BNDP vs SPY

BNDP vs SPY
See what your portfolio actually owns
Your funds unpacked, overlap, fees and score, free on screen. The full report is $25, once. Download sample.
X-ray my portfolio free

Quick Verdict

BNDP has a lower expense ratio. BNDP offers more diversification with 6,181 holdings.

Lower Fees: BNDPHigher Returns: TiedMore Diversified: BNDP

Side-by-Side Comparison

MetricBNDPSPYWinner
Expense Ratio0.05%0.09%
AUM$132M$821.1B
Dividend Yield2.47%1.01%
Holdings6,181505
YTD Return+0.29%+12.35%
1Y Return-+20.15%
3Y Return (annualized)-+21.69%
5Y Return (annualized)-+12.77%
Volatility (annualized)-15.3%
Max Drawdown-2.6%-56.5%
Fund FamilyVanguard (US)State Street Investment Management
CategoryFixed IncomeEquity
InceptionDec 2, 2025Jan 22, 1993

BNDP vs SPY Performance

Vanguard Core-Plus Bond Index ETF (BNDP) is a ETF from Vanguard (US) and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Year to date, BNDP is up 0.29% versus a gain of 12.35% for SPY.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -2.6% for BNDP and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

BNDP charges 0.05% per year while SPY charges 0.09%. On a $10,000 position that is $5 vs $9 annually, a gap of $4 per year that compounds over a long holding period. On income, BNDP currently yields 2.47% against 1.01% for SPY.

Holdings Overlap

0.0%overlap

BNDP and SPY share 3 holdings out of 1511 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in BNDPWeight in SPYDifference
GE0.00%0.59%0.59%
UNP0.00%0.26%0.26%
CNP0.00%0.04%0.04%

Frequently Asked Questions

Which is cheaper, BNDP or SPY?

BNDP has an expense ratio of 0.05% while SPY charges 0.09%. BNDP is the cheaper option. On a $10,000 investment, that is $4 per year of difference.

What is the holdings overlap between BNDP and SPY?

BNDP and SPY share 3 common holdings with a 0.0% weight overlap. Combined, they hold 1511 unique securities.

Which pays a higher dividend, BNDP or SPY?

BNDP yields 2.47% while SPY yields 1.01%, so BNDP currently pays the higher dividend yield.

Get Full ETF Analytics

Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.

See what your portfolio actually owns
Your funds unpacked, overlap, fees and score, free on screen. The full report is $25, once. Download sample.
X-ray my portfolio free