BNDP vs VTI

BNDP vs VTI

Which is better, BNDP or VTI?

Intermediate Term Bond against Large Cap Blend.

VTI has a lower expense ratio.

Lower Fees: VTI

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricBNDPVTI
Expense Ratio0.05%0.03%Best
AUM$131M$666.9B
Dividend Yield2.86%1.03%
Holdings6,1813,543
YTD Return-1.11%+12.57%Best
1Y Return-+17.22%
3Y Return (annualized)-+20.87%
5Y Return (annualized)-+11.86%
Fund FamilyVanguard (US)Vanguard (US)
CategoryFixed IncomeEquity
StyleIntermediate Term BondLarge Cap Blend
InceptionDec 2, 2025May 24, 2001

Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window, Top 10 Weight.

BNDP vs VTI growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.

BNDP vs VTI Performance

Vanguard Core-Plus Bond Index ETF (BNDP) is an ETF from Vanguard (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Year to date, BNDP is down 1.11% versus a gain of 12.57% for VTI.

Past performance does not guarantee future results.

Fees and Cost Over Time

BNDP charges 0.05% per year while VTI charges 0.03%. On a $10,000 position that is $5 vs $3 annually, a gap of $2 per year that compounds over a long holding period. On income, BNDP currently yields 2.86% against 1.03% for VTI.

Holdings Overlap

We hold position weights for 1,010 holdings in BNDP and 2,787 in VTI, totalling 14.5% and 90.6% of the two funds. Neither is a share of a fund we can divide by, so no overlap percentage is shown here. Within what we can see, 3 positions appear in both.

3 positions in common, counted across the 1,010 positions we hold weights for in BNDP and 2,787 in VTI, against full books of 6,181 and 3,543.

Top Shared Holdings

StockWeight in BNDPWeight in VTIDifference
GEGeneral Electric Co. 6.750 03/15/20320.00%0.54%0.54%
UNPUnion Pacific Corp0.00%0.22%0.22%
CNPCenterpoint Energy Inc 5.95% Apr 01, 20560.00%0.04%0.04%

You are not choosing between two funds in isolation.

Whichever of BNDP and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

BNDPVTI

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, BNDP or VTI?

BNDP has an expense ratio of 0.05% while VTI charges 0.03%. VTI is the cheaper option, by $2 a year on a $10,000 investment.

Which pays a higher dividend, BNDP or VTI?

BNDP yields 2.86% while VTI yields 1.03%, so BNDP currently pays the higher dividend yield.

Is VTI better than BNDP?

VTI has a lower expense ratio. Which one suits a particular account depends on what it is for. This is information, not a recommendation.