BKMC vs VTI
BNY Mellon US Mid Cap Core Equity ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, BKMC or VTI?
Mid Cap Blend against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. The two have moved almost in lockstep, correlation 0.93. BKMC is less concentrated, with 5.2% of the fund in its ten largest positions against 33.3%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | BKMC | VTI |
|---|---|---|
| Expense Ratio | 0.04% | 0.03%Best |
| AUM | $648M | $666.9B |
| Dividend Yield | 2.03% | 1.03% |
| Holdings | 405 | 3,543 |
| YTD Return | +7.70% | +11.06%Best |
| 1Y Return | +10.06% | +15.41%Best |
| 3Y Return (annualized) | +14.38% | +20.48%Best |
| 5Y Return (annualized) | +6.81% | +11.52%Best |
| Volatility (annualized) | 17.1% | 15.6%Best |
| Max Drawdown | -25.0%Best | -25.4% |
| $10,000 over 5 years | $13,901 | $17,249Best |
| Top 10 Weight | 5.2%Best | 33.3% |
| Fund Family | BNY Mellon Investment Management | Vanguard (US) |
| Category | Equity | Equity |
| Style | Mid Cap Blend | Large Cap Blend |
| Inception | Apr 7, 2020 | May 24, 2001 |
Volatility and max drawdown are measured over the window both funds cover: Apr 9, 2020 to Sep 16, 2026 (6.4 years).
BKMC vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 6.4 years both funds cover.
BKMC vs VTI Performance
BNY Mellon US Mid Cap Core Equity ETF (BKMC) is an ETF from BNY Mellon Investment Management and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year BKMC returned +10.06% while VTI returned +15.41%. Year to date, BKMC is up 7.70% versus a gain of 11.06% for VTI.
Over three years, BKMC compounded at +14.38% per year against +20.48% for VTI; over five years the annualized figures are +6.81% and +11.52% respectively. Across the full 6-year window we track, VTI has the edge at +17.83% annualized vs +14.45%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
BKMC has been the more volatile fund, with annualized monthly volatility of 17.1% compared with 15.6% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -25.0% for BKMC and -25.4% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.93. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
BKMC charges 0.04% per year while VTI charges 0.03%. On a $10,000 position that is $4 vs $3 annually, a gap of $1 per year that compounds over a long holding period. On income, BKMC currently yields 2.03% against 1.03% for VTI.
Holdings Overlap
94.7% of BKMC's money is in holdings VTI also owns. 5.1% of VTI's money is in holdings BKMC also owns.
Most of BKMC is already inside VTI. Owning both mostly buys the same companies twice.
374 positions in common, counted across the 402 positions we hold weights for in BKMC and 3,463 in VTI, against full books of 405 and 3,543.
What only one of them owns
Our book lists 800 positions for VTI that do not appear in our book for BKMC (92.4% of the fund), and 13 for BKMC that do not appear in VTI (1.9%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in BKMC | Weight in VTI | Difference |
|---|---|---|---|
| USFDUS Foods Holding Corp | 0.57% | 0.03% | 0.54% |
| THCTenet Healthcare Corp Common Stock Usd 0.05 | 0.56% | 0.03% | 0.53% |
| CDECoeur Mining Inc | 0.56% | 0.02% | 0.54% |
| ROKURoku, Inc | 0.53% | 0.03% | 0.50% |
| GHGuardant Health, Inc | 0.52% | 0.03% | 0.49% |
| CFCf Industries Holdings Inc. | 0.52% | 0.03% | 0.49% |
| VTRSViatris Inc. | 0.50% | 0.03% | 0.47% |
| SNASnap-On Inc. | 0.49% | 0.03% | 0.46% |
| OVVOvintiv Inc. | 0.47% | 0.02% | 0.45% |
| SNXSynnex Technology International Co | 0.46% | 0.03% | 0.43% |
94.7% of BKMC is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, BKMC or VTI?
BKMC has an expense ratio of 0.04% while VTI charges 0.03%. VTI is the cheaper option, by $1 a year on a $10,000 investment.
Which performed better, BKMC or VTI?
Over the past year BKMC returned +10.06% vs +15.41% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (6 years), BKMC annualized +14.45% vs +17.83% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, BKMC or VTI?
BKMC has been the more volatile fund at 17.1% annualized versus 15.6% for VTI. Worst drawdown: BKMC -25.0% vs VTI -25.4%.
Should I hold both BKMC and VTI?
BKMC and VTI have a monthly-return correlation of 0.93, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.
What is the holdings overlap between BKMC and VTI?
94.7% of BKMC's money is in holdings VTI also owns. 5.1% of VTI's is in holdings BKMC also owns. They hold 374 positions in common, counted across the 402 positions we hold weights for in BKMC and 3,463 in VTI.
Which pays a higher dividend, BKMC or VTI?
BKMC yields 2.03% while VTI yields 1.03%, so BKMC currently pays the higher dividend yield.
Is VTI better than BKMC?
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. The two have moved almost in lockstep, correlation 0.93. BKMC is less concentrated, with 5.2% of the fund in its ten largest positions against 33.3%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.