BKMI vs VTI
BNY Mellon Municipal Intermediate ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | BKMI | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.35% | 0.03% | |
| AUM | $1.7B | $663.5B | |
| Dividend Yield | 0.97% | 1.07% | |
| Holdings | 541 | 3,543 | |
| YTD Return | -0.24% | +14.96% | |
| 1Y Return | - | +22.39% | |
| 3Y Return (annualized) | - | +21.51% | |
| 5Y Return (annualized) | - | +12.36% | |
| Volatility (annualized) | - | 15.4% | |
| Max Drawdown | -3.0% | -56.6% | |
| Fund Family | BNY Mellon Investment Management | Vanguard (US) | |
| Category | Tax Preferred | Equity | |
| Inception | Jan 12, 2026 | May 24, 2001 |
BKMI vs VTI Performance
BNY Mellon Municipal Intermediate ETF (BKMI) is a ETF from BNY Mellon Investment Management and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Year to date, BKMI is down 0.24% versus a gain of 14.96% for VTI.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -3.0% for BKMI and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
BKMI charges 0.35% per year while VTI charges 0.03%. On a $10,000 position that is $35 vs $3 annually, a gap of $32 per year that compounds over a long holding period. On income, BKMI currently yields 0.97% against 1.07% for VTI.
Holdings Overlap
BKMI and VTI share 0 holdings out of 2910 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, BKMI or VTI?
BKMI has an expense ratio of 0.35% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $32 per year of difference.
What is the holdings overlap between BKMI and VTI?
BKMI and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2910 unique securities.
Which pays a higher dividend, BKMI or VTI?
BKMI yields 0.97% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.
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