BKMC vs SPY

Quick Verdict

BKMC has a lower expense ratio. SPY delivered stronger 1-year returns. SPY offers more diversification with 503 holdings.

Lower Fees: BKMCHigher Returns: SPYMore Diversified: SPY

Side-by-Side Comparison

MetricBKMCSPYWinner
Expense Ratio0.04%0.09%
AUM$655M$789.1B
Dividend Yield0.45%1.01%
Holdings403505
YTD Return-61.89%+13.68%
1Y Return-59.62%+21.53%
3Y Return (annualized)-19.87%+21.44%
5Y Return (annualized)-13.23%+13.18%
Volatility (annualized)32.3%15.3%
Max Drawdown-67.7%-56.5%
Fund FamilyBNY Mellon Investment ManagementState Street Investment Management
CategoryEquityEquity
InceptionApr 7, 2020Jan 22, 1993

BKMC vs SPY Performance

BNY Mellon US Mid Cap Core Equity ETF (BKMC) is a ETF from BNY Mellon Investment Management and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Over the past year BKMC returned -59.62% while SPY returned +21.53%. Year to date, BKMC is down 61.89% versus a gain of 13.68% for SPY.

Over three years, BKMC compounded at -19.87% per year against +21.44% for SPY; over five years the annualized figures are -13.23% and +13.18% respectively. Across the full 6-year window we track, SPY has the edge at +8.85% annualized vs -2.65%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

BKMC has been the more volatile fund, with annualized monthly volatility of 32.3% compared with 15.3% for SPY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -67.7% for BKMC and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.51. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

BKMC charges 0.04% per year while SPY charges 0.09%. On a $10,000 position that is $4 vs $9 annually, a gap of $5 per year that compounds over a long holding period. On income, BKMC currently yields 0.45% against 1.01% for SPY.

Holdings Overlap

1.3%overlap

BKMC and SPY share 70 holdings out of 834 unique holdings combined, representing a 1.3% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in BKMCWeight in SPYDifference
ALB0.60%0.02%0.58%
FFIV0.51%0.04%0.47%
VTRS0.51%0.03%0.48%
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Frequently Asked Questions

Which is cheaper, BKMC or SPY?

BKMC has an expense ratio of 0.04% while SPY charges 0.09%. BKMC is the cheaper option. On a $10,000 investment, that is $5 per year of difference.

Which performed better, BKMC or SPY?

Over the past year BKMC returned -59.62% vs +21.53% for SPY, so SPY leads on 1-year performance. Over the longest common window we track (6 years), BKMC annualized -2.65% vs +8.85% for SPY. Past performance does not guarantee future results.

Which is riskier, BKMC or SPY?

BKMC has been the more volatile fund at 32.3% annualized versus 15.3% for SPY. Worst drawdown: BKMC -67.7% vs SPY -56.5%.

Should I hold both BKMC and SPY?

BKMC and SPY have a monthly-return correlation of 0.51, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between BKMC and SPY?

BKMC and SPY share 70 common holdings with a 1.3% weight overlap. Combined, they hold 834 unique securities.

Which pays a higher dividend, BKMC or SPY?

BKMC yields 0.45% while SPY yields 1.01%, so SPY currently pays the higher dividend yield.

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