63% while SPY yields 1.01%, so BKF currently pays the higher dividend yield.

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