BRIF vs SCHD
FIS Bright Portfolios Focused Equity ETF vs Schwab US Dividend Equity ETF
Which is better, BRIF or SCHD?
Large Cap Blend against Large Cap Value.
SCHD has a lower expense ratio. BRIF led over the full window, SCHD over 1Y. BRIF is less concentrated, with 37.4% of the fund in its ten largest positions against 41.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | BRIF | SCHD |
|---|---|---|
| Expense Ratio | 0.65% | 0.06%Best |
| AUM | $165M | $108.9B |
| Dividend Yield | 0.42% | 3.00% |
| Holdings | 100 | 206 |
| YTD Return | +26.58%Best | +22.89% |
| 1Y Return | +26.97% | +29.27%Best |
| 3Y Return (annualized) | - | +16.56% |
| 5Y Return (annualized) | - | +9.63% |
| Volatility (annualized) | 21.5% | 13.7%Best |
| Max Drawdown | -17.2% | -14.0%Best |
| $10,000 over 1.8 years | $15,122Best | $12,959 |
| Top 10 Weight | 37.4%Best | 41.8% |
| Fund Family | Faith Investor Services | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Value |
| Inception | Dec 20, 2024 | Oct 20, 2011 |
Volatility and max drawdown, and the $10,000 over 1.8 years row, are measured over the window both funds cover: Dec 20, 2024 to Oct 12, 2026 (1.8 years).
BRIF vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.8 years both funds cover.
BRIF vs SCHD Performance
FIS Bright Portfolios Focused Equity ETF (BRIF) is an ETF from Faith Investor Services and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year BRIF returned +26.97% while SCHD returned +29.27%. Year to date, BRIF is up 26.58% versus a gain of 22.89% for SCHD.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
BRIF has been the more volatile fund, with annualized monthly volatility of 21.5% compared with 13.7% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -17.2% for BRIF and -14.0% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.08. They move largely independently of each other.
Fees and Cost Over Time
BRIF charges 0.65% per year while SCHD charges 0.06%. On a $10,000 position that is $65 vs $6 annually, a gap of $59 per year that compounds over a long holding period. On income, BRIF currently yields 0.42% against 3.00% for SCHD.
Holdings Overlap
3.8% of BRIF's money is in holdings SCHD also owns. 7.5% of SCHD's money is in holdings BRIF also owns.
SCHD and BRIF share little of their money.
2 positions in common, counted across the 49 positions we hold weights for in BRIF and 99 in SCHD, against full books of 100 and 206.
What only one of them owns
Our book lists 96 positions for SCHD that do not appear in our book for BRIF (92.4% of the fund), and 45 for BRIF that do not appear in SCHD (93.6%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of BRIF and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, BRIF or SCHD?
BRIF has an expense ratio of 0.65% while SCHD charges 0.06%. SCHD is the cheaper option, by $59 a year on a $10,000 investment.
Which performed better, BRIF or SCHD?
Over the past year BRIF returned +26.97% vs +29.27% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), BRIF annualized +25.83% vs +15.49% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, BRIF or SCHD?
BRIF has been the more volatile fund at 21.5% annualized versus 13.7% for SCHD. Worst drawdown: BRIF -17.2% vs SCHD -14.0%.
Should I hold both BRIF and SCHD?
BRIF and SCHD have a monthly-return correlation of 0.08, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between BRIF and SCHD?
7.5% of SCHD's money is in holdings BRIF also owns. 7.5% of SCHD's is in holdings BRIF also owns. They hold 2 positions in common, counted across the 49 positions we hold weights for in BRIF and 99 in SCHD.
Which pays a higher dividend, BRIF or SCHD?
BRIF yields 0.42% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than BRIF?
SCHD has a lower expense ratio. BRIF led over the full window, SCHD over 1Y. BRIF is less concentrated, with 37.4% of the fund in its ten largest positions against 41.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.