BNDP vs VTI
Vanguard Core-Plus Bond Index ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, BNDP or VTI?
Intermediate Term Bond against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | BNDP | VTI |
|---|---|---|
| Expense Ratio | 0.05% | 0.03%Best |
| AUM | $133M | $689.2B |
| Dividend Yield | 3.35% | 1.06% |
| Holdings | 6,181 | 3,524 |
| YTD Return | -0.45% | +11.43%Best |
| 1Y Return | -0.42% | +12.49%Best |
| 3Y Return (annualized) | - | +23.15% |
| 5Y Return (annualized) | - | +10.85% |
| Fund Family | Vanguard (US) | Vanguard (US) |
| Category | Fixed Income | Equity |
| Style | Intermediate Term Bond | Large Cap Blend |
| Inception | Dec 2, 2025 | May 24, 2001 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window, Top 10 Weight.
BNDP vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
BNDP vs VTI Performance
Vanguard Core-Plus Bond Index ETF (BNDP) is an ETF from Vanguard (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year BNDP returned -0.42% while VTI returned +12.49%. Year to date, BNDP is down 0.45% versus a gain of 11.43% for VTI.
Past performance does not guarantee future results.
Fees and Cost Over Time
BNDP charges 0.05% per year while VTI charges 0.03%. On a $10,000 position that is $5 vs $3 annually, a gap of $2 per year that compounds over a long holding period. On income, BNDP currently yields 3.35% against 1.06% for VTI.
Holdings Overlap
At least 1.3% of VTI's money is in holdings BNDP also owns.
Stated as a floor: for BNDP, our book for it covers 83.7% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
VTI and BNDP share little of their money.
6 positions in common, counted across the 4,013 positions we hold weights for in BNDP and 3,441 in VTI, against full books of 6,181 and 3,524.
Top Shared Holdings
| Stock | Weight in BNDP | Weight in VTI | Difference |
|---|---|---|---|
| LRCXLrcx Uw Equity | 0.01% | 0.51% | 0.50% |
| GEGeneral Electric Co. | 0.01% | 0.47% | 0.46% |
| DUKDuke Energy Corp | 0.01% | 0.13% | 0.12% |
| TMUST-Mobile Usa Inc Esrw Usd Npv Ref Sm#585558 | 0.01% | 0.11% | 0.10% |
| THCTenet Healthcare Corp Common Stock Usd 0.05 | 0.01% | 0.03% | 0.02% |
| PPLPpl Corp (Utilities) | 0.01% | 0.03% | 0.02% |
You are not choosing between two funds in isolation.
Whichever of BNDP and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, BNDP or VTI?
BNDP has an expense ratio of 0.05% while VTI charges 0.03%. VTI is the cheaper option, by $2 a year on a $10,000 investment.
Which performed better, BNDP or VTI?
Over the past year BNDP returned -0.42% vs +12.49% for VTI, so VTI leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
What is the holdings overlap between BNDP and VTI?
At least 1.3% of VTI's money is in holdings BNDP also owns. Our book for BNDP is partial, so the real figure is this or higher. They hold 6 positions in common, counted across the 4,013 positions we hold weights for in BNDP and 3,441 in VTI.
Which pays a higher dividend, BNDP or VTI?
BNDP yields 3.35% while VTI yields 1.06%, so BNDP currently pays the higher dividend yield.
Is VTI better than BNDP?
VTI has a lower expense ratio. VTI led over 1Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.