BKMC vs VTI
BNY Mellon US Mid Cap Core Equity ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | BKMC | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.04% | 0.03% | |
| AUM | $655M | $663.5B | |
| Dividend Yield | 0.45% | 1.07% | |
| Holdings | 403 | 3,543 | |
| YTD Return | -61.72% | +14.96% | |
| 1Y Return | -60.13% | +22.39% | |
| 3Y Return (annualized) | -19.74% | +21.51% | |
| 5Y Return (annualized) | -13.12% | +12.36% | |
| Volatility (annualized) | 32.3% | 15.4% | |
| Max Drawdown | -67.7% | -56.6% | |
| Fund Family | BNY Mellon Investment Management | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Apr 7, 2020 | May 24, 2001 |
BKMC vs VTI Performance
BNY Mellon US Mid Cap Core Equity ETF (BKMC) is a ETF from BNY Mellon Investment Management and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year BKMC returned -60.13% while VTI returned +22.39%. Year to date, BKMC is down 61.72% versus a gain of 14.96% for VTI.
Over three years, BKMC compounded at -19.74% per year against +21.51% for VTI; over five years the annualized figures are -13.12% and +12.36% respectively. Across the full 6-year window we track, VTI has the edge at +8.16% annualized vs -2.58%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
BKMC has been the more volatile fund, with annualized monthly volatility of 32.3% compared with 15.4% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -67.7% for BKMC and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.54. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
BKMC charges 0.04% per year while VTI charges 0.03%. On a $10,000 position that is $4 vs $3 annually, a gap of $1 per year that compounds over a long holding period. On income, BKMC currently yields 0.45% against 1.07% for VTI.
Holdings Overlap
BKMC and VTI share 281 holdings out of 2903 unique holdings combined, representing a 3.6% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, BKMC or VTI?
BKMC has an expense ratio of 0.04% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $1 per year of difference.
Which performed better, BKMC or VTI?
Over the past year BKMC returned -60.13% vs +22.39% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (6 years), BKMC annualized -2.58% vs +8.16% for VTI. Past performance does not guarantee future results.
Which is riskier, BKMC or VTI?
BKMC has been the more volatile fund at 32.3% annualized versus 15.4% for VTI. Worst drawdown: BKMC -67.7% vs VTI -56.6%.
Should I hold both BKMC and VTI?
BKMC and VTI have a monthly-return correlation of 0.54, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between BKMC and VTI?
BKMC and VTI share 281 common holdings with a 3.6% weight overlap. Combined, they hold 2903 unique securities.
Which pays a higher dividend, BKMC or VTI?
BKMC yields 0.45% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.
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